56 Bellamy Road, Toronto, ON

Cliffcrest, Toronto · MLS® E13504436

$999,000
For Sale
Listed 18 days ago
Request a showing
◎ Directions
4Bedrooms
3Bathrooms
4Garage · 10 parking
1100-1500Sq Ft

About this home

Available For The First Time In 68 Years, This Freshly Repainted & Professionally Cleaned Detached Home Offers An Open Concept Main Floor Ideal For Entertaining. A Separate Entrance ToThe Basement With A Separate Bedroom Provides Great Potential For An In-Law Suite Or Anyone Wanting Income Potential After Some Retrofit. Several Upgrades Were Completed Between 2005 & 2010, Leading The The To A Second 28' x 32' Garage Built In The Backyard With 12' Ceilings, Perfect For Storing Exotic Cars, A Wood Workshop & More! In Addition To The Parking Pad Which Fits 4 Cars And The Attached Garage, The Surface Parking In The Yard Fits Two Additional Cars for The Family Or Visiting Guests. Front Covered Porch (Also Built In 2005) Is Perfect For Shade & People Watching or Afternoon Cocktails. Large Backyard With Potential To Add A Pool. Very Family-Friendly Neighbourhood With Schools Nearby. Just Steps From The Eglinton Go Station & LRT Line or TTC along Kingston Road, You Have Access To All Essentials (Groceries, Banks, Pharmacy, Restaurants, Schools etc.) This Is A Great Opportunity For First Time Home Buyers & Developers Seeking To Build A Dream Home On A Rarely Available Estate Lot Alike!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E13504436
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
50.06 × 150.17 ft
Cross streets
Kingston Road & Bellamy Road South
Parking
4 garage · 10 parking (attached)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,502 / 2025
Days on market
18
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 3Second2.90 × 3.66 m

window · laminate · walk-in closet(s)

KitchenMain2.94 × 3.58 m

stainless steel appl · granite counters · open concept

BedroomMain2.93 × 3.48 m

window · hardwood floor

Bedroom 4Basement2.89 × 3.16 m

double closet · window · laminate

Living RoomMain5.07 × 3.57 m

large window · open concept · hardwood floor

Dining RoomMain4.16 × 3.52 m

hardwood floor · window · open concept

Bedroom 2Second4.38 × 3.62 m

3 pc ensuite · laminate · window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$945Kest. value

Listed at $999,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $886K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.05M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.09M

That comparable adjusts to $1.09M; the $945K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kingston Rd at Mason Rd is about a 6-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$845KGreat deal$1.09MOverpriced

Total price vs nearby homes. Fair value about $945K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Value driver
  • Weigh carefully
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Cliffcrest · asking prices
$917kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

19 Scarboro Crescent$1.05M16 Ayre Point Road$900k31 Allister Avenue$800k

The 3 closest active listings nearby.

See all comparable homes
999kThis home1.05M900k800kThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $900K
$768this home / sqft
5active listings nearby
18days on market

This home lists 10% above the area average of $701/sqft.

17 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingston Rd at Mason Rd, about 456 m away

20+ transit stops10 grocery20+ dining19 parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Malvern
$798K
High Park-Swansea
$3.00M
Lawrence Park South
$2.27M
Willowdale East
$2.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Mason Road Junior Public School
43%
Mason Road Junior Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 43% meet the provincial standard

Affordability & Mortgage

Affordability
$4,553/mo
$189KIncome needed
5.3×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,553Property tax $375Total carry $4,928

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,640Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$375
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,640

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $4,502− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,662

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

CallRequest a showing