106 Craggview Drive, Toronto, ON

West Hill, Toronto · MLS® E13496222

$1,175,000
For Sale
Listed 21 days ago
4Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

Welcome to this beautifully maintained two-storey home located in the highly desirable West Hill community. Built in 2005, this spacious residence offers 4 generous bedrooms and 3 fully renovated bathrooms (2024), providing the perfect layout for growing families.The main floor features a bright and inviting family room with a cozy gas fireplace and walk-out access to a private backyard garden-ideal for relaxing or entertaining. The home also includes a convenient garage entrance and a separate side entrance, offering excellent potential for a future 2-bedroom in-law or basement suite.Upstairs, you will find brand-new solid wood flooring (2025), a practical second-floor laundry room, and well-sized bedrooms designed for comfort and functionality. Freshly painted throughout, the home feels bright, modern, and move-in ready.Recent upgrades include: New roof shingles (2024) New stainless steel fridge, stove & built-in dishwasher (2024) New washer & dryer (2024) Professionally landscaped exterior Ideally located just minutes from Morningside Park, the University of Toronto Scarborough Campus,Highway 401, shopping, dining along Kingston Road, schools, parks, and public transit.This turn-key home offers exceptional value in one of Scarborough's most sought-after neighbourhoods. Book your private showing today.

Key facts

Property type
Detached, 2-Storey
MLS®
E13496222
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500
Lot
44.67 × 86.59 ft
Cross streets
Kingston / Morningside
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Unfinished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,399 / 2025
Days on market
21
Listing brokerage
RE/MAX CROSSROADS REALTY INC.

Rooms

KitchenGround5.17 × 3.43 m

combined w/dining · b/i dishwasher · stainless steel appl

LaundrySecond1.89 × 1.80 m

ceramic floor · large window

Bedroom 4Second3.75 × 3.02 m

hardwood floor · large window · closet

Dining RoomGround5.17 × 3.43 m

combined w/kitchen · ceramic floor

Family RoomGround4.97 × 3.82 m

gas fireplace · w/o to garden · hardwood floor

Bedroom 2Second3.67 × 3.33 m

hardwood floor · large window · closet

Living RoomGround6.59 × 3.15 m

stucco ceiling · large window

Primary BedroomSecond5.28 × 4.05 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 3Second4.43 × 2.72 m

hardwood floor · large window · closet

FoyerGround2.68 × 1.99 m

Ceramic Floor

Moe’s TakeTeam Asgarian · Broker
In line
$1.20Mest. value

Listed at $1,175,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.24M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.18M
  • Size difference +$269K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.40M

That comparable adjusts to $1.40M; the $1.20M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is St Margaret's Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Morningside Ave at Tefft Rd is about a 5-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.10MGreat deal$1.40MOverpriced

Total price vs nearby homes. Fair value about $1.20M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$2.08Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

40 Stonemanse Court$1.55M47 Soudan Avenue$2.29M245 Florence Avenue$2.20M10 Wingrove Hill$2.30M

The 4 closest active listings nearby.

See all comparable homes
1.18MThis home1.55M2.29M2.20M2.30MThis home vs active comparables
Live market pulseActive comparables in West Hill · median list $1.20M
$522this home / sqft
7active listings nearby
21days on market

This home lists 10% below the area average of $582/sqft.

20 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Morningside Ave at Tefft Rd, about 393 m away

20+ transit stops5 grocery20+ dining20+ parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St Margaret's Public School
57%
St Margaret's Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 57% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$5,355/mo
$221KIncome needed
5.3×Price ÷ income
$1,236Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,355Property tax $450Total carry $5,805

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,016per month

Mortgage amount $940,000 · 4.14% over 25 years

$235,000Down payment (20.0%)
$940,000Loan before insurance
$0CMHC premium
$5,466Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,016
Property tax
$450
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,466

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,975
Toronto municipal land transfer tax
$19,975
Estimated closing costs
$39,950

Plus your down payment of $235,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,093/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$564,857Total interest paid
$1,504,857Total of all payments
Principal $940,000 Interest $564,857
YearPrincipalInterestBalance
1$22,021$38,173$917,979
2$22,942$37,252$895,037
3$23,902$36,293$871,135
4$24,901$35,293$846,234
5$25,943$34,251$820,291
6$27,028$33,166$793,263
7$28,159$32,036$765,104
8$29,337$30,858$735,767
9$30,564$29,631$705,203
10$31,842$28,352$673,361
11$33,174$27,020$640,187
12$34,562$25,633$605,626
13$36,007$24,187$569,618
14$37,513$22,681$532,105
15$39,083$21,112$493,022
16$40,717$19,477$452,305
17$42,421$17,774$409,884
18$44,195$15,999$365,690
19$46,043$14,151$319,646
20$47,969$12,225$271,677
21$49,976$10,218$221,701
22$52,066$8,128$169,634
23$54,244$5,950$115,390
24$56,513$3,681$58,877
25$58,877$1,317$0

At the end of your 5-year term

Total paid over the term
$300,971
Principal paid down
$119,709
Interest paid
$181,262
Balance remaining
$820,291

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $5,399− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,057

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.

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