23-2020 Pharmacy Avenue, Toronto, ON

L'Amoreaux, Toronto · MLS® E13454826

$700,000
For Sale
Listed 31 days ago
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3Bedrooms
2Bathrooms
1Garage · 2 parking
1000-1199Sq Ft

About this home

Welcome to this bright, well-maintained, and move-in-ready 3-bedroom townhouse located in the highly desirable L'Amoreaux neighbourhood. Freshly painted and featuring newer engineered hardwood flooring throughout. The home boasts a functional open-concept layout, including a spacious living room with a walk-out to a private balcony, a family-sized kitchen with a breakfast nook overlooking the dining area, and airy, sun-filled rooms thanks to its south-facing exposure. The finished basement features a convenient laundry room and walk-out access to the backyard, providing added functionality and outdoor enjoyment. Situated in a safe, family-oriented complex, this property is steps away from TTC, parks, schools, and just minutes to Hwy 404/401, Fairview Mall, Don Mills Subway, groceries, and dining. Lots of upgrades: Roof 2020, Furnace, Hot Water & A/C 2017, flooring 2021, smooth ceiling 2021. Zoned for top-rated schools, including Fairglen (Gifted Program) and MacDonald (AP Program), this home provides exceptional value in a prime location. Perfect for first-time buyers and growing families, don't miss your chance to own in this sought-after community.

Key facts

Property type
Condo Townhouse, Multi-Level
MLS®
E13454826
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
Sheppard Ave/Pharmacy
Parking
1 garage · 2 parking (built-in)
Basement
Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Shingle
Maintenance
$540/mo
Exposure
South
Property tax
$3,062 / 2025
Days on market
31
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Primary BedroomIn Between4.50 × 3.23 m

Hardwood Floor

Living RoomMain5.21 × 3.85 m

hardwood floor · w/o to balcony · sliding doors

KitchenUpper5.19 × 3.07 m

vinyl floor · combined w/dining

Dining RoomUpper3.15 × 2.70 m

hardwood floor · overlooks living · combined w/kitchen

Bedroom 2Second3.48 × 2.54 m

Hardwood Floor

RecreationBasement3.68 × 2.98 m

w/o to patio · 3 pc bath

Bedroom 3Second3.00 × 2.55 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Fairglen Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$623kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

184-6448 Finch Avenue$650kTH17-10 Brin Drive$795k36-100 Burrows Hall Boulevard$549k159-50 Scarborough Golf Club Road$500k

The 4 closest active listings nearby.

See all comparable homes
700kThis home650k795k549k500kThis home vs active comparables
Live market pulseActive comparables in L'Amoreaux · median list $729K
$637this home / sqft
26active listings nearby
31days on market

This home lists 11% above the area average of $573/sqft.

27 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

L'Amoreaux, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Hillcrest Village
$681K
Don Valley Village
$720K
Victoria Village
$782K
Willowdale East
$706K
Malvern
$516K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairglen Junior Public School
74%
Fairglen Junior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
J B Tyrrell Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,190/mo
$143KIncome needed
4.9×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $3,190Property tax $255Condo fee $540Total carry $3,986

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $560,000 · 4.14% over 25 years

$140,000Down payment (20.0%)
$560,000Loan before insurance
$0CMHC premium
$3,784Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$255
Condo / maintenance fees
$540
Heating
$0
Estimated monthly cost
$3,784

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Toronto municipal land transfer tax
$10,475
Estimated closing costs
$20,950

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,630/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,510Total interest paid
$896,510Total of all payments
Principal $560,000 Interest $336,510
YearPrincipalInterestBalance
1$13,119$22,742$546,881
2$13,668$22,193$533,214
3$14,239$21,621$518,974
4$14,835$21,026$504,139
5$15,455$20,405$488,684
6$16,102$19,759$472,582
7$16,775$19,085$455,807
8$17,477$18,383$438,329
9$18,208$17,652$420,121
10$18,970$16,891$401,151
11$19,763$16,097$381,388
12$20,590$15,270$360,798
13$21,451$14,409$339,347
14$22,348$13,512$316,999
15$23,283$12,577$293,715
16$24,257$11,603$269,458
17$25,272$10,589$244,186
18$26,329$9,532$217,858
19$27,430$8,430$190,427
20$28,578$7,283$161,850
21$29,773$6,088$132,077
22$31,018$4,842$101,059
23$32,316$3,545$68,743
24$33,667$2,193$35,076
25$35,076$785$0

At the end of your 5-year term

Total paid over the term
$179,302
Principal paid down
$71,316
Interest paid
$107,986
Balance remaining
$488,684

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $3,062− Condo fees $6,480− Insurance $600− Vacancy & upkeep $4,488Net operating income $26,170

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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