36 Martindale Road, Toronto, ON

Cliffcrest, Toronto · MLS® E13495120

$1,380,000
For Sale
Listed 22 days ago
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5Bedrooms
5Bathrooms
1Garage · 5 parking
2500-3000Sq Ft

About this home

**Welcome to this exceptional 4-bedroom detached home in the Cliffcrest neighbourhood situated on an impressive 50 x 170 ft lot** Thoughtfully designed with generous living spaces and charming appeal, this home offers a balance of comfort, style and functionality. The main floor creates a warm, welcoming setting, with large windows inviting natural light. The modern kitchen features quartz countertops, stainless steel appliances including a built-in oven and cooktop-ideal for preparing meals and entertaining guests. The upper level features four bedrooms and den space, providing room for comfort and functionality. The finished basement with side entrance access, two 3 Piece bathrooms offers flexibility with additional versatile spaces ideal as a rec area, den space, hobby space and more. Step out onto the deck and enjoy the expansive backyard-an ideal setting for outdoor activities. Whether you're hosting summer barbecues, tending to a garden, or simply unwinding outside, this generous outdoor space offers many possibilities for enjoyment. As well, a separate workshop/shed provides an ideal space for projects or additional storage. Ideally located close to parks, schools, transit, this home offers the opportunity to create lasting memories for years to come.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E13495120
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
2500-3000
Lot
50 × 170.5 ft
Cross streets
McCowan Road & Kingston Road
Parking
1 garage · 5 parking (built-in)
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Decommissioned, None
Property tax
$4,627 / 2026
Days on market
22
Listing brokerage
CENTURY 21 INNOVATIVE REALTY INC.

Rooms

OtherLower2.26 × 4.78 m

3 pc ensuite · laminate

Living RoomMain4.87 × 3.51 m

hardwood floor · window

BedroomUpper3.93 × 3.61 m

hardwood floor · large window

BedroomUpper4.11 × 4.98 m

hardwood floor · large window

RecreationLower3.83 × 3.03 m

3 pc ensuite · window

DenLower3.84 × 3.20 m

laminate · window

BedroomUpper4.72 × 6.05 m

hardwood floor · large window

Dining RoomMain2.11 × 5.03 m

Hardwood Floor

KitchenLower3.31 × 2.73 m

laminate · window

DenUpper3.73 × 2.92 m

hardwood floor · large window

Primary BedroomMain4.45 × 3.44 m

4 pc ensuite · large window

Family RoomMain3.95 × 5.03 m

hardwood floor · w/o to yard

KitchenMain3.74 × 2.86 m

stainless steel appl · window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McCowan Rd at Martindale Rd is about a 4-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Cliffcrest · asking prices
$1.80Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

41 Meadowcliffe Drive$2.15M61 Minerva Avenue$1.55M92 Gradwell Drive$1.93M5 Anson Avenue$1.45M50 Dorset Road$1.90M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.38MThis home2.15M1.55M1.93M1.45M1.90MThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $1.49M
$502this home / sqft
45active listings nearby
22days on market

This home lists 40% below the area average of $840/sqft.

21 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: McCowan Rd at Martindale Rd, about 306 m away

20+ transit stops8 grocery20+ dining20+ parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Malvern
$798K
High Park-Swansea
$2.30M
Lawrence Park South
$2.13M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near H A Halbert Junior Public School
46%
H A Halbert Junior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 46% meet the provincial standard

Affordability & Mortgage

Affordability
$6,290/mo
$254KIncome needed
5.4×Price ÷ income
$1,451Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,290Property tax $386Total carry $6,675

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,891per month

Mortgage amount $1,104,000 · 4.14% over 25 years

$276,000Down payment (20.0%)
$1,104,000Loan before insurance
$0CMHC premium
$6,277Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,891
Property tax
$386
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,277

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,075
Toronto municipal land transfer tax
$24,075
Estimated closing costs
$48,150

Plus your down payment of $276,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,156/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$663,406Total interest paid
$1,767,406Total of all payments
Principal $1,104,000 Interest $663,406
YearPrincipalInterestBalance
1$25,863$44,833$1,078,137
2$26,945$43,752$1,051,192
3$28,072$42,624$1,023,121
4$29,246$41,450$993,875
5$30,469$40,227$963,405
6$31,744$38,952$931,662
7$33,072$37,625$898,590
8$34,455$36,241$864,135
9$35,896$34,800$828,239
10$37,398$33,299$790,841
11$38,962$31,734$751,880
12$40,592$30,105$711,288
13$42,289$28,407$668,999
14$44,058$26,638$624,940
15$45,901$24,795$579,039
16$47,821$22,875$531,218
17$49,822$20,875$481,396
18$51,905$18,791$429,491
19$54,077$16,620$375,414
20$56,339$14,358$319,075
21$58,695$12,001$260,380
22$61,150$9,546$199,230
23$63,708$6,988$135,522
24$66,373$4,323$69,149
25$69,149$1,547$0

At the end of your 5-year term

Total paid over the term
$353,481
Principal paid down
$140,595
Interest paid
$212,887
Balance remaining
$963,405

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $4,627− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $50,043

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 INNOVATIVE REALTY INC.. MLS®/PropTx.

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