12 By Pass Court, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13504160

$999,999
For Sale
Listed 17 days ago
4Bedrooms
2Bathrooms
15Garage · 5 parking
1100-1500Sq Ft

About this home

Welcome to this extensively upgraded family home on a quiet court in the highly desirable Wishing Well neighbourhood an ideal opportunity for growing families seeking space, comfort, and modern convenience. Thoughtfully updated throughout, this move-in-ready residence offers the perfect balance of everyday functionality and exceptional entertaining space. The bright open-concept main floor is designed for family living, featuring a custom kitchen, spacious living and dining areas, 4 generous bedrooms, updated bathrooms, and a finished lower level with excellent flexibility for multi-generational living, a recreation area, home office, or potential in-law suite. Designed with both family life and hosting in mind, the professionally landscaped backyard creates a private outdoor retreat complete with newer interlock, patio space, gazebo, and upgraded landscape lighting-perfect for summer gatherings, BBQs, and celebrations. Modern smart-home upgrades add convenience throughout, including Ethernet connectivity in every bedroom, Tesla Level 2 EV charger, Ecobee smart thermostat, Wi-Fi-enabled garage door opener, smart front and rear door locks, smart landscape lighting controls, AI-enabled washer and dryer, and a Wi-Fi-connected dishwasher, providing seamless connected living. Numerous , including updated plumbing, electrical and panel, windows and doors, roof improvements, owned hot water tank, central air conditioning, sewer line replacement to the city connection, and backwater valve installation for added peace of mind. Situated in a family-friendly community known for its parks, schools, recreation facilities, transit access, and proximity to major highways, this home offers the space, upgrades, and location today's families are looking for. With ample parking, a garage, and versatile living areas inside and out, this is a rare opportunity to own a turnkey home in one of the area's most established and sought-after neighbourhoods.

Key facts

Property type
Detached, Backsplit 4
MLS®
E13504160
Bedrooms
4
Bathrooms
2
Size
1100-1500
Lot
40 × 112 ft
Cross streets
West of Warden/North of 401.
Parking
15 garage · 5 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,962 / 2026
Days on market
17
Listing brokerage
REALTY ASSOCIATES INC.

Rooms

RecreationBasement5.39 × 3.50 m

b/i closet · closet

Dining RoomMain6.32 × 6.12 m

open concept · hardwood floor · pot lights

Bedroom 4Lower3.61 × 3.16 m

broadloom · b/i bookcase · closet

Living RoomMain6.32 × 6.12 m

open concept · hardwood floor · pot lights

LaundryBasement6.05 × 2.37 m

Ceramic Floor

FoyerMain1.73 × 1.44 m

closet · ceramic floor

Primary BedroomUpper3.76 × 2.86 m

hardwood floor · his and hers closets · crown moulding

Bedroom 3Lower3.71 × 3.60 m

hardwood floor · closet · l-shaped room

KitchenMain6.32 × 6.12 m

open concept · centre island · stainless steel appl

Bedroom 2Upper3.08 × 2.77 m

hardwood floor · closet

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1000Kest. value

Listed at $999,999, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.01M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Adjusts to $1.20M

That comparable adjusts to $1.20M; the $1000K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Vradenburg Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Warden Ave at Arkona Dr is about a 4-minute walk away.

List price
$869KGreat deal$1.05MOverpriced

Total price vs nearby homes. Fair value about $1000K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$986kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

21 Earlton Road$1000k9 Lejune Road$1.20M16 By-Pass Court$800k30 Murmouth Road$929k20 Bypass Court$1000k

The 5 closest of 8 active listings nearby.

See all comparable homes
1000kThis home1000k1.20M800k929k1000kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $1.05M
$769this home / sqft
11active listings nearby
17days on market

This home lists 3% above the area average of $746/sqft.

16 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

63/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Warden Ave at Arkona Dr, about 306 m away

20+ transit stops2 grocery20+ dining17 parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Vradenburg Junior Public School
75%
Vradenburg Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 75% meet the provincial standard
J B Tyrrell Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,558/mo
$190KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,558Property tax $414Total carry $4,971

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,999 · 4.14% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,683Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$414
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,683

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,729Total interest paid
$1,280,728Total of all payments
Principal $799,999 Interest $480,729
YearPrincipalInterestBalance
1$18,741$32,488$781,258
2$19,525$31,704$761,733
3$20,342$30,887$741,391
4$21,193$30,036$720,198
5$22,079$29,150$698,119
6$23,003$28,226$675,116
7$23,965$27,264$651,152
8$24,967$26,262$626,184
9$26,012$25,217$600,173
10$27,100$24,129$573,073
11$28,233$22,996$544,840
12$29,414$21,815$515,426
13$30,645$20,585$484,781
14$31,926$19,303$452,855
15$33,262$17,967$419,593
16$34,653$16,576$384,940
17$36,103$15,127$348,837
18$37,613$13,616$311,225
19$39,186$12,043$272,039
20$40,825$10,404$231,214
21$42,533$8,696$188,681
22$44,312$6,917$144,369
23$46,165$5,064$98,204
24$48,096$3,133$50,108
25$50,108$1,121$0

At the end of your 5-year term

Total paid over the term
$256,146
Principal paid down
$101,880
Interest paid
$154,265
Balance remaining
$698,119

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $4,962− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,202

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY ASSOCIATES INC.. MLS®/PropTx.

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