809-3220 Sheppard Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13461672

$698,998
For Sale
Listed 35 days ago
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2Bedrooms
2Bathrooms
2Garage
900-999Sq Ft

About this home

Rare Opportunity to Own Two Parking Spaces. Welcome To This Bright And Spacious Open-Concept Corner Unit In The Highly Sought-After East 3220 Condos By Quadcam Developments. This Unit Features Soaring 10-Foot Ceilings And A Well-Designed Layout That Combines Comfort, Style, And Function. Large Windows Fill The Space With Natural Light And Provide Unobstructed Views. The Modern Kitchen Features Stainless Steel Appliances, Sleek Cabinetry, And Ample Counter Space. Two Generous Bedrooms Provide Flexibility For Families, Professionals, Or Those Seeking Extra Room For A Home Office. Two Parking Spaces & Two Lockers Included. Building Amenities Include 24 Hrs Concierge, Gym, Movie Room, Meeting Room, Visitor Parking,& A Rooftop Terrace. Situated In A Prime Location Just Minutes From Hwy 401, Major Shopping Centres, Beautiful Parks, And A Wide Variety Of Restaurants.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13461672
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Warden Ave & Sheppard Ave E
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Maintenance
$658/mo
Exposure
South
Property tax
$2,745 / 2025
Days on market
35
Listing brokerage
NEST SEEKERS INTERNATIONAL REAL ESTATE

Rooms

Primary BedroomFlat3.35 × 3.39 m

walk-in closet(s) · 4 pc bath

Living RoomFlat4.39 × 4.51 m

combined w/dining · large window · w/o to balcony

KitchenFlat2.35 × 2.68 m

combined w/dining · stainless steel appl · b/i dishwasher

Dining RoomFlat4.39 × 4.51 m

combined w/living · large window

Bedroom 2Flat3.17 × 2.99 m

large window · large closet

Our TakeTeam Asgarian · Broker
Above comparables
$610Kest. value

Listed at $698,998, and my independent estimate is about 15% above what comparable homes suggest.

In Tam O'Shanter-Sullivan lately, sellers get about 97% of asking; homes sell in ~35 days.

List price
$601KGreat deal$699KOverpriced

Total price vs nearby homes. Fair value about $610K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $643K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Bridlewood Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$667kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

710-3260 SHEPPARD Avenue$698k318-3220 Sheppard Avenue$668kB617-3429 Sheppard Avenue$695k1310-3220 Sheppard Avenue$639k503-3121 Sheppard Avenue$636k

The 5 closest of 8 active listings nearby.

See all comparable homes
699kThis home698k668k695k639k636kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $599K
$736this home / sqft
21active listings nearby
35days on market
99sold nearby · 90 days
$470Kmedian sold price
97%of asking, on average

This home lists 12% above the area average of $660/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$523K
Willowdale East
$506K
Bay Street Corridor
$638K
Church-Yonge Corridor
$611K
Moss Park
$894K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bridlewood Junior Public School
83%
Bridlewood Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 83% meet the provincial standard
J B Tyrrell Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,186/mo
$144KIncome needed
4.8×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,186Property tax $229Condo fee $658Total carry $4,073

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,198 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,198Loan before insurance
$0CMHC premium
$3,871Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$229
Condo / maintenance fees
$658
Heating
$0
Estimated monthly cost
$3,871

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,029Total interest paid
$895,227Total of all payments
Principal $559,198 Interest $336,029
YearPrincipalInterestBalance
1$13,100$22,709$546,098
2$13,648$22,161$532,450
3$14,219$21,590$518,231
4$14,814$20,995$503,418
5$15,433$20,376$487,984
6$16,079$19,730$471,905
7$16,751$19,058$455,154
8$17,452$18,357$437,702
9$18,182$17,627$419,520
10$18,943$16,866$400,577
11$19,735$16,074$380,842
12$20,560$15,249$360,282
13$21,420$14,389$338,861
14$22,316$13,493$316,545
15$23,250$12,559$293,295
16$24,222$11,587$269,073
17$25,236$10,573$243,837
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,618
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,269$3,540$68,645
24$33,619$2,190$35,025
25$35,025$784$0

At the end of your 5-year term

Total paid over the term
$179,045
Principal paid down
$71,214
Interest paid
$107,831
Balance remaining
$487,984

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $2,745− Condo fees $7,897− Insurance $600− Vacancy & upkeep $4,026Net operating income $21,333

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NEST SEEKERS INTERNATIONAL REAL ESTATE. MLS®/PropTx.

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