101-1600 Charles Street, Whitby, ON
Port Whitby, Whitby · MLS® E13484744
About this home
Welcome to Unit 101 in The Rowe Building located at 1600 Charles Street in Whitby. This Executive Suite isnt just any condo, its a statement of luxury designed for those seeking an elevated lifestyle. Interior Features include; 2 Bedrooms and 3 Bathrooms, Spacious multi-level layout with an open concept floor plan. Amazing 20 Feet ceilings in the living room. Premium finishes throughout the home. Gourmet Kitchen with walk out to the paved Patio. Enjoy the vibrant community and all that Whitby has to offer. Conveniently located across the street from the Whitby Go Station, you can take a walk down the waterside trails that leads to the Whitby Marina and Lakefront. Short distance to many amenities including the Recreation Centre, Highway 401, Parks, Ice Rink, Restaurants and Shops. The building has exceptional amenities including: Indoor Pool, Fitness Centre, Rooftop Terrace with, Party Room for Hosting Events, and Car Wash Facility. **Interior pictures have been staged, existing furniture is different**
Key facts
- Property type
- Condo Apartment, Multi-Level
- MLS®
- E13484744
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 1800-1999
- Cross streets
- From Victoria Street, go south on Charles St.
- Parking
- 2 parking
- Basement
- None
- Heating
- Fan Coil
- A/C
- Other
- Exterior
- Concrete
- Foundation
- Unknown
- Roof
- Unknown
- Maintenance
- $1,808/mo
- Exposure
- North
- Property tax
- $7,220 / 2026
- Days on market
- 23
- Listing brokerage
- Royal LePage Frank Real Estate
Rooms
w/o to patio · stainless steel appl · ceramic floor
walk-in closet(s) · ensuite bath · laminate
double closet · laminate · west view
open concept · laminate · fireplace
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Victoria Eastbound @ Charles is about a 1-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Weigh carefully
- Lifestyle
This home lists 38% below the area average of $732/sqft.
19 days faster than the Whitby average (42 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Port Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Victoria Eastbound @ Charles, about 26 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $692,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,693
- Property tax
- $602
- Condo / maintenance fees
- $1,808
- Heating
- $0
- Estimated monthly cost
- $6,102
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,775
- Estimated closing costs
- $13,775
Plus your down payment of $173,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $221,566
- Principal paid down
- $88,126
- Interest paid
- $133,440
- Balance remaining
- $603,874
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Frank Real Estate. MLS®/PropTx.