817 Cosburn Avenue, Toronto, ON
Danforth Village-East York, Toronto · MLS® E13492272
About this home
A 4-bedroom, 5-bathroom, 3-storey detached on Cosburn Ave with a renovation well into the finishing stretch. Three above-grade floors deliver generous living space at every level, & the quality of what's been done stands out: wrought iron spindle stairs, built-in SS appliances, hardwood floors throughout, & a third-floor primary suite with a showpiece 6pc ensuite that has its own fireplace, Jacuzzi soaker tub, & bidet. One second-floor bathroom is roughed in & awaiting completion - scope is defined, opportunity is clear. {MAIN LEVEL} Glass-panel one-and-a-half door entry into a hardwood foyer. Open-concept living & dining run together with hardwood throughout - wide enough for a full dining setup & a comfortable seating area side by side. Kitchen has built-in SS appliances: gas cooktop & stove, microwave/oven, dishwasher, & warmer drawer, set against tile floors with backsplash. Dedicated main-floor laundry area & 2pc powder room complete the level. {UPPER LEVELS} Wrought iron spindle stairs lead to the 2nd floor: two bdrms (one with walk-in closet & large window, one with hardwood floors), a finished 4pc tiled bathroom, & a roughed-in 4pc bathroom ready to complete. The entire 3rd floor is the primary suite - hardwood floors, walk-in closet, laundry alcove, balcony walkout, & a 6pc ensuite with Jacuzzi soaker tub, fireplace, bidet, tile floors, & separate stand-up shower. {BASEMENT} Rec room with hardwood floors & solid ceiling height, bdrm with large window, 3pc bathroom with stand-up shower, & utility room. Good overall condition easy to upgrade and finish. {LOCATION} Heart of East York - Walk Score 96. East York Collegiate Institute & Cosburn Middle School are both on the same street. Danforth Ave is minutes away for dining & shopping. TTC bus on Cosburn connects directly to the Bloor-Danforth subway line; DVP access is close by for downtown commuters & the 401.
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- E13492272
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 2000-2500
- Lot
- 20 × 100 ft
- Cross streets
- O'Connor Dr & Woodbine Ave
- Parking
- 1 parking
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Veneer, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,262 / 2025
- Days on market
- 26
- Listing brokerage
- CITYSCAPE REAL ESTATE LTD.
Rooms
hardwood floor · partly finished
b/i appliances · backsplash · tile floor
hardwood floor · partly finished
large window · partly finished
combined w/dining · hardwood floor · open concept
Hardwood Floor
hardwood floor · walk-in closet(s) · large window
2 Pc Bath
4 pc bath · tile floor
Partly Finished
3 pc bath · tile floor
combined w/living · hardwood floor · open concept
6 pc bath · fireplace · separate shower
hardwood floor · hardwood floor · walk-in closet(s)
Listed at $1,429,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
In Danforth Village-East York lately, sellers have been getting about 104% of asking and homes sell in about 15 days.
There were not many closely comparable homes right in Danforth Village-East York, so I widened the search to the surrounding area.
Based on 87 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 87 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.49M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.24M
- Bedrooms +$30K
- Bathrooms +$30K
- Adjusts to $1.30M
That comparable adjusts to $1.30M; the $1.96M estimate above is the median of all 87 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Its public catchment (Parkside Elementary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Total price vs nearby homes. Fair value about $1.96M, median of 87 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 36% below the area average of $990/sqft.
25 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Danforth Village-East York, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,143,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,101
- Property tax
- $605
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,706
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,055
- Toronto municipal land transfer tax
- $25,055
- Estimated closing costs
- $50,110
Plus your down payment of $285,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $366,032
- Principal paid down
- $145,587
- Interest paid
- $220,446
- Balance remaining
- $997,613
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.