123 Hamilton Street, Toronto, ON
South Riverdale, Toronto · MLS® E13462958
About this home
Have You Always Dreamed Of Owning A Piece Of Toronto's East-End History? Welcome To 123Hamilton Street, Tucked Away On One Of Riverdale's Hidden Gem Streets, Perfectly Positioned Between Leslieville And Riverdale And Just Steps From Everything That Makes The East End One Of The City's Most Sought-After Neighborhoods. Originally Built In 1884, This Charming Red-Brick Victorian Is Rich In Character And Offers A Rare Opportunity To Own A Home With Both History And Flexibility. Currently Configured As Two One-Bedroom-Plus-Den Units, The Property Presents A Variety Of Possibilities For Investors, Multi-Generational Families, Or End Users. Continue Operating It As An Income-Producing Property, Live In One Unit While Generating Rental Income From The Other, Or Reimagine The Home As A Stunning Single-Family Home. Loved And Maintained By The Same Owner For The Last 40 Years, This Is The First Time The Property Has Been Offered For Sale In Decades. Now Ready For Its Next Chapter, 123 Hamilton Street Presents A Rare Opportunity For A New Owner To Put Their Own Stamp On A Truly Special Home And Carry On Its Legacy For Years To Come.
Key facts
- Property type
- Semi-Detached, 2 1/2 Storey
- MLS®
- E13462958
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 15 × 79.5 ft
- Cross streets
- Dundas St E / Broadview Ave
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Apartment
- Heating
- Baseboard
- A/C
- Central Air, Wall Unit(s)
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,588 / 2026
- Days on market
- 29
- Listing brokerage
- BOSLEY REAL ESTATE LTD.
Rooms
walk-out · large window
combined w/living · laminate · pot lights
4 pc bath · skylight
w/o to terrace · laminate
combined w/dining · hardwood floor
combined w/dining · pot lights
combined w/living · hardwood floor
combined w/dining · large window · pot lights
4 Pc Bath
large window · laminate
Window
Listed at $1,099,000, this home is tracking about 33% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.09M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.80M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.75M
That comparable adjusts to $1.75M; the $1.64M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Dundas St East at Broadview Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.64M, median of 10 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 34% below the area average of $958/sqft.
25 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
South Riverdale, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Dundas St East at Broadview Ave, about 40 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,692
- Property tax
- $466
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,157
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Toronto municipal land transfer tax
- $18,455
- Estimated closing costs
- $36,910
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $281,504
- Principal paid down
- $111,966
- Interest paid
- $169,538
- Balance remaining
- $767,234
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.