54 Ashridge Drive, Toronto, ON

Agincourt North, Toronto · MLS® E13497634

$868,000
For Sale
Listed 20 days ago
4Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Welcome to this south-facing, well-maintained and beautifully updated 4-bedroom, 2-bathroom linked detached home! Featuring ***Lot Frontage of OVER 30 Ft*** and ***Grand, Inviting DOUBLE-DOOR FRONT ENTRANCE*** that adds to its curb appeal. Offering the perfect blend of comfort, functionality, and convenience, this home is ideal for families looking for space, comfort, and convenience. The bright and spacious interior has a practical layout with generously sized bedrooms, creating an inviting space for both everyday living and entertaining. Enjoy peace of mind with numerous recent upgrades, including ***new heat pump (2025)***renovated primary bathroom (2025)***roof (2021)***roof insulation (2025)*** basement insulation (2025)***and an updated circuit breaker panel***, enhancing comfort, safety, and energy efficiency. The infinite greenspace in the back of the house transforms your backyard like a private sanctuary, maximizing privacy and an open, airy view. Ideally situated close to schools, parks, public transit, Hwy 401, and everyday amenities, including Woodside Square, this home offers exceptional convenience for commuting to work, shopping, dining, and daily essentials. A fantastic opportunity to own a move-in-ready home in a family-friendly neighbourhood. Don't miss your chance to make this wonderful property your new home!

Key facts

Property type
Detached, 2-Storey
MLS®
E13497634
Bedrooms
4
Bathrooms
2 (1 half)
Size
1100-1500
Lot
30.73 × 110.72 ft
Cross streets
Mccowan & Finch
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,082 / 2026
Days on market
20
Listing brokerage
NU STREAM REALTY (TORONTO) INC.

Rooms

Living RoomGround4.52 × 3.38 m

picture window · overlooks backyard · parquet

Bedroom 4Second2.72 × 2.95 m

large window · closet · parquet

Bedroom 2Second3.38 × 2.92 m

large window · closet · parquet

BreakfastGround2.95 × 1.50 m

w/o to yard · combined w/kitchen · vinyl floor

Bedroom 3Second3.71 × 3.15 m

large window · closet · parquet

Primary BedroomSecond4.47 × 3.15 m

large window · walk-in closet(s) · parquet

Dining RoomGround2.92 × 2.54 m

w/o to patio · parquet

KitchenGround2.39 × 2.44 m

stainless steel appl · backsplash · vinyl floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$969Kest. value

Listed at $868,000, this home is about 10% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($668/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Agincourt North, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $860K, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.90M
  • Bedrooms +$30K
  • Adjusts to $1.93M

That comparable adjusts to $1.93M; the $969K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Percy Williams Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McCowan Rd at Big Red Ave North Side is about a 2-minute walk away.

List price
$868KGreat deal$1.28MOverpriced

Total price vs nearby homes. Fair value about $969K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.15Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

21 Mahoney Avenue$879k107 Twenty Fourth Street$939k31 Griffen Drive$778k110 Gillard Avenue$1.25M351 Fairlawn Avenue$1.90M

The 5 closest of 6 active listings nearby.

See all comparable homes
868kThis home879k939k778k1.25M1.90MThis home vs active comparables
Live market pulseActive comparables in Agincourt North · median list $1.10M
$668this home / sqft
7active listings nearby
20days on market

This home lists 2% above the area average of $658/sqft.

19 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

65/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: McCowan Rd at Big Red Ave North Side, about 193 m away

20+ transit stops5 grocery20+ dining12 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Percy Williams Junior Public School
82%
Percy Williams Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 82% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,956/mo
$165KIncome needed
5.3×Price ÷ income
$913Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,956Property tax $340Total carry $4,296

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,706per month

Mortgage amount $694,400 · 4.14% over 25 years

$173,600Down payment (20.0%)
$694,400Loan before insurance
$0CMHC premium
$4,046Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,706
Property tax
$340
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,046

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,835
Toronto municipal land transfer tax
$13,835
Estimated closing costs
$27,670

Plus your down payment of $173,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,501/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$417,273Total interest paid
$1,111,673Total of all payments
Principal $694,400 Interest $417,273
YearPrincipalInterestBalance
1$16,267$28,200$678,133
2$16,948$27,519$661,185
3$17,657$26,810$643,528
4$18,395$26,072$625,133
5$19,165$25,302$605,968
6$19,966$24,501$586,002
7$20,802$23,665$565,200
8$21,672$22,795$543,528
9$22,578$21,889$520,950
10$23,523$20,944$497,428
11$24,506$19,960$472,921
12$25,532$18,935$447,390
13$26,599$17,867$420,790
14$27,712$16,755$393,078
15$28,871$15,596$364,207
16$30,079$14,388$334,128
17$31,337$13,130$302,791
18$32,648$11,819$270,143
19$34,013$10,454$236,130
20$35,436$9,031$200,694
21$36,918$7,549$163,775
22$38,463$6,004$125,313
23$40,071$4,395$85,241
24$41,748$2,719$43,494
25$43,494$973$0

At the end of your 5-year term

Total paid over the term
$222,335
Principal paid down
$88,432
Interest paid
$133,903
Balance remaining
$605,968

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,082− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,082

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NU STREAM REALTY (TORONTO) INC.. MLS®/PropTx.

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