23 Inverlynn Way, Whitby, ON

Lynde Creek, Whitby · MLS® E13505542

$1,399,900
For Sale
Listed 17 days ago
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4Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq Ft

About this home

Award Winning builder! 3,699sqft! *Elevator* Another Inverlynn Model - THE JALNA! Secure Gated Community...Only 14 Lots on a dead end enclave. 10ft ceilings on all above grade floors! This lot has a multimillion dollar view facing due West down the River. Two balcony's and 2 car garage with extra high ceilings. Perfect for the growing family and the in laws to be comfortably housed as visitors or on a permanent basis! The Main floor features an entertainers chef kitchen, custom kitchen cabinetry & quartz counter top. Open concept space flows into a generous family room & eating area. The second floor boasts a laundry room, loft/family room & 2 bedrooms with their own private ensuites & Walk-In closets. Front bedroom complete with a beautiful balcony with unobstructed glass panels. The third features 2 primary bedrooms with their own private ensuites & a private office overlooking Lynde Creek & Ravine. The view from this second balcony is outstanding! Don't miss the opportunity to customize this home and make it your own!

Key facts

Property type
Detached, 3-Storey
MLS®
E13505542
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
33 × 98 ft
Cross streets
Raglan St & Dundas St W
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Flat
Sewer
Sewer
Property tax
$2,997 / 2025
Days on market
17
Listing brokerage
ROYAL HERITAGE REALTY LTD.

Rooms

Primary BedroomThird5.18 × 4.57 m

5 pc ensuite · walk-in closet(s) · w/o to balcony

Bedroom 3Second5.58 × 3.50 m

walk-in closet(s) · w/o to balcony · 3 pc ensuite

KitchenMain4.09 × 3.20 m

pot lights · quartz counter · hardwood floor

Dining RoomMain3.96 × 3.86 m

hardwood floor · combined w/great rm

Bedroom 2Second3.96 × 4.26 m

walk-in closet(s) · 3 pc ensuite · broadloom

Living RoomMain3.96 × 3.65 m

electric fireplace · hardwood floor · combined w/dining

Bedroom 4Third4.06 × 4.11 m

walk-in closet(s) · 3 pc ensuite · broadloom

OfficeThird2.36 × 4.69 m

w/o to balcony · glass doors

LoftSecond3.99 × 6.07 m

electric fireplace · broadloom · overlooks dining

BreakfastMain4.09 × 3.05 m

walk-out · sliding doors · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. McQuay Northbound @ Moonstone is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Lynde Creek · asking prices
$1.59Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

25 Inverlynn Way$1.55M27 Kennett Drive$1.53M30 Hanover Court$1.90M49 Rothean Drive$1.40M

The 4 closest active listings nearby.

See all comparable homes
1.40MThis home1.55M1.53M1.90M1.40MThis home vs active comparables
Live market pulseActive comparables in Lynde Creek · median list $1.18M
$329this home / sqft
25active listings nearby
17days on market

This home lists 40% below the area average of $544/sqft.

9 days longer than the Whitby average (8 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Lynde Creek, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: McQuay Northbound @ Moonstone, about 333 m away

20+ transit stops3 grocery20+ dining12 parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downtown Whitby
$923K
Williamsburg
$1.03M
Pringle Creek
$1.04M
Blue Grass Meadows
$965K
Rolling Acres
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,380/mo
$252KIncome needed
5.5×Price ÷ income
$1,472Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $6,380Property tax $250Total carry $6,630

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,976per month

Mortgage amount $1,119,920 · 4.14% over 25 years

$279,980Down payment (20.0%)
$1,119,920Loan before insurance
$0CMHC premium
$6,226Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,976
Property tax
$250
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,226

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,473
Estimated closing costs
$24,473

Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,259/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,973Total interest paid
$1,792,893Total of all payments
Principal $1,119,920 Interest $672,973
YearPrincipalInterestBalance
1$26,236$45,480$1,093,684
2$27,333$44,382$1,066,351
3$28,477$43,239$1,037,874
4$29,668$42,048$1,008,207
5$30,909$40,807$977,298
6$32,202$39,514$945,096
7$33,548$38,167$911,548
8$34,952$36,764$876,596
9$36,414$35,302$840,182
10$37,937$33,779$802,246
11$39,524$32,192$762,722
12$41,177$30,539$721,545
13$42,899$28,816$678,646
14$44,694$27,022$633,952
15$46,563$25,153$587,389
16$48,511$23,205$538,878
17$50,540$21,176$488,338
18$52,654$19,062$435,684
19$54,856$16,859$380,828
20$57,151$14,565$323,677
21$59,542$12,174$264,135
22$62,032$9,684$202,103
23$64,627$7,089$137,476
24$67,330$4,386$70,146
25$70,146$1,569$0

At the end of your 5-year term

Total paid over the term
$358,579
Principal paid down
$142,622
Interest paid
$215,956
Balance remaining
$977,298

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
5.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $2,997− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $74,101

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL HERITAGE REALTY LTD.. MLS®/PropTx.

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