25 Inverlynn Way, Whitby, ON

Lynde Creek, Whitby · MLS® E13505522

$1,549,900
For Sale
Listed 17 days ago
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4Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq Ft

About this home

Turn Key - Move-in ready! Appliances included! Award Winning builder! *Elevator* Secure Gated Community...Only 14 Lots on a dead end enclave. This Particular lot has a multimillion dollar view facing due West down the River. Two balcony's and 2 car garage with extra high ceilings. Perfect for the growing family and the in laws to be comfortably housed as visitors or on a permanent basis! The Main floor features 10ft high ceilings, an entertainers chef kitchen, custom Wolstencroft kitchen cabinetry, Quartz waterfall counter top & pantry. Open concept space flows into a generous family room & eating area. The second floor boasts a laundry room, loft/family room & 2 bedrooms with their own private ensuites & Walk-In closets. Front bedroom complete with a beautiful balcony with unobstructed glass panels. The third features 2 primary bedrooms with their own private ensuites & a private office overlooking Lynde Creek & Ravine. The view from this second balcony is outstanding! Upgraded elevator with 2nd door opening directly into the garage for extra service!

Key facts

Property type
Detached, 3-Storey
MLS®
E13505522
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
33 × 98 ft
Cross streets
Raglan St & Dundas St W
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Flat
Sewer
Sewer
Property tax
$15,067 / 2025
Days on market
17
Listing brokerage
ROYAL HERITAGE REALTY LTD.

Rooms

KitchenMain4.09 × 3.20 m

pot lights · quartz counter · hardwood floor

Dining RoomMain3.96 × 3.86 m

hardwood floor · combined w/great rm

Bedroom 4Third4.06 × 4.11 m

walk-in closet(s) · 3 pc ensuite · hardwood floor

Bedroom 3Second5.58 × 3.50 m

walk-in closet(s) · w/o to balcony · 3 pc ensuite

LoftSecond3.99 × 6.07 m

electric fireplace · hardwood floor · overlooks dining

Great RoomMain3.96 × 3.65 m

electric fireplace · hardwood floor · combined w/dining

OfficeThird2.36 × 4.69 m

w/o to balcony · b/i bookcase · glass doors

Bedroom 2Second3.96 × 4.26 m

walk-in closet(s) · 3 pc ensuite · hardwood floor

BreakfastMain4.09 × 3.05 m

walk-out · sliding doors · hardwood floor

Primary BedroomThird5.18 × 4.57 m

5 pc ensuite · walk-in closet(s) · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$2.26Mest. value

Listed at $1,549,900, this home is tracking about 32% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.15M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.53M
  • Bedrooms −$30K
  • Adjusts to $1.50M

That comparable adjusts to $1.50M; the $2.26M estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. McQuay Northbound @ Moonstone is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.55MGreat deal$2.43MOverpriced

Total price vs nearby homes. Fair value about $2.26M, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Lynde Creek · asking prices
$1.56Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

23 Inverlynn Way$1.40M27 Kennett Drive$1.53M30 Hanover Court$1.90M49 Rothean Drive$1.40M

The 4 closest active listings nearby.

See all comparable homes
1.55MThis home1.40M1.53M1.90M1.40MThis home vs active comparables
Live market pulseActive comparables in Lynde Creek · median list $1.18M
$365this home / sqft
25active listings nearby
17days on market

This home lists 33% below the area average of $543/sqft.

9 days longer than the Whitby average (8 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Lynde Creek, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: McQuay Northbound @ Moonstone, about 333 m away

20+ transit stops3 grocery20+ dining12 parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downtown Whitby
$923K
Williamsburg
$1.03M
Pringle Creek
$1.04M
Blue Grass Meadows
$965K
Rolling Acres
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,064/mo
$316KIncome needed
4.9×Price ÷ income
$1,630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $7,064Property tax $1,256Total carry $8,319

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,617per month

Mortgage amount $1,239,920 · 4.14% over 25 years

$309,980Down payment (20.0%)
$1,239,920Loan before insurance
$0CMHC premium
$7,872Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,617
Property tax
$1,256
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,872

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,473
Estimated closing costs
$27,473

Plus your down payment of $309,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,037/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$745,082Total interest paid
$1,985,002Total of all payments
Principal $1,239,920 Interest $745,082
YearPrincipalInterestBalance
1$29,047$50,353$1,210,873
2$30,262$49,138$1,180,611
3$31,528$47,872$1,149,083
4$32,847$46,553$1,116,236
5$34,221$45,180$1,082,016
6$35,652$43,748$1,046,364
7$37,143$42,257$1,009,221
8$38,697$40,703$970,524
9$40,315$39,085$930,208
10$42,002$37,398$888,207
11$43,759$35,641$844,448
12$45,589$33,811$798,859
13$47,496$31,904$751,363
14$49,483$29,917$701,880
15$51,552$27,848$650,328
16$53,709$25,691$596,619
17$55,955$23,445$540,664
18$58,296$21,104$482,368
19$60,734$18,666$421,633
20$63,275$16,125$358,359
21$65,921$13,479$292,437
22$68,679$10,721$223,759
23$71,552$7,849$152,207
24$74,544$4,856$77,663
25$77,663$1,738$0

At the end of your 5-year term

Total paid over the term
$397,000
Principal paid down
$157,904
Interest paid
$239,096
Balance remaining
$1,082,016

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
4.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $15,067− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $62,031

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL HERITAGE REALTY LTD.. MLS®/PropTx.

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