89 Scarborough Heights Boulevard, Toronto, ON

Cliffcrest, Toronto · MLS® E13496496

$999,999
For Sale
Listed 21 days ago
Request a showing
◎ Directions
5Bedrooms
2Bathrooms
2Garage · 7 parking
700-1100Sq Ft

About this home

Welcome to this stunning detached bungalow nestled in the highly sought-after Cliffcrest community set along the majestic Scarborough Bluffs, just minutes away. Surrounded by many custom homes. Situated on an expansive and rare 68.51' x 156.24' irregular-shaped lot, this 3+2 bedroom family bungalow offers incredible space, privacy, and versatility for families or savvy investors. Step inside to a bright and airy open-concept layout, Living/Dining featuring rich hardwood flooring throughout the main living areas. The heart of the home is the updated modern kitchen, boasting sleek quartz countertops & backsplash, quality stainless steel appliances, and durable ceramic flooring-perfect for the home chef. With three spacious bedrooms on the main floor with rich hardwood flooring, closets, and windows, there is plenty of room for a growing family. Income or In-Law Potential: The finished basement serves as a massive asset, featuring a separate entrance, two additional bedrooms, a second full kitchen, and a dedicated bathroom. This space is ideal as a multi-generational suite or a high-potential rental unit. Outdoor enthusiasts and hobbyists will fall in love with the sprawling backyard and the detached double-car garage, 21'x25'. Combined with a massive driveway that accommodates 5 additional vehicles, parking is never an issue. Top-rated schools, lush parks, and easy transit options. Main Floor Updates 2026-Kitchen, Newer Appliances, Hardwood Flooring, Doors, Trim, Pot Lights, and Painting. Asphalt Driveway 2025, Siding on House-2025, Updated Plumbing, Electrical, HVAC, Spray Foam Insulation For Main Floor-3 Bedrooms & Basement-2012. CHECK OUT THE VIDEO!Brokerage Remarks

Key facts

Property type
Detached, Bungalow
MLS®
E13496496
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
700-1100
Lot
68.5 × 156.24 ft
Cross streets
McCowan and Kingston Road
Parking
2 garage · 7 parking (detached)
Driveway
Private
Basement
Finished, Separate Entrance, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,686 / 2026
Days on market
21
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Utility RoomBasement1.19 × 4.04 m

Concrete Floor

Living RoomGround4.17 × 4.57 m

hardwood floor · pot lights · bow window

FoyerGround1.45 × 1.80 m

ceramic floor · w/o to yard

Dining RoomGround2.26 × 3.43 m

hardwood floor · pot lights · window

Bedroom 3Ground2.41 × 2.72 m

hardwood floor · closet · window

Living RoomBasement5.72 × 3.28 m

laminate · pot lights · above grade window

Dining RoomBasement5.72 × 3.28 m

laminate · combined w/living · above grade window

KitchenBasement2.18 × 3.71 m

ceramic floor · pot lights · stainless steel appl

LaundryBasement2.21 × 3.89 m

ceramic floor · pot lights · above grade window

KitchenGround3.38 × 2.74 m

ceramic floor · stainless steel appl · quartz counter

Bedroom 4Basement3.23 × 4.01 m

broadloom · closet · above grade window

Primary BedroomGround3.20 × 3.84 m

hardwood floor · double closet · overlooks backyard

Bedroom 2Ground3.20 × 3.33 m

hardwood floor · double closet · overlooks backyard

Bedroom 5Basement3.23 × 3.18 m

broadloom · closet · above grade window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kingston Rd at Fenwood Heights is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$932kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5 Cuffley Crescent$998k88 Frey Crescent$899k60 Chillery Avenue$900k

The 3 closest active listings nearby.

See all comparable homes
1000kThis home998k899k900kThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $900K
$1,111this home / sqft
6active listings nearby
21days on market

This home lists 6% below the area average of $1,183/sqft.

20 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingston Rd at Fenwood Heights, about 109 m away

20+ transit stops2 grocery20+ dining18 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$4,558/mo
$192KIncome needed
5.2×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,558Property tax $474Total carry $5,031

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,999 · 4.14% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,743Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$474
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,743

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,729Total interest paid
$1,280,728Total of all payments
Principal $799,999 Interest $480,729
YearPrincipalInterestBalance
1$18,741$32,488$781,258
2$19,525$31,704$761,733
3$20,342$30,887$741,391
4$21,193$30,036$720,198
5$22,079$29,150$698,119
6$23,003$28,226$675,116
7$23,965$27,264$651,152
8$24,967$26,262$626,184
9$26,012$25,217$600,173
10$27,100$24,129$573,073
11$28,233$22,996$544,840
12$29,414$21,815$515,426
13$30,645$20,585$484,781
14$31,926$19,303$452,855
15$33,262$17,967$419,593
16$34,653$16,576$384,940
17$36,103$15,127$348,837
18$37,613$13,616$311,225
19$39,186$12,043$272,039
20$40,825$10,404$231,214
21$42,533$8,696$188,681
22$44,312$6,917$144,369
23$46,165$5,064$98,204
24$48,096$3,133$50,108
25$50,108$1,121$0

At the end of your 5-year term

Total paid over the term
$256,146
Principal paid down
$101,880
Interest paid
$154,265
Balance remaining
$698,119

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $5,686− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,400

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

CallRequest a showing