1310-3220 Sheppard Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13490780

$639,000
For Sale
Listed 28 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

TOTAL 944 SQ. Welcome to this stunning 2-bedroom, 2-bathroom condo, ideally situated in the centre of Toronto. This beautifully upgraded end unit features expansive floor-to-ceiling windows that bathe the space in natural light, while offering unobstructed views of the Toronto skyline. The living room is enhanced by pot lights and remote motorized blinds, allowing you to adjust the ambiance. The open-concept living and dining area is ideal for both entertaining and relaxing. All Ceiling upgraded light fixtures allows you to change the lighting to one of three colours. The full-size kitchen is designed for both function and style, with ample counter space and storage. Step outside onto your private balcony, which spans over 115 square feet and is laid with lush turf grass. The space is complemented by garden lights along the edges, creating a cozy, inviting outdoor oasis where you can enjoy breathtaking views of the city skyline and sunsets. The building offers exceptional convenience with a TTC bus stop right at your doorstep, less than 3 minutes to the 401, 404, and DVP. For added comfort, the building has a 24-hour concierge service. This unit has access to the buildings EV parking, making it ideal for modern living. 1 parking space and 2 lockers.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13490780
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Pharmacy and Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$502/mo
Exposure
West
Property tax
$2,481 / 2025
Days on market
28
Listing brokerage
RE/MAX METROPOLIS REALTY

Rooms

Primary BedroomFlat3.80 × 3.30 m

3 pc ensuite · b/i closet

Bedroom 2Flat3.20 × 3.30 m

B/I Closet

KitchenFlat3.08 × 2.74 m

b/i microwave · b/i dishwasher

Living RoomFlat3.90 × 3.78 m
Our TakeTeam Asgarian · Broker
Above comparables
$610Kest. value

Listed at $639,000, and my independent estimate is about 5% above what comparable homes suggest.

In Tam O'Shanter-Sullivan lately, sellers get about 97% of asking; homes sell in ~35 days.

List price
$601KGreat deal$639KOverpriced

Total price vs nearby homes. Fair value about $610K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $582K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Bridlewood Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($673/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$650kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

318-3220 Sheppard Avenue$668k503-3121 Sheppard Avenue$636k710-3260 SHEPPARD Avenue$698k809-3220 Sheppard Avenue$699k1004-3260 Sheppard Avenue$549k

The 5 closest of 8 active listings nearby.

See all comparable homes
639kThis home668k636k698k699k549kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $599K
$673this home / sqft
21active listings nearby
28days on market
99sold nearby · 90 days
$470Kmedian sold price
97%of asking, on average

This home lists 2% above the area average of $663/sqft.

27 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$513K
Willowdale East
$631K
Mount Pleasant West
$589K
Annex
$798K
Bay Street Corridor
$638K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bridlewood Junior Public School
83%
Bridlewood Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 83% meet the provincial standard
J B Tyrrell Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,912/mo
$130KIncome needed
4.9×Price ÷ income
$672Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,912Property tax $207Condo fee $502Total carry $3,621

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,728per month

Mortgage amount $511,200 · 4.14% over 25 years

$127,800Down payment (20.0%)
$511,200Loan before insurance
$0CMHC premium
$3,437Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,728
Property tax
$207
Condo / maintenance fees
$502
Heating
$0
Estimated monthly cost
$3,437

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,255
Toronto municipal land transfer tax
$9,255
Estimated closing costs
$18,510

Plus your down payment of $127,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,313/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$307,186Total interest paid
$818,386Total of all payments
Principal $511,200 Interest $307,186
YearPrincipalInterestBalance
1$11,976$20,760$499,224
2$12,477$20,259$486,748
3$12,998$19,737$473,749
4$13,542$19,193$460,207
5$14,109$18,627$446,099
6$14,699$18,037$431,400
7$15,314$17,422$416,086
8$15,954$16,781$400,132
9$16,621$16,114$383,511
10$17,317$15,419$366,194
11$18,041$14,694$348,153
12$18,796$13,940$329,357
13$19,582$13,154$309,775
14$20,401$12,334$289,374
15$21,254$11,481$268,120
16$22,143$10,592$245,977
17$23,070$9,666$222,907
18$24,034$8,701$198,873
19$25,040$7,696$173,833
20$26,087$6,648$147,746
21$27,178$5,557$120,567
22$28,315$4,420$92,252
23$29,500$3,236$62,753
24$30,734$2,002$32,019
25$32,019$716$0

At the end of your 5-year term

Total paid over the term
$163,677
Principal paid down
$65,101
Interest paid
$98,576
Balance remaining
$446,099

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $2,481− Condo fees $6,024− Insurance $600− Vacancy & upkeep $4,026Net operating income $23,469

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.

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