59 Kalmar Avenue, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13512908
About this home
A Calmer Kind of Family Life, Welcome to Kalmar. 59 Kalmar Avenue is a custom-built 4-bedrm, 4-bathrm family home set on a sunny corner lot in Birchcliff, one of the east end's most family-focused neighbourhoods. The details you can see are exceptional. The details you cannot see were given the same careful consideration. Inside the scale is both impressive and remarkably livable. Ceilings rise to nearly 11', wide-plank oak flrs run throughout the main level & oversized windows draw in light from every direction. Clean sightlines carry your view from the front door all the way to the garden beyond, creating a sense of openness that is both expansive & welcoming. At the centre of it all is the custom kitchen. A stunning 10' stone island anchors the space, offering room for everything from after-school homework to Saturday morning pancakes & lingering end-of-day chats. With the dining room on one side and the living room on the other, the main flr was thoughtfully designed to keep everyone connected. On warm summer days, sliding glass doors open wide and the entire rear of the home spills effortlessly into the backyard. Windows rising alongside the statement staircase, draw natural light through the centre of the home. Upstairs, 4 well-proportioned bedrms provide flexibility for growing families including a sunlit primary w/ a W/I closet & ensuite featuring a double vanity & glass shower. A dedicated children's bathrm serves the additional bedrooms, while a rough-in for second-floor laundry offers future convenience.The lower level continues the home's thoughtful approach to family living, offering a lrg family room, full bathroom, expansive laundry room and generous storage.Outside, the backyard has been designed with family life in mind. A multi-level cedar deck unfolds, creating spaces to dine, lounge entertain. Low-maintenance turf, a storage shed plenty of room for a trampoline & swing set make it a space that will be just as well used as the rooms inside
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13512908
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 35 × 94 ft
- Cross streets
- Warden Ave & Kingston Rd
- Parking
- 2 parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Other
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,868 / 2025
- Days on market
- 15
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Rooms
hardwood floor · closet · large window
4 pc ensuite · walk-in closet(s) · overlooks backyard
tile floor · b/i closet · combined w/dining
laminate · pot lights · window
hardwood floor · closet
hardwood floor · pot lights · w/o to yard
centre island · stainless steel appl · quartz counter
hardwood floor · large window · overlooks frontyard
hardwood floor · closet · large window
laminate · pot lights · window
Listed at $1,679,000, this home is about 31% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.06M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.25M
- Adjusts to $1.25M
That comparable adjusts to $1.25M; the $1.28M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.28M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Primary suite: a key comfort and resale feature.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 27% above the area average of $757/sqft.
14 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,343,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,168
- Property tax
- $739
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,907
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,055
- Toronto municipal land transfer tax
- $30,055
- Estimated closing costs
- $60,110
Plus your down payment of $335,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $430,069
- Principal paid down
- $171,057
- Interest paid
- $259,012
- Balance remaining
- $1,172,143
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.