36 Moraine Hill Drive, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13453070

$1,049,999
For Sale
Listed 36 days ago
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5Bedrooms
2Bathrooms
3Parking
1100-1500Sq Ft

About this home

Power of Sale Property, offer anytime

Key facts

Property type
Detached, Bungalow
MLS®
E13453070
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
1100-1500
Lot
45 × 117 ft
Cross streets
Moraine Hill Drive & Cass Ave
Parking
3 parking
Basement
Partially Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,924 / 2025
Days on market
36
Listing brokerage
AIMHOME REALTY INC.
Moe’s TakeTeam Asgarian · Broker
In line
$1.05Mest. value

Listed at $1,049,999, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Tam O'Shanter-Sullivan lately, sellers have been getting about 101% of asking and homes sell in about 20 days.

Based on 72 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 72 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $951K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $820K
  • Bedrooms +$29K
  • Adjusts to $849K

That comparable adjusts to $849K; the $1.05M estimate above is the median of all 72 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lynngate Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$972KGreat deal$1.11MOverpriced

Total price vs nearby homes. Fair value about $1.05M, median of 72 comparables.

Comparable listingsCurrently listed nearby · asking prices
$989kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

84 Allanford Road$999k50 Benlight Crescent$949k20 Wigmore Drive$1.20M17 Risdon Court$799k14 Valdane Drive$999k

The 5 closest of 6 active listings nearby.

See all comparable homes
1.05MThis home999k949k1.20M799k999kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $999K
$808this home / sqft
5active listings nearby
36days on market
71sold nearby · 90 days
$1.03Mmedian sold price
101%of asking, on average

This home lists 5% above the area average of $766/sqft.

35 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

L'Amoreaux
$1.54M
Highland Creek
$1.60M
Birchcliffe-Cliffside
$1.69M
Willowdale East
$3.00M
Danforth Village-East York
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lynngate Junior Public School
61%
Lynngate Junior Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 61% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,786/mo
$199KIncome needed
5.3×Price ÷ income
$1,104Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,786Property tax $410Total carry $5,196

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,483per month

Mortgage amount $839,999 · 4.14% over 25 years

$210,000Down payment (20.0%)
$839,999Loan before insurance
$0CMHC premium
$4,893Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,483
Property tax
$410
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,893

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,475
Toronto municipal land transfer tax
$17,475
Estimated closing costs
$34,950

Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,444/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$504,765Total interest paid
$1,344,764Total of all payments
Principal $839,999 Interest $504,765
YearPrincipalInterestBalance
1$19,678$34,112$820,321
2$20,501$33,289$799,820
3$21,359$32,432$778,461
4$22,252$31,538$756,208
5$23,183$30,607$733,025
6$24,153$29,638$708,872
7$25,163$28,627$683,709
8$26,216$27,575$657,493
9$27,312$26,478$630,181
10$28,455$25,336$601,727
11$29,645$24,146$572,082
12$30,885$22,906$541,197
13$32,177$21,614$509,020
14$33,523$20,268$475,498
15$34,925$18,866$440,573
16$36,386$17,405$404,187
17$37,908$15,883$366,279
18$39,493$14,297$326,786
19$41,145$12,645$285,641
20$42,866$10,924$242,775
21$44,659$9,131$198,115
22$46,527$7,263$151,588
23$48,473$5,317$103,114
24$50,501$3,290$52,613
25$52,613$1,177$0

At the end of your 5-year term

Total paid over the term
$268,953
Principal paid down
$106,974
Interest paid
$161,979
Balance remaining
$733,025

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,924− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,240

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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