964 Pharmacy Avenue, Toronto, ON

Wexford-Maryvale, Toronto · MLS® E13506538

$1,299,000
For Sale
Listed 17 days ago
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5Bedrooms
4Bathrooms
2Garage · 6 parking
1500-2000Sq Ft

About this home

OPEN HOUSE SAT & SUN 2-4 PM. Welcome to 964 Pharmacy Ave., Corner Lot! a RARE Custom-Renovated Two-storey detached home in the highly sought-after Wexford community! Designed for modern family living, this move-in-ready home offers 9-foot ceilings on both the main and second floors, a bright open-concept living and dining area, pot lights, and oak hardwood flooring throughout. The gourmet eat-in kitchen features custom cabinetry, granite countertops, marble flooring, and a stylish backsplash. A versatile mudroom offers the potential to be converted into a second laundry room. The insulated double-car garage includes a convenient pedestrian access door, while hidden under-stair storage provides additional functional space. Upstairs offers three generously sized bedrooms, including a spacious primary suite with a walk-in closet and a private ensuite bathroom. The finished basement features high ceilings and a separate entrance, offering excellent in-law suite or future income potential. Step outside to enjoy a beautifully landscaped front yard with raised garden beds or flower planters, along with an exceptionally large backyard-perfect for entertaining, gardening, children's play, or creating your own outdoor oasis. No Sidewalk. Ideally located close to top-rated schools, parks, shopping, TTC, and minutes to Highways 401, DVP, and Scarborough Town Centre, this home offers outstanding convenience for commuters and families alike. Whether you're looking for a forever family home or a property with future income potential, this beautifully renovated residence offers the perfect combination of style, comfort, location, and long-term value. A rare opportunity not to be missed!

Key facts

Property type
Detached, 2-Storey
MLS®
E13506538
Bedrooms
5 (3 + 2)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
40 × 125 ft
Cross streets
Pharmacy/Eglinton
Parking
2 garage · 6 parking (attached)
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,601 / 2026
Days on market
17
Listing brokerage
HOMELIFE LANDMARK REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.13Mest. value

Listed at $1,299,000, this home is about 15% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($742/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Wexford-Maryvale, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.15M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.25M
  • Adjusts to $1.25M

That comparable adjusts to $1.25M; the $1.13M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Wexford Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Pharmacy Ave at Innisdale Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.04MGreat deal$1.30MOverpriced

Total price vs nearby homes. Fair value about $1.13M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Income potential
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.08Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

133 Park Street$1.25M161 Church Street$1.24M95 Cinrickbar Drive$1.10M103 Ambercroft Boulevard$1000k554 Mclevin Avenue$798k

The 5 closest active listings nearby.

See all comparable homes
1.30MThis home1.25M1.24M1.10M1000k798kThis home vs active comparables
Live market pulseActive comparables in Wexford-Maryvale · median list $999K
$742this home / sqft
38active listings nearby
17days on market

This home lists 15% below the area average of $876/sqft.

16 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Wexford-Maryvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

71/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Pharmacy Ave at Innisdale Dr, about 51 m away

20+ transit stops11 grocery20+ dining12 parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Wexford Public School
55%
Wexford Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$5,920/mo
$243KIncome needed
5.3×Price ÷ income
$1,366Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,920Property tax $467Total carry $6,387

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,546per month

Mortgage amount $1,039,200 · 4.14% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,012Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,546
Property tax
$467
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,012

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,736/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,467Total interest paid
$1,663,667Total of all payments
Principal $1,039,200 Interest $624,467
YearPrincipalInterestBalance
1$24,345$42,202$1,014,855
2$25,363$41,184$989,492
3$26,424$40,123$963,068
4$27,529$39,017$935,539
5$28,681$37,866$906,858
6$29,881$36,666$876,977
7$31,130$35,416$845,847
8$32,433$34,114$813,414
9$33,789$32,758$779,625
10$35,203$31,344$744,422
11$36,675$29,872$707,748
12$38,209$28,338$669,538
13$39,807$26,739$629,731
14$41,472$25,074$588,259
15$43,207$23,340$545,052
16$45,014$21,532$500,038
17$46,897$19,649$453,140
18$48,859$17,688$404,281
19$50,903$15,644$353,379
20$53,032$13,515$300,347
21$55,250$11,297$245,097
22$57,561$8,986$187,536
23$59,969$6,578$127,567
24$62,477$4,070$65,090
25$65,090$1,456$0

At the end of your 5-year term

Total paid over the term
$332,733
Principal paid down
$132,342
Interest paid
$200,391
Balance remaining
$906,858

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,601− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,641

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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