104 Galbraith Avenue, Toronto, ON

O'Connor-Parkview, Toronto · MLS® E13449412

$965,000
For Sale
Listed 37 days ago
5Bedrooms
2Bathrooms
3Parking
700-1100Sq Ft

About this home

You can't miss with this 3-Bedroom East York Bungalow Near Victoria Park Subway in one of Toronto's most sought-after, family-friendly neighborhoods. Perfect for families seeking suburban tranquility without compromising access to transit, and value having a property with a separate basement suite. The Main Floor features a bright, open living and dining area with classic crown moulding, durable laminate flooring, and updated windows that maximize natural light. Includes a contemporary kitchen and full bathroom. The fully separate Basement Suite features an open-concept kitchen and living area, two additional rooms, a 3-piece bathroom, a cold room, and dedicated laundry. Home includes an updated roof (2021) and modern windows (2022) so you can move in and enjoy! This prime East York Location offers the ultimate blend of urban convenience and neighborhood charm. Walkable or a short bus to Victoria Park subway station and even closer to the Eglinton Crosstown for getting around. Just a Short distance to top-rated Toronto schools, local parks, grocery stores, and diverse dining options. Works great as a multi-generational home and perfect for young couples. Just move-in and enjoy!

Key facts

Property type
Detached, Bungalow
MLS®
E13449412
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
700-1100
Lot
34 × 100 ft
Cross streets
Victoria Park and Eglinton
Parking
3 parking
Driveway
Private, Tandem
Basement
Apartment, Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,512 / 2026
Days on market
37
Listing brokerage
ROYAL LEPAGE TERREQUITY PRINCIPLED REALTY

Rooms

Family RoomBasement2.95 × 4.39 m

open concept · laminate

Dining RoomMain3.28 × 2.84 m

window · laminate · open concept

KitchenBasement2.84 × 2.82 m

laminate · window · breakfast bar

Bedroom 3Main2.67 × 2.64 m

window · laminate · closet

BedroomBasement5.77 × 3.10 m

laminate · window

Living RoomMain3.28 × 3.51 m

open concept · large window · laminate

DenBasement3.20 × 2.69 m

Laminate

Bedroom 2Main3.28 × 2.41 m

closet · window · laminate

Primary BedroomMain3.28 × 3.61 m

laminate · closet · window

KitchenMain2.67 × 3.63 m

laminate · window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$819Kest. value

Listed at $965,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In O'Connor-Parkview lately, sellers have been getting about 101% of asking and homes sell in about 20 days.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in O'Connor-Parkview, so I widened the search to the surrounding area.

Based on 52 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 52 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $898K, a close match. The listing gives square footage as a wide range, so the size adjustment (and this estimate) is approximate; confirming exact size would sharpen it.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $805K
  • Bedrooms +$27K
  • Bathrooms −$27K
  • Adjusts to $805K

That comparable adjusts to $805K; the $819K estimate above is the median of all 52 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Victoria Park Elementary School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$743KGreat deal$965KOverpriced

Total price vs nearby homes. Fair value about $819K, median of 52 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

56 Exford Drive$850k106 Flora Drive$829k12 Warnsworth Street$918k295 Falstaff Avenue$1.09M12 Brentwood Road$1.49M

The 5 closest active listings nearby.

See all comparable homes
965kThis home850k829k918k1.09M1.49MThis home vs active comparables
Live market pulseActive comparables in O'Connor-Parkview · median list $1.70M
$1,072this home / sqft
19active listings nearby
37days on market
77sold nearby · 90 days
$1.11Mmedian sold price
101%of asking, on average

This home lists 31% above the area average of $817/sqft.

36 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

O'Connor-Parkview, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Birchcliffe-Cliffside
$1.91M
Danforth Village-East York
$1000K
Highland Creek
$1.60M
Leaside
$1.73M
L'Amoreaux
$1.54M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Victoria Park Elementary School
92%
Victoria Park Elementary SchoolPublic · Elementary · 0.2 km awayAmong the top in the GTA · 92% meet the provincial standard
East York Alternative Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,398/mo
$183KIncome needed
5.3×Price ÷ income
$1,015Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,398Property tax $376Total carry $4,774

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,120per month

Mortgage amount $772,000 · 4.14% over 25 years

$193,000Down payment (20.0%)
$772,000Loan before insurance
$0CMHC premium
$4,496Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,120
Property tax
$376
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,496

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,775
Toronto municipal land transfer tax
$15,775
Estimated closing costs
$31,550

Plus your down payment of $193,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,004/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$463,904Total interest paid
$1,235,904Total of all payments
Principal $772,000 Interest $463,904
YearPrincipalInterestBalance
1$18,085$31,351$753,915
2$18,842$30,594$735,073
3$19,630$29,806$715,443
4$20,451$28,985$694,992
5$21,306$28,130$673,686
6$22,198$27,239$651,488
7$23,126$26,310$628,362
8$24,093$25,343$604,268
9$25,101$24,335$579,167
10$26,151$23,285$553,016
11$27,245$22,191$525,771
12$28,385$21,051$497,386
13$29,572$19,864$467,814
14$30,809$18,627$437,005
15$32,098$17,339$404,908
16$33,440$15,996$371,467
17$34,839$14,597$336,628
18$36,296$13,140$300,332
19$37,814$11,622$262,518
20$39,396$10,040$223,122
21$41,044$8,392$182,078
22$42,761$6,675$139,317
23$44,549$4,887$94,767
24$46,413$3,023$48,354
25$48,354$1,082$0

At the end of your 5-year term

Total paid over the term
$247,181
Principal paid down
$98,314
Interest paid
$148,866
Balance remaining
$673,686

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $4,512− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,574

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY PRINCIPLED REALTY. MLS®/PropTx.

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