101-52 Harvey Johnston Way, Whitby, ON

Brooklin, Whitby · MLS® E13506204

$650,000
For Sale
Listed 17 days ago
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2Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome Home! This Rarely offered Beautiful Sun-Filled Corner Suite Has It All! Updated Kitchen With Granite Counters, Custom Backsplash, Breakfast Bar & Walk In Pantry. Spacious Great Room With Walk Out To West Exposure Private Terrace. Classic Crown Moulding Throughout. Granite Counter In 4Pc Washroom. Ensuite Laundry. Large Walk In Closet In Master. Lots Of Closet/Storage Space! New Laminate floors. Walk To Everything In Downtown Brooklin! Steps To Grocery. Easy Building entry at the back right beside the unit. Freshly Painted.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13506204
Bedrooms
2
Bathrooms
1
Size
800-899
Cross streets
WINCHESTER AND BALDWIN
Parking
1 garage (surface)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$390/mo
Exposure
West
Property tax
$3,856 / 2026
Days on market
17
Listing brokerage
Royal LePage Security Real Estate

Rooms

Dining RoomFlat3.00 × 2.42 m

ceramic floor · window · separate room

KitchenFlat3.81 × 2.81 m

ceramic floor · open concept · updated

FoyerFlat3.15 × 1.15 m

laminate · closet · combined w/laundry

Living RoomFlat5.94 × 3.41 m

laminate · w/o to balcony · window

Primary BedroomFlat3.38 × 3.06 m

laminate · window · walk-in closet(s)

Bedroom 2Flat3.38 × 2.68 m

laminate · window · closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$550Kest. value

Listed at $650,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Brooklin, so I widened the search to the surrounding area.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $532K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $525K
  • Adjusts to $525K

That comparable adjusts to $525K; the $550K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Baldwin Southbound @ Winchester is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$445KGreat deal$650KOverpriced

Total price vs nearby homes. Fair value about $550K, median of 10 comparables.

Comparable listingsCurrently listed nearby · asking prices
$538kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

201-660 Gordon Street$575k103-680 Gordon Street$525k916-340 Watson Street$513k2-21 Petra Way$480k603-1606 Charles Street$598k

The 5 closest of 8 active listings nearby.

See all comparable homes
650kThis home575k525k513k480k598kThis home vs active comparables
Live market pulseActive comparables in Whitby · median list $505K
$765this home / sqft
34active listings nearby
17days on market

This home lists 16% above the area average of $661/sqft.

25 days faster than the Whitby average (42 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Brooklin, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Baldwin Southbound @ Winchester, about 301 m away

20+ transit stops3 grocery20+ dining10 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pringle Creek
$441K
Downtown Whitby
$511K
Port Whitby
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,962/mo
$134KIncome needed
4.8×Price ÷ income
$684Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $2,962Property tax $321Condo fee $390Total carry $3,673

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,775per month

Mortgage amount $520,000 · 4.14% over 25 years

$130,000Down payment (20.0%)
$520,000Loan before insurance
$0CMHC premium
$3,486Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,775
Property tax
$321
Condo / maintenance fees
$390
Heating
$0
Estimated monthly cost
$3,486

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,475
Estimated closing costs
$9,475

Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,370/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$312,474Total interest paid
$832,474Total of all payments
Principal $520,000 Interest $312,474
YearPrincipalInterestBalance
1$12,182$21,117$507,818
2$12,691$20,608$495,127
3$13,222$20,077$481,905
4$13,775$19,524$468,129
5$14,351$18,947$453,778
6$14,952$18,347$438,826
7$15,577$17,722$423,249
8$16,229$17,070$407,020
9$16,908$16,391$390,113
10$17,615$15,684$372,498
11$18,352$14,947$354,146
12$19,119$14,180$335,027
13$19,919$13,380$315,108
14$20,752$12,547$294,356
15$21,620$11,679$272,736
16$22,524$10,774$250,211
17$23,467$9,832$226,745
18$24,448$8,851$202,296
19$25,471$7,828$176,825
20$26,536$6,763$150,289
21$27,646$5,653$122,643
22$28,803$4,496$93,840
23$30,007$3,292$63,833
24$31,263$2,036$32,570
25$32,570$729$0

At the end of your 5-year term

Total paid over the term
$166,495
Principal paid down
$66,222
Interest paid
$100,273
Balance remaining
$453,778

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $3,856− Condo fees $4,676− Insurance $600− Vacancy & upkeep $3,564Net operating income $19,704

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Security Real Estate. MLS®/PropTx.

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