628-2799 Kingston Road, Toronto, ON

Cliffcrest, Toronto · MLS® E13460466

$429,900
For Sale
Listed 29 days ago
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2Bedrooms
2Bathrooms
0Parking
600-699Sq Ft

About this home

This stunning South-East exposure corner unit condo in the highly sought-after Cliffcrest area offers modern living and natural beauty in perfect harmony. Featuring 2 bedrooms, 2 bathrooms, and 2 spacious balconies, this bright and airy open-concept space leads to a large balcony overlooking a beautiful rooftop terrace. The sleek kitchen boasts a stylish tile backsplash, and ample cupboard space, making it as functional as it is elegant. The primary suite is a private retreat with a spacious double closet, walkout balcony access, and a 3-piece ensuite showcasing ceramic tile floors and a tile feature wall in the shower. The versatile second bedroom includes a large closet, while the second bathroom impresses with a tile feature wall around the tub.Residents enjoy high-end amenities such as a 24/7 concierge, bike storage, an upscale fitness center, yoga studio, media lounge, pet wash station, and a massive event space with indoor and outdoor dining areas, BBQs, and loungers. The location is equally impressive, surrounded by attractions like the Toronto Botanical Garden, Cathedral Bluffs Park, Cudia Park, Bluffers Park and Beach, Splash Island, Ivan Forrest Gardens, and top schools. This condo offers more than just a homeit's a lifestyle. AS PER SCHEDULE 'A'. SEE ADDITIONAL REMARKS TO DATA FORM **EXTRAS** NONE - SOLD AS-IS AS PER SCHEDULE 'A'

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13460466
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
Kingston Rd/St. Clair Ave E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Other
Exterior
Brick
Maintenance
$642/mo
Exposure
East
Property tax
$2,481 / 2025
Days on market
29
Listing brokerage
RE/MAX CROSSROADS REALTY INC.

Rooms

BedroomFlat2.73 × 2.50 m

laminate · walk-in closet(s)

Living RoomFlat3.45 × 2.74 m

laminate · w/o to balcony

KitchenFlat3.45 × 3.42 m

Laminate

Primary BedroomFlat2.81 × 3.70 m

laminate · double closet

Moe’s TakeTeam Asgarian · Broker
In line
$435Kest. value

Listed at $429,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $539K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $420K
  • Bathrooms +$15K
  • Adjusts to $435K

That comparable adjusts to $435K; the $435K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Clair Ave East at Kingston Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$415KGreat deal$455KOverpriced

Total price vs nearby homes. Fair value about $435K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Worth verifying
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$503kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

N433-7 Golden Avenue$475k315-399 Spring Garden Avenue$489k2401-6 Sonic Way$500k1405-181 Wynford Drive$460k1201-35 Hayden Street$589k

The 5 closest of 8 active listings nearby.

See all comparable homes
430kThis home475k489k500k460k589kThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $420K
$662this home / sqft
5active listings nearby
29days on market

This home lists 3% above the area average of $645/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Clair Ave East at Kingston Rd, about 160 m away

20+ transit stops5 grocery20+ dining19 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Church-Yonge Corridor
$577K
Annex
$1.57M
Waterfront Communities C8
$1.19M
Willowdale East
$441K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$1,959/mo
$97KIncome needed
4.4×Price ÷ income
$452Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $1,959Property tax $207Condo fee $642Total carry $2,808

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,835per month

Mortgage amount $343,920 · 4.14% over 25 years

$85,980Down payment (20.0%)
$343,920Loan before insurance
$0CMHC premium
$2,684Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,835
Property tax
$207
Condo / maintenance fees
$642
Heating
$0
Estimated monthly cost
$2,684

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,073
Toronto municipal land transfer tax
$5,073
Estimated closing costs
$10,146

Plus your down payment of $85,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,229/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$206,665Total interest paid
$550,585Total of all payments
Principal $343,920 Interest $206,665
YearPrincipalInterestBalance
1$8,057$13,967$335,863
2$8,394$13,630$327,469
3$8,745$13,278$318,724
4$9,111$12,913$309,614
5$9,492$12,532$300,122
6$9,889$12,135$290,233
7$10,303$11,721$279,930
8$10,733$11,290$269,197
9$11,182$10,841$258,014
10$11,650$10,373$246,364
11$12,137$9,886$234,227
12$12,645$9,378$221,582
13$13,174$8,849$208,408
14$13,725$8,298$194,682
15$14,299$7,724$180,383
16$14,897$7,126$165,486
17$15,520$6,503$149,965
18$16,170$5,854$133,796
19$16,846$5,177$116,950
20$17,551$4,473$99,399
21$18,285$3,739$81,114
22$19,050$2,974$62,065
23$19,846$2,177$42,218
24$20,677$1,347$21,541
25$21,541$482$0

At the end of your 5-year term

Total paid over the term
$110,117
Principal paid down
$43,798
Interest paid
$66,319
Balance remaining
$300,122

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $2,481− Condo fees $7,704− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,109

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.

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