35 Aspen Park Way, Whitby, ON

Downtown Whitby, Whitby · MLS® E13494710

$689,900
For Sale
Listed 21 days ago
3Bedrooms
3Bathrooms
1Garage · 2 parking
1400-1599Sq Ft

About this home

Nestled in a quiet, park-like enclave, this spacious 3-bedroom, 3-bathroom end-unit townhome offers the perfect blend of comfort, privacy, and convenience for growing families. Bright and thoughtfully designed, the main level features a generous kitchen overlooking the dining area, creating an ideal space for everyday living and entertaining. The adjoining great room includes a dedicated office nook, perfect for working or studying from home. Upstairs, the spacious primary suite features double closets and a private 3-piece ensuite with a large glass shower. The versatile lower level offers additional living space with a walkout to the fully fenced backyard, making it an ideal rec room, family room, playroom, or teenager's retreat. This level also includes the laundry area and convenient access to the built in garage. Located close to schools, parks, shopping, restaurants, and everyday amenities, with easy access to public transit, the GO Station, Highway 401, and major commuter routes, this home offers an exceptional lifestyle in one of Whitby's most convenient locations.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13494710
Bedrooms
3
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Dundas and Garden
Parking
1 garage · 2 parking (built-in)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Roof
Asphalt Shingle
Maintenance
$291/mo
Exposure
North
Property tax
$4,063 / 2025
Days on market
21
Listing brokerage
ROYAL HERITAGE REALTY LTD.

Rooms

RecreationLower5.31 × 3.40 m

broadloom · w/o to yard · w/o to garage

Bedroom 3Second4.04 × 2.82 m

broadloom · closet · ceiling fan(s)

Dining RoomMain4.57 × 3.12 m

laminate · large window

Living RoomMain5.33 × 3.96 m

Laminate

Primary BedroomSecond4.67 × 3.94 m

broadloom · double closet · 3 pc ensuite

KitchenMain2.90 × 2.44 m

laminate · breakfast bar

Bedroom 2Second3.30 × 2.44 m

broadloom · closet · ceiling fan(s)

LaundryLower0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
In line
$687Kest. value

Listed at $689,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Downtown Whitby, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $655K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $670K
  • Adjusts to $670K

That comparable adjusts to $670K; the $687K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Dundas St. @ Garden St. is about a 4-minute walk away.

List price
$656KGreat deal$721KOverpriced

Total price vs nearby homes. Fair value about $687K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$661kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

20-1610 CRAWFORTH Street$670k67 Regatta Crescent$750k15-33 Aspen Park Way$670k51 Alexis Way$599k14-10 Bassett Boulevard$615k

The 5 closest of 8 active listings nearby.

See all comparable homes
690kThis home670k750k670k599k615kThis home vs active comparables
Live market pulseActive comparables in Whitby · median list $670K
$460this home / sqft
17active listings nearby
21days on market

This home lists 3% below the area average of $476/sqft.

12 days faster than the Whitby average (33 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

62/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Dundas St. @ Garden St., about 299 m away

20+ transit stops3 grocery20+ dining13 parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pringle Creek
$653K
Port Whitby
$688K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,144/mo
$140KIncome needed
4.9×Price ÷ income
$726Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

83%mortgage
Mortgage $3,144Property tax $339Condo fee $291Total carry $3,774

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,945per month

Mortgage amount $551,920 · 4.14% over 25 years

$137,980Down payment (20.0%)
$551,920Loan before insurance
$0CMHC premium
$3,575Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,945
Property tax
$339
Condo / maintenance fees
$291
Heating
$0
Estimated monthly cost
$3,575

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,273
Estimated closing costs
$10,273

Plus your down payment of $137,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,577/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,655Total interest paid
$883,575Total of all payments
Principal $551,920 Interest $331,655
YearPrincipalInterestBalance
1$12,930$22,413$538,990
2$13,470$21,873$525,520
3$14,034$21,309$511,486
4$14,621$20,722$496,865
5$15,232$20,111$481,633
6$15,870$19,473$465,763
7$16,533$18,810$449,230
8$17,225$18,118$432,005
9$17,945$17,398$414,059
10$18,696$16,647$395,363
11$19,478$15,865$375,885
12$20,293$15,050$355,592
13$21,142$14,201$334,451
14$22,026$13,317$312,425
15$22,947$12,396$289,477
16$23,907$11,436$265,570
17$24,907$10,436$240,663
18$25,949$9,394$214,714
19$27,034$8,309$187,680
20$28,165$7,178$159,515
21$29,343$6,000$130,171
22$30,571$4,772$99,601
23$31,849$3,494$67,751
24$33,182$2,161$34,570
25$34,570$773$0

At the end of your 5-year term

Total paid over the term
$176,715
Principal paid down
$70,287
Interest paid
$106,428
Balance remaining
$481,633

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
6.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.3%
Gross yield
− Property tax $4,063− Condo fees $3,494− Insurance $600− Vacancy & upkeep $6,270Net operating income $42,573

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL HERITAGE REALTY LTD.. MLS®/PropTx.

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