98-1975 Rosefield Road, Pickering, ON

Liverpool, Pickering · MLS® E13490248

$638,800
For Sale
Listed 22 days ago
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4Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq Ft

About this home

Fully Renovated & Move-In Ready! Welcome To This Stylish Townhome Located In The Heart Of Pickering's Highly Sought-After Liverpool Community. Featuring Approximately 1,400-1,599 Sq.Ft. Of Bright And Functional Living Space, This Home Is The Perfect Opportunity For First-Time Buyers Looking To Enter The Market Without Compromising On Style Or Convenience.Enjoy A Brand-New Kitchen, New Flooring Throughout, And Beautifully Updated Bathrooms, Offering A Modern, Turnkey Living Experience. The Thoughtfully Designed Layout Provides Spacious Principal Rooms, Generous Bedrooms, And Comfortable Everyday Living.Tucked Away In A Quiet Interior Setting While Being Just Minutes To Pickering GO Station, Hwy 401, Pickering Town Centre, Schools, Parks, Shopping, Dining, And More. Ideal For Commuters, Young Professionals, And Growing Families Seeking Exceptional Value In A Prime Location.Simply Move In And Enjoy!

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
E13490248
Bedrooms
4 (3 + 1)
Bathrooms
2 (1 half)
Size
1200-1399
Cross streets
Finch/Rosefield
Parking
1 garage · 2 parking (built-in)
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$382/mo
Exposure
West
Property tax
$3,620 / 2025
Days on market
22
Listing brokerage
AVION REALTY INC.

Rooms

Dining RoomFlat5.70 × 2.40 m
Bedroom 3Third4.00 × 2.40 m
Powder RoomFlat1.80 × 0.90 m
Bedroom 2Third4.00 × 2.70 m
Living RoomSecond5.25 × 3.50 m
Bedroom 4Basement5.10 × 3.10 m
KitchenFlat2.80 × 2.80 m
Primary BedroomThird5.14 × 3.50 m
BathroomThird3.50 × 1.50 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$698Kest. value

Listed at $638,800, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($492/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Liverpool, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $454K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $685K
  • Bathrooms −$15K
  • Adjusts to $670K

That comparable adjusts to $670K; the $698K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Finch Westbound @ Rosefield is about a 2-minute walk away.

List price
$639KGreat deal$714KOverpriced

Total price vs nearby homes. Fair value about $698K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$704kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2623 Garrison Crossing$735k107-1865 Pickering Parkway$685k1502-1865 PICKERING Parkway$697k101-1865 Pickering Parkway$699k

The 4 closest active listings nearby.

See all comparable homes
639kThis home735k685k697k699kThis home vs active comparables
Live market pulseActive comparables in Pickering · median list $680K
$492this home / sqft
49active listings nearby
22days on market

This home lists 8% above the area average of $456/sqft.

22 days faster than the Pickering average (44 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Liverpool, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

63/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Finch Westbound @ Rosefield, about 143 m away

20+ transit stops6 grocery20+ dining19 parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Town Centre
$575K
Village East
$694K
Bay Ridges
$672K
West Shore
$593K
Duffin Heights
$631K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,911/mo
$131KIncome needed
4.9×Price ÷ income
$672Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $2,911Property tax $302Condo fee $382Total carry $3,595

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,727per month

Mortgage amount $511,040 · 4.14% over 25 years

$127,760Down payment (20.0%)
$511,040Loan before insurance
$0CMHC premium
$3,411Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,727
Property tax
$302
Condo / maintenance fees
$382
Heating
$0
Estimated monthly cost
$3,411

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,251
Estimated closing costs
$9,251

Plus your down payment of $127,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,312/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$307,090Total interest paid
$818,130Total of all payments
Principal $511,040 Interest $307,090
YearPrincipalInterestBalance
1$11,972$20,753$499,068
2$12,473$20,253$486,595
3$12,994$19,731$473,601
4$13,538$19,187$460,063
5$14,104$18,621$445,959
6$14,694$18,031$431,265
7$15,309$17,416$415,956
8$15,949$16,776$400,007
9$16,616$16,109$383,391
10$17,311$15,414$366,079
11$18,035$14,690$348,044
12$18,790$13,935$329,254
13$19,576$13,149$309,678
14$20,395$12,331$289,284
15$21,248$11,478$268,036
16$22,136$10,589$245,900
17$23,062$9,663$222,838
18$24,027$8,698$198,811
19$25,032$7,693$173,779
20$26,079$6,646$147,700
21$27,170$5,555$120,530
22$28,306$4,419$92,223
23$29,490$3,235$62,733
24$30,724$2,001$32,009
25$32,009$716$0

At the end of your 5-year term

Total paid over the term
$163,626
Principal paid down
$65,081
Interest paid
$98,545
Balance remaining
$445,959

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.7%
Gross yield
− Property tax $3,620− Condo fees $4,585− Insurance $600− Vacancy & upkeep $5,412Net operating income $34,983

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AVION REALTY INC.. MLS®/PropTx.

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