1104-4101 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13501350

$538,000
For Sale
Listed 18 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Welcome to This Spacious 3-bedroom, 2-bathroom Condo in a Highly Sought-after Neighbourhood, Offering Exceptional Convenience and Value. This Bright and Functional Unit Features a Dedicated Laundry Room With an All-in-one Washer/Dryer, Making Everyday Living Effortless. Perfect for Families, Professionals, and Investors Alike. Enjoy an Unbeatable Location Within Walking Distance to Walmart, Agincourt Mall, Restaurants, Grocery Stores, and a Variety of Dining Options. **Ttc and Go Transit Are Right at Your Doorstep, With Quick Access to Highways 401 and 404, Fairview Mall, Scarborough Town Centre, and Approximately 30 Minutes to Union Station. Families Will Appreciate Being Just Minutes From the Highly Regarded Agincourt Junior Public School and Agincourt Collegiate Institute, Both Recognized for Their Strong Academic Performance, Making This an Excellent Choice for Those Prioritizing Education. The Well-managed Building Has Undergone Extensive Recent Upgrades, Including New Windows, Balcony Doors, Elevators, Hallway Renovations, and Updated Hallway Carpeting, Providing Added Comfort and Peace of Mind.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13501350
Bedrooms
3
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
Kennedy/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Concrete, Stone
Maintenance
$696/mo
Exposure
North East
Property tax
$1,458 / 2026
Days on market
18
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Primary BedroomFlat3.95 × 3.50 m

2 pc ensuite · laminate · closet

Bedroom 3Flat3.81 × 2.82 m

laminate · window

Living RoomFlat5.55 × 3.60 m

laminate · window floor to ceiling · w/o to balcony

KitchenFlat3.05 × 2.55 m

granite counters · ceramic floor · family size kitchen

Dining RoomFlat3.60 × 2.80 m

laminate · window

Bedroom 2Flat4.88 × 2.80 m

laminate · large closet · window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$455Kest. value

Listed at $538,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($489/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $486K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $440K
  • Bathrooms +$15K
  • Adjusts to $455K

That comparable adjusts to $455K; the $455K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Reidmount Ave - Agincourt GO Station is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$418KGreat deal$538KOverpriced

Total price vs nearby homes. Fair value about $455K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Value driver
Comparable listingsCurrently listed nearby in Agincourt South-Malvern West · asking prices
$522kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1005-4101 Sheppard Avenue$550k1501-4101 Sheppard Avenue$489k1208-4727 Sheppard Avenue$498k207-4101 Sheppard Avenue$619k505-2365 Kennedy Road$455k

The 5 closest of 6 active listings nearby.

See all comparable homes
538kThis home550k489k498k619k455kThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $518K
$489this home / sqft
20active listings nearby
18days on market

This home lists 1% below the area average of $496/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Reidmount Ave - Agincourt GO Station, about 124 m away

20+ transit stops7 grocery20+ dining10 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.39M
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Agincourt Junior Public School
75%
Agincourt Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
Sir Alexander Mackenzie Senior Public SchoolEQAO results not published
St. BartholomewEQAO results not published

Affordability & Mortgage

Affordability
$2,452/mo
$113KIncome needed
4.7×Price ÷ income
$566Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,452Property tax $121Condo fee $696Total carry $3,270

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,297per month

Mortgage amount $430,400 · 4.14% over 25 years

$107,600Down payment (20.0%)
$430,400Loan before insurance
$0CMHC premium
$3,114Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,297
Property tax
$122
Condo / maintenance fees
$696
Heating
$0
Estimated monthly cost
$3,114

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,235
Toronto municipal land transfer tax
$7,235
Estimated closing costs
$14,470

Plus your down payment of $107,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,790/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$258,632Total interest paid
$689,032Total of all payments
Principal $430,400 Interest $258,632
YearPrincipalInterestBalance
1$10,083$17,479$420,317
2$10,505$17,057$409,813
3$10,944$16,617$398,869
4$11,402$16,160$387,467
5$11,879$15,683$375,588
6$12,375$15,186$363,213
7$12,893$14,668$350,320
8$13,432$14,129$336,887
9$13,994$13,567$322,893
10$14,580$12,982$308,314
11$15,189$12,372$293,124
12$15,825$11,736$277,299
13$16,487$11,075$260,812
14$17,176$10,385$243,636
15$17,895$9,666$225,741
16$18,643$8,918$207,098
17$19,423$8,138$187,675
18$20,236$7,326$167,439
19$21,082$6,479$146,357
20$21,964$5,597$124,393
21$22,883$4,679$101,511
22$23,840$3,722$77,671
23$24,837$2,724$52,834
24$25,876$1,685$26,958
25$26,958$603$0

At the end of your 5-year term

Total paid over the term
$137,806
Principal paid down
$54,812
Interest paid
$82,995
Balance remaining
$375,588

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $1,458− Condo fees $8,357− Insurance $600− Vacancy & upkeep $4,488Net operating income $25,897

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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