99 Neilson Avenue, Toronto, ON
Cliffcrest, Toronto · MLS® E13508166
About this home
Beautifully Maintained Family Home Located South of Kingston Road in the Highly Sought-After Fairmount Public School District. Offering a Flexible Layout with 3 Bedrooms on the Second Floor Plus a Main Floor Bedroom Ideal for Extended Family, Guests, or a Home Office. Carpet-Free Home Featuring Hardwood and Vinyl Flooring Throughout. The Home Has Been Well Maintained with Thoughtful Updates by the Current Owner Over Time. Recent Improvements Include a Newly Renovated 4-Piece Second-Floor Bathroom, New Garage Roof, and Professionally Waterproofed Basement Cold Room. Additional Features Include Newer Windows, Furnace, Owned Hot Water Tank, Detached Garage, and Numerous Upgrades Completed Over the Years, Reflecting Pride of Ownership Throughout. Situated in a Mature, Family-Friendly Neighbourhood Just Minutes to the Scarborough Bluffs, Lake Ontario Waterfront, Bluffers Park Marina, Scenic Walking and Cycling Trails, Guildwood GO Station, TTC, Parks, Shopping, Restaurants, and Everyday Amenities. Convenient Access to Highway 401 Makes Commuting Easy. This Home Also Offers Excellent Potential for Buyers to Further Customize and Add Value Over Time. Move-In Ready While Still Providing Opportunity to Make It Their Own. A Wonderful Opportunity to Enjoy the Best of South Scarborough Living.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13508166
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 40 × 133 ft
- Cross streets
- South Of Kingston Rd/Mccowan
- Parking
- 1 garage · 5 parking (detached)
- Basement
- Separate Entrance, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,202 / 2026
- Days on market
- 17
- Listing brokerage
- ROYAL LEPAGE CERTIFIED REALTY
Rooms
3 pc bath · tile floor
hardwood floor · brick fireplace · bay window
b/i bookcase · vinyl floor · bay window
hardwood floor · overlooks backyard · combined w/living
vinyl floor · bay window · closet
above grade window · concrete floor
renovated · 4 pc bath · overlooks frontyard
above grade window · concrete floor
hardwood floor · breakfast area · overlooks backyard
vinyl floor · overlooks backyard · closet
vinyl floor · bay window · his and hers closets
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Kingston Rd at Neilson Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 37% below the area average of $883/sqft.
16 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Cliffcrest, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Kingston Rd at Neilson Ave, about 85 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $774,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,132
- Property tax
- $434
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,566
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,835
- Toronto municipal land transfer tax
- $15,835
- Estimated closing costs
- $31,670
Plus your down payment of $193,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $247,949
- Principal paid down
- $98,620
- Interest paid
- $149,329
- Balance remaining
- $675,780
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CERTIFIED REALTY. MLS®/PropTx.