25 Habitant Crescent, Whitby, ON
Lynde Creek, Whitby · MLS® E13487118
About this home
This home truly offers everything a growing family could ask for! From the moment you arrive, you'll be welcomed by a bright and inviting open-concept main floor designed for both everyday living and entertaining. The Eat-in kitchen features large windows that fill the space with natural light and overlooks the spacious dining and living areas. Beautiful laminate flooring flows throughout the main level, creating a warm and cohesive feel. Upstairs, you'll find three generously sized bedrooms, each offering ample closet space for the whole family. The finished basement provides additional living space, perfect for a family room, play area, and home office. Step outside to your own private summer retreat. The backyard showcases a beautiful in-ground pool surrounded by interlock, creating a low-maintenance outdoor oasis. With plenty of room for entertaining, relaxing, and hosting family gatherings, this space is sure to be enjoyed all season along. The location is simply unbeatable. Watch your children play at the park directly across the street from your kitchen window, while enjoying close proximity to schools, shopping, restaurants, public transit, and all essential amenities. This is the perfect family home - one you definitely don't want to miss! Come and see it for yourself! Homes like 25 Habitant Cres don't come along everyday!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13487118
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500
- Lot
- 29.76 × 113.9 ft
- Cross streets
- Holliday Dr & Bonacord Ave
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $4,889 / 2025
- Days on market
- 22
- Listing brokerage
- Keller Williams Energy Real Estate
Rooms
finished · gas fireplace · pot lights
broadloom · closet
ceiling fan(s) · large window · double closet
laminate · walk-out
laminate · open concept
double sink · backsplash
broadloom · closet
Listed at $749,900, this home is about 11% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($577/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Lynde Creek, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $730K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $710K
- Adjusts to $710K
That comparable adjusts to $710K; the $673K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Cochrane Southbound @ Bonacord is about a 6-minute walk away.
Total price vs nearby homes. Fair value about $673K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Open-concept layout: modern, sought-after flow.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 1% above the area average of $574/sqft.
29 days faster than the Whitby average (51 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lynde Creek, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Cochrane Southbound @ Bonacord, about 479 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $599,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,201
- Property tax
- $407
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,609
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,473
- Estimated closing costs
- $11,473
Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $192,084
- Principal paid down
- $76,400
- Interest paid
- $115,684
- Balance remaining
- $523,520
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Keller Williams Energy Real Estate. MLS®/PropTx.