138-1612 CHARLES Street, Whitby, ON
Port Whitby, Whitby · MLS® E13496104
About this home
RARE 2-STOREY LAKESIDE LUXURY AT THE LANDING IN PORT WHITBY! This 1 Year New Condo Combines Modern And Luxury, And Is Move-In Ready! Where Modern Sophistication Meets Vibrant Lakeside Living. This Unique And Rare 2-Storey Unit Offers A 1+1 Layout (W/ A Spacious Den Perfect As A 2nd Bedroom Or Home Office), Thoughtfully Designed For Young Professionals, Savvy First-Time Buyers, And Downsizers Seeking Turn-Key Luxury And Privacy. 695 Sqft Of Indoor Space Featuring Floor-To-Ceiling Windows And Premium Laminate Flooring Throughout, Creating A Light-Filled Open Living Space. Enjoy 142 Sqft Of Private Walk-Out Patio, The Ultimate Setting For Your Morning Espresso, Weekend Reading, Or Evening Wine. Easy In And Outs For Pet Owners To Walk Their Dogs Is A Bonus! Open Kitchen With Custom-Designed Cabinetry, W/Quz Countertops, Backsplash, Ss Appliances. Bathroom Features A Glass Walk-In Shower And Upgraded Vanity Storage. Includes 1 Parking And 1 Storage Locker. Building Amenities Include A Fitness Center, Yoga Studio, And A Stylish Party Lounge With An Outdoor Terrace And BBQ Area. Pet Owners Will Adore The Convenient Dog Wash Station, While Cycling Enthusiasts Can Utilize The Bike Wash Area. LOCATION IS EVERYTHING! Steps To Whitby GO Station For Seamless Commute To Downtown Toronto, And Just A Short Stroll To The Stunning Waterfront Trails, Marina, Parks, Dining, And Shopping. Minutes To Hwy 401/407/412. The Perfect Blend Of Active Lifestyles, Convenience, And Modern Luxury Awaits You! **Maintenance Fees Include High Speed Internet !!
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- E13496104
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 1
- Size
- 600-699
- Cross streets
- 401 / Brock St S
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $648/mo
- Exposure
- North East
- Days on market
- 21
- Listing brokerage
- DREAM HOME REALTY INC.
Listing history
- Jul 3, 2026Listed$2,300
Price and status history from the listing board. Deemed reliable but not guaranteed.
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Victoria Eastbound @ Charles is about a 1-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
This home lists 39% above the area average of $476/sqft.
12 days faster than the Whitby average (33 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Port Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Victoria Eastbound @ Charles, about 101 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $343,110 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,831
- Property tax
- $268
- Condo / maintenance fees
- $648
- Heating
- $0
- Estimated monthly cost
- $2,747
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,053
- Estimated closing costs
- $5,053
Plus your down payment of $85,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $109,858
- Principal paid down
- $43,695
- Interest paid
- $66,163
- Balance remaining
- $299,415
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM HOME REALTY INC.. MLS®/PropTx.