20 Alvin Curling Crescent, Toronto, ON

Milliken, Toronto · MLS® E13444450

$1,359,900
For Sale
Listed 32 days ago
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5Bedrooms
3Bathrooms
15Garage · 35 parking
2000-2500Sq Ft

About this home

Goldhawk Gardens! Luxurious One Of A King Community By Treasure Hill Homes Off Goldhawk Trail! Spectacular 4 Bdrm, 3 Bathroom Home On A Quiet Crescent Backing Onto Park. Luxurious Features Include Main Flr Features 9Ft Ceilings, Den/Library, All New Engineering Hardwood Floors, New Professional Paint & Pot Lights, New Refrigerator, Open Concept Kitchen W/Granite C/Top & Breakfast Bar O'looing Park, Large Living Rm. Fantastic Open Concept Home With Walk-Up Separate Entrance (Completed by Builder) Basement, Dual Zone Furnace For Main Floor & Basement, Cold Cellar, 2nd Floor Laundry Room, Spacious Master Bedroom With Large Walk-In Closet & 4 Piece Ensuite W/Sep Shower & Sep Deep Soaker Tub. Walking Distance To Goldhawk Park, Schools, Supermarket, Transit & Much More !

Key facts

Property type
Detached, 2-Storey
MLS®
E13444450
Bedrooms
5 (4 + 1)
Bathrooms
3 (1 half)
Size
2000-2500
Lot
32.31 × 99.37 ft
Cross streets
Alton Tower Circle/Mccowan
Parking
15 garage · 35 parking (attached)
Driveway
Private
Basement
Full, Separate Entrance, Walk-Up, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,900 / 2025
Days on market
32
Listing brokerage
BAY STREET GROUP INC.

Rooms

Bedroom 3Second3.65 × 3.35 m

hardwood floor · double closet · window

KitchenMain3.59 × 2.46 m

ceramic floor · open concept · breakfast bar

Living RoomMain4.26 × 3.96 m

hardwood floor · open concept · window

BreakfastMain3.59 × 3.04 m

ceramic floor · open concept · walk-out

DenMain3.10 × 2.43 m

hardwood floor · bay window

Primary BedroomSecond4.87 × 4.38 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 4In Between4.14 × 3.78 m

hardwood floor · gas fireplace · bay window

Bedroom 2Second4.08 × 4.93 m

hardwood floor · double closet · semi ensuite

Dining RoomMain4.57 × 4.08 m

hardwood floor · open concept · combined w/living

Moe’s TakeTeam Asgarian · Broker
In line
$1.29Mest. value

Listed at $1,359,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.41M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $999K
  • Size difference +$286K
  • Bathrooms −$15K
  • Adjusts to $1.27M

That comparable adjusts to $1.27M; the $1.29M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Agnes Macphail Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McNicoll Ave at Hutchcroft Ave is about a 5-minute walk away.

List price
$1.27MGreat deal$1.54MOverpriced

Total price vs nearby homes. Fair value about $1.29M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.64Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

18 Thatcher Avenue$1.98M40 Stonemanse Court$1.55M66 Wandering Trail$1.19M39 Cadillac Avenue$1.25M224 ELLIS Avenue$2.25M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.36MThis home1.98M1.55M1.19M1.25M2.25MThis home vs active comparables
Live market pulseActive comparables in Milliken · median list $1.29M
$604this home / sqft
7active listings nearby
32days on market

This home lists 2% below the area average of $615/sqft.

31 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Milliken, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: McNicoll Ave at Hutchcroft Ave, about 402 m away

20+ transit stops2 grocery20+ dining14 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Agnes Macphail Public School
88%
Agnes Macphail Public SchoolPublic · Elementary · 0.1 km awayHigher-rated than most nearby · 88% meet the provincial standard

Affordability & Mortgage

Affordability
$6,198/mo
$258KIncome needed
5.3×Price ÷ income
$1,430Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,198Property tax $575Total carry $6,773

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,806per month

Mortgage amount $1,087,920 · 4.14% over 25 years

$271,980Down payment (20.0%)
$1,087,920Loan before insurance
$0CMHC premium
$6,381Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,806
Property tax
$575
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,381

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,673
Toronto municipal land transfer tax
$23,673
Estimated closing costs
$47,346

Plus your down payment of $271,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,051/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$653,743Total interest paid
$1,741,663Total of all payments
Principal $1,087,920 Interest $653,743
YearPrincipalInterestBalance
1$25,486$44,180$1,062,434
2$26,552$43,114$1,035,882
3$27,663$42,004$1,008,219
4$28,820$40,847$979,399
5$30,025$39,641$949,373
6$31,281$38,385$918,092
7$32,590$37,077$885,502
8$33,953$35,713$851,549
9$35,373$34,293$816,176
10$36,853$32,814$779,323
11$38,394$31,272$740,928
12$40,000$29,666$700,928
13$41,674$27,993$659,254
14$43,417$26,250$615,838
15$45,233$24,434$570,605
16$47,125$22,542$523,480
17$49,096$20,571$474,384
18$51,149$18,517$423,235
19$53,289$16,378$369,946
20$55,518$14,149$314,428
21$57,840$11,826$256,588
22$60,260$9,407$196,328
23$62,780$6,886$133,548
24$65,406$4,260$68,142
25$68,142$1,525$0

At the end of your 5-year term

Total paid over the term
$348,333
Principal paid down
$138,547
Interest paid
$209,786
Balance remaining
$949,373

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $6,900− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,556

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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