32 Whitlock Crescent, Ajax, ON
Northeast Ajax, Ajax · MLS® E13514496
About this home
Welcome to 32 Whitlock Crescent, nestled in the highly sought-after Northeast Ajax community! This beautifully updated and move-in-ready home offers the perfect blend of elegance, comfort, and functionality for today's modern family. Featuring 4 spacious bedrooms and 3 bathrooms on the main levels, this home boasts a bright open-concept layout with separate living and family rooms, 9-foot smooth ceilings, rich hardwood flooring, fresh professional paint throughout, an elegant oak staircase, pot lights, and stylish new light fixtures. The upgraded kitchen is designed to impress with quartz countertops, modern cabinetry, stainless steel appliances, a contemporary backsplash, and seamless access to the backyard. The spacious primary bedroom offers a luxurious 5-piece ensuite and a walk-in closet, creating the perfect private retreat. For added everyday convenience, the home features a dedicated second-floor laundry room, while the newly finished basement apartment also includes its own separate laundry facilities, offering complete independence for extended family or tenants. Additional highlights include a 200 AMP electrical panel, new zebra blinds, new toilets, a garage door opener, new interlocking, and a permanent roof, providing both style and long-term peace of mind. Adding exceptional value is the newly finished 2-bedroom basement apartment with a separate entrance, ideal for extended family, guests, or excellent rental income potential. Situated close to top-rated schools, parks, shopping, public transit, and all major amenities, this meticulously maintained home presents a rare opportunity to own a stylish, income-generating property in one of Ajax's most desirable neighbourhoods. A true turnkey home that checks all the boxes!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13514496
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 30.02 × 83.66 ft
- Cross streets
- Audley/Rossland
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $7,820 / 2026
- Days on market
- 15
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
hardwood floor · closet · window
hardwood floor · 5 pc ensuite · walk-in closet(s)
hardwood floor · open concept · pot lights
hardwood floor · fireplace · pot lights
ceramic floor · quartz counter · stainless steel appl
hardwood floor · closet · window
laminate · pot lights · window
hardwood floor · closet · window
laminate · pot lights · window
ceramic floor · w/o to yard · open concept
Ceramic Floor
Listed at $999,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.03M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $850K
- Adjusts to $850K
That comparable adjusts to $850K; the $847K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Rossland Westbound @ Audley is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $847K, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 20% above the area average of $476/sqft.
4 days longer than the Ajax average (11 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Northeast Ajax, Ajax, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Rossland Westbound @ Audley, about 150 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Ajax.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,265
- Property tax
- $652
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,916
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $255,890
- Principal paid down
- $101,778
- Interest paid
- $154,111
- Balance remaining
- $697,422
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.