3 Sparkhall Avenue, Toronto, ON

North Riverdale, Toronto · MLS® E13450466

$1,399,000
For Sale
Listed 31 days ago
4Bedrooms
2Bathrooms
0Parking
1100-1500Sq Ft

About this home

Welcome to 3 Sparkhall Avenue in prime Riverdale! Just steps away from Riverdale Park and all of the park's outdoor recreation opportunities, this home is within easy walking distance to the Broadview Subway Station, as well as the shops and restaurants on The Danforth. You can also hop on the Broadview streetcar for a quick ride to either downtown or The Danforth. #3 Sparkhall is a classic wide semi-detached Riverdale home. The welcoming front porch leads to a large foyer with hardwood flooring and French doors opening to the living room. The living room features a gas fireplace and hardwood floors. The spacious open-concept dining room overlooks the updated kitchen and can accommodate a large table. For more casual dining, the kitchen island breakfast bar is perfect. Light-coloured wood cabinets are complemented by stainless steel appliances and ceramic flooring. A walkout from the kitchen leads to the private fenced backyard, where the wood deck, stone patio, and lawn provide ample space for outdoor entertaining, while the garden beds and surrounding trees create a beautiful backdrop. The second floor offers four bedrooms, hardwood floors, and a four-piece bathroom. The finished lower level, with ceramic flooring and an additional four-piece bathroom, features a flexible layout that can be used as a games room, recreation room, or office.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13450466
Bedrooms
4
Bathrooms
2
Size
1100-1500
Lot
24.09 × 60 ft
Cross streets
Broadview Ave & Danforth Ave
Parking
0 parking
Driveway
Street Only
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Asphalt Rolled, Flat
Sewer
Sewer
Property tax
$7,729 / 2025
Days on market
31
Listing brokerage
RE/MAX PRIME PROPERTIES - UNIQUE GROUP

Rooms

Bedroom 2Second4.11 × 3.11 m

hardwood floor · closet · nw view

LaundryBasement4.43 × 2.29 m

ceramic floor · laundry sink

Bedroom 4Second2.96 × 2.35 m

hardwood floor · south view

Dining RoomMain4.81 × 3.27 m

open concept · hardwood floor · pot lights

Bedroom 3Second3.07 × 3.02 m

hardwood floor · north view

Primary BedroomSecond4.10 × 3.09 m

hardwood floor · closet · pot lights

KitchenMain4.13 × 3.56 m

w/o to yard · updated · stainless steel appl

Living RoomMain4.13 × 3.56 m

gas fireplace · hardwood floor · pot lights

Game RoomBasement4.39 × 3.29 m

w/w closet · ceramic floor

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.17Mest. value

Listed at $1,399,000, this home is about 19% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in North Riverdale, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.52M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.25M
  • Bedrooms +$30K
  • Adjusts to $1.28M

That comparable adjusts to $1.28M; the $1.17M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$945KGreat deal$1.40MOverpriced

Total price vs nearby homes. Fair value about $1.17M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$999kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

47 Bellefair Avenue$1.15M136 Blantyre Avenue$1.14M65 Orchardcroft Crescent$1000k680 Woodbine Avenue$989k25 Whiteleas Avenue$719k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.40MThis home1.15M1.14M1000k989k719kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $999K
$1,076this home / sqft
65active listings nearby
31days on market

This home lists 35% above the area average of $796/sqft.

27 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North Riverdale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Riverdale
$1.30M
Greenwood-Coxwell
$792K
Danforth
$1.10M
Rosedale-Moore Park
$2.40M
Woodbine Corridor
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Holy Name
80%
Holy NameCatholic · Elementary · 0.9 km awayAbove the GTA average · 80% meet the provincial standard
Quest Alternative Senior SchoolEQAO results not published
Kapapamahchakwew (Elem) - Wandering Spirit SchoolEQAO results not published
Danforth Collegiate and Technical InstituteEQAO results not published

Affordability & Mortgage

Affordability
$6,376/mo
$267KIncome needed
5.2×Price ÷ income
$1,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,376Property tax $644Total carry $7,020

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,119,200 · 4.14% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,617Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$644
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,617

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Toronto municipal land transfer tax
$24,455
Estimated closing costs
$48,910

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,254/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,540Total interest paid
$1,791,740Total of all payments
Principal $1,119,200 Interest $672,540
YearPrincipalInterestBalance
1$26,219$45,451$1,092,981
2$27,316$44,354$1,065,665
3$28,458$43,211$1,037,207
4$29,649$42,021$1,007,558
5$30,889$40,781$976,670
6$32,181$39,489$944,489
7$33,527$38,143$910,962
8$34,929$36,740$876,033
9$36,390$35,279$839,642
10$37,912$33,757$801,730
11$39,498$32,171$762,232
12$41,150$30,519$721,081
13$42,872$28,798$678,209
14$44,665$27,005$633,544
15$46,533$25,136$587,011
16$48,480$23,190$538,532
17$50,507$21,162$488,024
18$52,620$19,049$435,404
19$54,821$16,848$380,583
20$57,114$14,555$323,469
21$59,503$12,166$263,965
22$61,992$9,677$201,973
23$64,585$7,084$137,388
24$67,287$4,383$70,101
25$70,101$1,568$0

At the end of your 5-year term

Total paid over the term
$358,348
Principal paid down
$142,530
Interest paid
$215,818
Balance remaining
$976,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $7,729− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $15,435

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PRIME PROPERTIES - UNIQUE GROUP. MLS®/PropTx.

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