403-1655 Palmers Sawmill Road, Pickering, ON
Duffin Heights, Pickering · MLS® E13465338
About this home
A Remarkable Home - Brand New, Never Occupied, Backed by Full Tarion Warranty. This exceptional 4-bedroom, 3-bathroom plus powder room traditional townhome offers a perfect balance of elegance, comfort, and contemporary living in a welcoming, family-oriented neighbourhood. A private porch and driveway welcome you into a thoughtfully planned layout. The main level includes a generously sized bedroom and full bathroom-an uncommon feature-along with a walkout to a cozy backyard, making it ideal for guests, extended family, or a quiet home office. The centerpiece of the home is the bright, open-concept kitchen, dining, and living space, designed to maximize natural light and provide easy access to a private balcony overlooking the backyard. The kitchen is beautifully appointed with Caesarstone countertops, upgraded cabinetry, and a modern tiled backsplash-perfect for everyday cooking and entertaining alike. Designed with attention to detail, the home showcases high ceilings, smooth surfaces, large windows, and stunning stained oak staircases. The third and fourth bedrooms are well-proportioned with oversized windows. The primary bedroom features a spa-inspired ensuite complete with a dual-sided glass shower, while a conveniently located linen closet adds extra storage space. Additional highlights include: multi-zone central air conditioning; a private garage with a full driveway accommodating two vehicles; a premium five-piece appliance package; and generous storage throughout. Perfectly situated close to Highways401 and 407, GO Transit, schools, healthcare facilities, fitness centres, restaurants, and a marina, this home delivers outstanding accessibility. Nestled within a protected natural heritage setting, it offers the best of both worlds-peaceful surroundings with urban conveniences nearby. HSTis excluded from the purchase price. Buyers may qualify for the government New Home HST rebate, subject to applicable eligibility criteria.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- E13465338
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 1800-1999
- Cross streets
- Palmers Sawmill Road and Tillings Road
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Maintenance
- $143/mo
- Exposure
- East West
- Property tax
- $7,100 / 2025
- Days on market
- 28
- Listing brokerage
- IQI GLOBAL REAL ESTATE
Rooms
sliding doors · walk-out · 3 pc ensuite
Large Window
Large Window
Large Window
Large Window
3 Pc Bath
3 pc ensuite · large window
balcony · combined w/dining · breakfast bar
3 pc ensuite · large window · glass doors
large window · balcony · combined w/kitchen
2 Pc Ensuite
Listed at $799,000, this home is about 6% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $869K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $789K
- Bathrooms −$15K
- Adjusts to $774K
That comparable adjusts to $774K; the $850K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Brock Road Northbound @ Rossland is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $850K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Worth verifying
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 14% below the area average of $490/sqft.
16 days faster than the Pickering average (44 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Duffin Heights, Pickering, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Brock Road Northbound @ Rossland, about 355 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Pickering.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,411
- Property tax
- $592
- Condo / maintenance fees
- $143
- Heating
- $0
- Estimated monthly cost
- $4,146
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Estimated closing costs
- $12,455
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $204,661
- Principal paid down
- $81,402
- Interest paid
- $123,258
- Balance remaining
- $557,798
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of IQI GLOBAL REAL ESTATE. MLS®/PropTx.