122 Valdor Drive, Toronto, ON

Agincourt North, Toronto · MLS® E13494002

$820,000
For Sale
Listed 21 days ago
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6Bedrooms
4Bathrooms
1Garage · 4 parking
1500-2000Sq Ft

About this home

Your Private Oasis Awaits- 6 Bedrooms & No Rear Neighbors! Great Schools! Escape the citybustle without leaving it. This home offers the perfect sanctuary for a growing family,featuring 4 generous upstairs bedrooms and a rare, ultra-private backyard backing onto openspace and no peering eyes from behind! The heart of the home is a sun-filled family room witha fireplace, ideal for movie nights. With a finished 2-bedroom basement for guests or a in-lawsuite, and 4 bathrooms to eliminate the morning rush, this home is designed for comfort. Stepsto Alexmuir Park, transit, and great schools. Room to grow, room to breathe, room to live.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13494002
Bedrooms
6 (4 + 2)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
27.5 × 101 ft
Cross streets
McNicoll/Midland
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$4,020 / 2025
Days on market
21
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

BedroomBasement0.00 × 0.00 m
KitchenMain3.05 × 2.40 m
Bedroom 4Second0.00 × 0.00 m
Primary BedroomSecond4.27 × 3.95 m
Living RoomMain5.30 × 3.50 m
Bedroom 2Second3.80 × 2.94 m
Dining RoomMain3.00 × 2.60 m
Family RoomMain3.37 × 3.50 m
Bedroom 5Basement0.00 × 0.00 m
Bedroom 3Second2.85 × 2.54 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.24Mest. value

Listed at $820,000, this home is about 34% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Agincourt North, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $928K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $833K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $878K

That comparable adjusts to $878K; the $1.24M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Albert Campbell Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Midland Ave at Finch Corridor Trail is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$820KGreat deal$1.62MOverpriced

Total price vs nearby homes. Fair value about $1.24M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.21Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

53 Giltspur Drive$833k568 Dufferin Street$1.20M287 Valermo Drive$1.59M

The 3 closest active listings nearby.

See all comparable homes
820kThis home833k1.20M1.59MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.20M
$469this home / sqft
18active listings nearby
21days on market

This home lists 38% below the area average of $759/sqft.

17 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

70/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Midland Ave at Finch Corridor Trail, about 196 m away

20+ transit stops2 grocery20+ dining8 parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pleasant View
$867K
Clairlea-Birchmount
$699K
Newtonbrook West
$940K
Mount Pleasant East
$1.28M
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexmuir Junior Public School
74%
Alexmuir Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
St. Marguerite BourgeoysEQAO results not published

Affordability & Mortgage

Affordability
$3,737/mo
$156KIncome needed
5.2×Price ÷ income
$862Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,737Property tax $335Total carry $4,072

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,501per month

Mortgage amount $656,000 · 4.14% over 25 years

$164,000Down payment (20.0%)
$656,000Loan before insurance
$0CMHC premium
$3,836Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,501
Property tax
$335
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,836

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,875
Toronto municipal land transfer tax
$12,875
Estimated closing costs
$25,750

Plus your down payment of $164,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,252/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,198Total interest paid
$1,050,198Total of all payments
Principal $656,000 Interest $394,198
YearPrincipalInterestBalance
1$15,368$26,640$640,632
2$16,011$25,997$624,622
3$16,680$25,328$607,941
4$17,378$24,630$590,563
5$18,105$23,903$572,458
6$18,862$23,146$553,596
7$19,651$22,357$533,945
8$20,473$21,535$513,472
9$21,330$20,678$492,142
10$22,222$19,786$469,920
11$23,151$18,857$446,769
12$24,120$17,888$422,649
13$25,129$16,879$397,521
14$26,180$15,828$371,341
15$27,275$14,733$344,067
16$28,416$13,592$315,651
17$29,604$12,404$286,047
18$30,842$11,166$255,205
19$32,132$9,875$223,072
20$33,477$8,531$189,596
21$34,877$7,131$154,719
22$36,336$5,672$118,383
23$37,856$4,152$80,528
24$39,439$2,569$41,089
25$41,089$919$0

At the end of your 5-year term

Total paid over the term
$210,040
Principal paid down
$83,542
Interest paid
$126,498
Balance remaining
$572,458

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $4,020− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,222

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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