81 Galbraith Avenue, Toronto, ON

O'Connor-Parkview, Toronto · MLS® E13481184

$1,570,000
For Sale
Listed 29 days ago
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

Welcome to 81 Galbraith Ave-a charming detached 2-storey residence nestled on a lovely, quiet, family-friendly street in the heart of the highly coveted Topham Park community. This exceptionally well-maintained home welcomes you with rich hardwood flooring flowing seamlessly throughout a bright, open-concept main floor layout designed for modern living. The heart of the home features a custom chef-inspired kitchen beautifully appointed with premium quartz countertops, stainless steel appliances, and sleek contemporary cabinetry.The upper level offers a rare and highly functional footprint boasting three spacious bedrooms plus a dedicated primary retreat complete with a lovely private ensuite bath. Step outside into the tight-knit East York lifestyle-you are just a short walk from the iconic Topham Park, sports fields, and excellent local schools within the prestigious Selwyn Public School district. Enjoy the perfect balance of suburban tranquility and urban connectivity with nearby TTC transit, local community centers, and the vibrant shops and dining along the Danforth just minutes away.

Key facts

Property type
Detached, 2-Storey
MLS®
E13481184
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
25 × 100 ft
Cross streets
Victoria Park/st.Clair
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$5,286 / 2025
Days on market
29
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

KitchenMain4.58 × 5.29 m

quartz counter · centre island · stainless steel appl

Primary BedroomSecond3.38 × 4.51 m

hardwood floor · 3 pc ensuite · closet

Bedroom 2Second2.99 × 2.61 m

hardwood floor · window · closet

Dining RoomMain5.48 × 3.08 m

hardwood floor · open concept · w/o to deck

Living RoomMain5.48 × 3.08 m

hardwood floor · raised floor · window

Bedroom 3Second3.72 × 2.42 m

hardwood floor · window · closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.24Mest. value

Listed at $1,570,000, this home is about 26% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($897/sqft) is below the area, so you are paying for extra space rather than a premium.

In O'Connor-Parkview lately, sellers have been getting about 102% of asking and homes sell in about 19 days.

There were not many closely comparable homes right in O'Connor-Parkview, so I widened the search to the surrounding area.

Based on 35 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 35 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.12M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.20M
  • Adjusts to $1.20M

That comparable adjusts to $1.20M; the $1.24M estimate above is the median of all 35 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Victoria Park Elementary School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$1.14MGreat deal$1.57MOverpriced

Total price vs nearby homes. Fair value about $1.24M, median of 35 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.55Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

412 Deloraine Avenue$2.28M139 King Edward Avenue$999k4 Jean Street$1.50M139 Redgrave Drive$2.00M47 Becca Hall Trail$999k

The 5 closest active listings nearby.

See all comparable homes
1.57MThis home2.28M999k1.50M2.00M999kThis home vs active comparables
Live market pulseActive comparables in O'Connor-Parkview · median list $1.30M
$897this home / sqft
11active listings nearby
29days on market
98sold nearby · 90 days
$1.02Mmedian sold price
102%of asking, on average

This home lists 6% below the area average of $959/sqft.

28 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

O'Connor-Parkview, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Birchcliffe-Cliffside
$1.69M
Danforth Village-East York
$1000K
Highland Creek
$1.60M
L'Amoreaux
$1.54M
Bedford Park-Nortown
$4.46M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Victoria Park Elementary School
92%
Victoria Park Elementary SchoolPublic · Elementary · 0.3 km awayAmong the top in the GTA · 92% meet the provincial standard
East York Alternative Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$7,156/mo
$289KIncome needed
5.4×Price ÷ income
$1,651Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,156Property tax $441Total carry $7,596

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,702per month

Mortgage amount $1,256,000 · 4.14% over 25 years

$314,000Down payment (20.0%)
$1,256,000Loan before insurance
$0CMHC premium
$7,143Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,702
Property tax
$441
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,143

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,875
Toronto municipal land transfer tax
$27,875
Estimated closing costs
$55,750

Plus your down payment of $314,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,141/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$754,745Total interest paid
$2,010,745Total of all payments
Principal $1,256,000 Interest $754,745
YearPrincipalInterestBalance
1$29,424$51,006$1,226,576
2$30,654$49,775$1,195,922
3$31,937$48,493$1,163,985
4$33,273$47,157$1,130,712
5$34,664$45,765$1,096,048
6$36,114$44,315$1,059,934
7$37,625$42,805$1,022,309
8$39,199$41,231$983,110
9$40,838$39,591$942,272
10$42,547$37,883$899,725
11$44,326$36,104$855,399
12$46,180$34,250$809,219
13$48,112$32,318$761,107
14$50,124$30,305$710,983
15$52,221$28,209$658,762
16$54,405$26,024$604,356
17$56,681$23,749$547,675
18$59,052$21,378$488,623
19$61,522$18,908$427,101
20$64,095$16,334$363,006
21$66,776$13,653$296,230
22$69,569$10,860$226,660
23$72,479$7,950$154,181
24$75,511$4,919$78,670
25$78,670$1,760$0

At the end of your 5-year term

Total paid over the term
$402,149
Principal paid down
$159,952
Interest paid
$242,197
Balance remaining
$1,096,048

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $5,286− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,956

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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