44 Calverley Trail, Toronto, ON

Highland Creek, Toronto · MLS® E13488080

$1,099,000
For Sale
Listed 22 days ago
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5Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

Welcome to this impeccably maintained and beautifully updated family home in the highly sought-after Highland Creek community. Nestled on a mature lot in one of Scarborough's most desirable neighbourhoods, this residence offers the perfect blend of comfort, functionality, and modern upgrades.Step inside to discover a bright and inviting layout featuring separate formal living and dining rooms, ideal for entertaining family and friends. The renovated 2025 kitchen serves as the heart of the home, complete with updated finishes, ample cabinetry, and a spacious breakfast area overlooking the backyard.Walk out to your private outdoor retreat featuring attractive interlock landscaping, a covered porch perfect for summer gatherings and barbecues, plus an additional garden shed offering plenty of storage space for tools and seasonal equipment. The backyard provides an ideal setting for outdoor dining, relaxation, and family enjoyment.The welcoming family room features a gas fireplace, creating a warm and comfortable atmosphere for everyday living and special occasions alike. A convenient main-floor laundry room adds to the home's practical appeal.The upper level offers four generously sized bedrooms, including a spacious primary suite complete with a walk-in closet and a private four-piece ensuite washroom. Recently renovated bathrooms provide a fresh, modern feel.The finished basement extends the living space with a large recreation room, an additional bedroom, versatile area suitable for a home office, gym or guest accommodations.Located just minutes from the University of Toronto Scarborough Campus, TTC transit, schools, parks, shopping, and major highways, this exceptional property offers convenience, space, and lifestyle in equal measure.

Key facts

Property type
Detached, 2-Storey
MLS®
E13488080
Bedrooms
5 (4 + 1)
Bathrooms
3 (1 half)
Size
2000-2500
Lot
40.02 × 100.06 ft
Cross streets
Ellesmere/Morrish
Parking
2 garage · 4 parking (attached)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,317 / 2026
Days on market
22
Listing brokerage
RE/MAX ROYAL TEAM SACHDEVA REALTY

Rooms

Bedroom 4Second3.54 × 3.37 m

Laminate

Living RoomGround4.93 × 3.38 m

laminate · bay window

KitchenGround6.14 × 3.58 m

breakfast area · ceramic floor · w/o to patio

Primary BedroomSecond5.23 × 3.37 m

laminate · 4 pc ensuite · walk-in closet(s)

Bedroom 3Second3.93 × 2.99 m

Laminate

Dining RoomGround3.69 × 3.38 m

Laminate

Utility RoomBasement6.26 × 3.75 m
BedroomBasement5.07 × 3.27 m
Family RoomGround5.16 × 3.11 m

laminate · w/o to patio

Bedroom 2Second3.78 × 3.05 m

Laminate

RecreationBasement8.39 × 5.76 m

laminate · wainscoting

Moe’s TakeTeam Asgarian · Broker
In line
$1.22Mest. value

Listed at $1,099,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.17M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bedrooms +$30K
  • Adjusts to $1.23M

That comparable adjusts to $1.23M; the $1.22M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Morrish Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Canmore Blvd at Halfmoon Sq is about a 3-minute walk away.

List price
$1.01MGreat deal$1.26MOverpriced

Total price vs nearby homes. Fair value about $1.22M, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Highland Creek · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

51 Sugarbush Square$1.18M11 Canmore Boulevard$1.20M4 Camor Court$1.43M29 Winding Court$1.50M

The 4 closest active listings nearby.

See all comparable homes
1.10MThis home1.18M1.20M1.43M1.50MThis home vs active comparables
Live market pulseActive comparables in Highland Creek · median list $1.18M
$488this home / sqft
8active listings nearby
22days on market

This home lists 13% below the area average of $561/sqft.

21 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Highland Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

54/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Canmore Blvd at Halfmoon Sq, about 263 m away

20+ transit stops20+ dining16 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morrish Public School
82%
Morrish Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 82% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$5,009/mo
$208KIncome needed
5.3×Price ÷ income
$1,156Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,009Property tax $443Total carry $5,452

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,692per month

Mortgage amount $879,200 · 4.14% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$5,135Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,692
Property tax
$443
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,135

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Toronto municipal land transfer tax
$18,455
Estimated closing costs
$36,910

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,699/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$528,321Total interest paid
$1,407,521Total of all payments
Principal $879,200 Interest $528,321
YearPrincipalInterestBalance
1$20,597$35,704$858,603
2$21,458$34,843$837,145
3$22,356$33,945$814,790
4$23,291$33,010$791,499
5$24,265$32,036$767,234
6$25,280$31,021$741,954
7$26,337$29,963$715,616
8$27,439$28,862$688,177
9$28,587$27,714$659,590
10$29,783$26,518$629,808
11$31,028$25,273$598,779
12$32,326$23,975$566,453
13$33,678$22,623$532,775
14$35,087$21,214$497,688
15$36,555$19,746$461,133
16$38,084$18,217$423,049
17$39,677$16,624$383,373
18$41,336$14,965$342,036
19$43,065$13,235$298,971
20$44,867$11,434$254,104
21$46,743$9,557$207,361
22$48,699$7,602$158,662
23$50,736$5,565$107,927
24$52,858$3,443$55,069
25$55,069$1,232$0

At the end of your 5-year term

Total paid over the term
$281,504
Principal paid down
$111,966
Interest paid
$169,538
Balance remaining
$767,234

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $5,317− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,139

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROYAL TEAM SACHDEVA REALTY. MLS®/PropTx.

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