8 Souter Drive, Whitby, ON

Rural Whitby, Whitby · MLS® E13507548

$1,419,999
For Sale
Listed 17 days ago
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4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Beautiful upgraded and prestigiously maintained Great Gulf built home loaded with upgrades andfeatures. This 4 bedroom, 4 bathroom home offers smooth ceilings throughout, hardwood floors onthe main level, potlights, and elegant wainscotting in the living room, dining room, and mainentrance. Upgraded kitchen features quartz countertops, spice rack, oversized island, andmodern finishes. Main floor includes motorized blinds, while the bathrooms feature framelessglass showers. Bedrooms include upgraded carpet. Located close to nearby parks, soccer fields,and a new elementary school opening in 2026. A truly beautiful home with thoughtful upgradesand much more!

Key facts

Property type
Detached, 2-Storey
MLS®
E13507548
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000
Lot
40.03 × 100.07 ft
Cross streets
TAUNTON RD AND CORONATION RD
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Other
Property tax
$10,521 / 2026
Days on market
17
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 4Second4.75 × 3.72 m
Living RoomMain3.50 × 3.42 m
Dining RoomMain3.50 × 3.42 m
DenMain2.74 × 2.74 m
Primary BedroomSecond4.66 × 3.99 m
Bedroom 3Second3.39 × 4.23 m
Bedroom 2Second3.23 × 3.65 m
KitchenMain4.41 × 2.60 m
LoftSecond2.78 × 3.54 m
Family RoomMain4.78 × 3.93 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.22Mest. value

Listed at $1,419,999, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.35M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.60M
  • Bathrooms +$15K
  • Adjusts to $1.61M

That comparable adjusts to $1.61M; the $1.22M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Taunton Eastbound @ Des Newman is about a 6-minute walk away.

List price
$1.09MGreat deal$1.42MOverpriced

Total price vs nearby homes. Fair value about $1.22M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Rural Whitby · asking prices
$1.38Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

149 Westfield Drive$1.40M7 Olerud Drive$1.28M40 Auckland Drive$1.22M525 Myrtle Road$1.60M5575 Halls Road$1.39M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.42MThis home1.40M1.28M1.22M1.60M1.39MThis home vs active comparables
Live market pulseActive comparables in Rural Whitby · median list $1.22M
$516this home / sqft
21active listings nearby
17days on market

This home lists 10% above the area average of $470/sqft.

9 days longer than the Whitby average (8 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

26/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Taunton Eastbound @ Des Newman, about 482 m away

16 transit stops4 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Williamsburg
$1.03M
Lynde Creek
$1.22M
Pringle Creek
$1.04M
Taunton North
$1.16M
Downtown Whitby
$923K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,472/mo
$279KIncome needed
5.1×Price ÷ income
$1,494Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,472Property tax $877Total carry $7,349

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,062per month

Mortgage amount $1,135,999 · 4.14% over 25 years

$284,000Down payment (20.0%)
$1,135,999Loan before insurance
$0CMHC premium
$6,939Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,062
Property tax
$877
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,939

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,875
Estimated closing costs
$24,875

Plus your down payment of $284,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,363/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$682,635Total interest paid
$1,818,634Total of all payments
Principal $1,135,999 Interest $682,635
YearPrincipalInterestBalance
1$26,613$46,133$1,109,387
2$27,726$45,020$1,081,661
3$28,885$43,860$1,052,776
4$30,094$42,652$1,022,682
5$31,352$41,393$991,329
6$32,664$40,082$958,666
7$34,030$38,715$924,635
8$35,454$37,292$889,182
9$36,937$35,809$852,245
10$38,482$34,264$813,764
11$40,091$32,654$773,673
12$41,768$30,977$731,905
13$43,515$29,230$688,389
14$45,335$27,410$643,054
15$47,232$25,514$595,822
16$49,207$23,538$546,615
17$51,266$21,480$495,349
18$53,410$19,335$441,939
19$55,644$17,101$386,295
20$57,972$14,774$328,324
21$60,396$12,349$267,927
22$62,923$9,823$205,005
23$65,555$7,191$139,450
24$68,297$4,449$71,153
25$71,153$1,592$0

At the end of your 5-year term

Total paid over the term
$363,727
Principal paid down
$144,670
Interest paid
$219,057
Balance remaining
$991,329

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $10,521− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,149

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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