22 Hayeraft Street, Whitby, ON

Rural Whitby, Whitby · MLS® E13514710

$1,599,999
For Sale
Listed 15 days ago
6Bedrooms
5Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

Welcome to 22 Hayeraft Street - a rare offering in Whitby's coveted Traditions of Country Lane. This Heathwood "Laurelgate" (Elevation B) delivers approx 4000 sq ft of finished, professionally upgraded living space on a premium corner lot. A custom glass-enclosed front porch with stone steps sets an elegant tone, opening to smooth-ceilinged principal rooms, a private main-floor office, and a coffered great room with a gas fireplace, all warmed by rich hardwood. The chef-inspired kitchen dazzles with extended-height cabinetry, granite counters, an oversized island, and premium built-ins - tower and convection ovens, built-in microwave and wine cooler, and under-cabinet lighting - beneath Wi-Fi-controlled pot lights. Upstairs offers four spacious bedrooms, including a serene primary retreat with a custom walk-in closet and spa-inspired 5-piece ensuite, plus upper-level laundry. The professionally finished basement adds a recreation room, 2 bedrooms and 4-piece bath. Outside, a fully hardscaped, maintenance-free yard with a custom glass-railing deck and gazebo is built for entertaining. Minutes to top-rated schools, parks, 68 km of trails, shopping and Hwy 407/412. Turn-key and truly move-in ready.

Key facts

Property type
Detached, 2-Storey
MLS®
E13514710
Bedrooms
6 (4 + 2)
Bathrooms
5 (1 half)
Size
2500-3000
Lot
46.96 × 105.07 ft
Cross streets
Taunton and Country Lane
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,046 / 2026
Days on market
15
Listing brokerage
Re/Max Hallmark First Group Realty Ltd.

Rooms

OfficeGround4.19 × 2.79 m

hardwood floor · large window

Bedroom 3Second3.91 × 3.61 m

4 pc ensuite · double closet · broadloom

KitchenGround4.11 × 3.66 m

eat-in kitchen · ceramic floor · centre island

FoyerGround2.79 × 2.44 m

ceramic floor · closet

Bedroom 5Basement3.96 × 3.57 m
Bedroom 4Second3.35 × 3.35 m

4 pc ensuite · double closet · broadloom

BreakfastGround4.11 × 3.66 m

ceramic floor · w/o to deck · large window

Primary BedroomSecond4.57 × 4.47 m

5 pc ensuite · walk-in closet(s) · broadloom

Bedroom 2Second4.32 × 3.81 m

4 pc bath · double closet · broadloom

Great RoomGround4.88 × 3.66 m

hardwood floor · large window · gas fireplace

RecreationBasement7.62 × 3.51 m
BathroomBasement4.19 × 2.79 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.29Mest. value

Listed at $1,599,999, this home is about 24% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.39M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bathrooms −$15K
  • Adjusts to $1.18M

That comparable adjusts to $1.18M; the $1.29M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Eastbound @ 437 Taunton is about a 7-minute walk away.

List price
$1.23MGreat deal$1.60MOverpriced

Total price vs nearby homes. Fair value about $1.29M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.27Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

38 Keiffer Court$1.40M75 Medland Avenue$1.30M60 Lofthouse Drive$1.30M1 Mayfield Crescent$1.20M30 Weldon Street$1.15M

The 5 closest active listings nearby.

See all comparable homes
1.60MThis home1.40M1.30M1.30M1.20M1.15MThis home vs active comparables
Live market pulseActive comparables in Rural Whitby · median list $1.49M
$582this home / sqft
8active listings nearby
15days on market

This home lists 24% above the area average of $468/sqft.

7 days longer than the Whitby average (8 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

64/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Eastbound @ 437 Taunton, about 554 m away

20+ transit stops3 grocery20+ dining11 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Williamsburg
$1.03M
Taunton North
$1.16M
Pringle Creek
$1.04M
Rolling Acres
$1.07M
Lynde Creek
$1.22M

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,292/mo
$312KIncome needed
5.1×Price ÷ income
$1,683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $7,292Property tax $921Total carry $8,213

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,831per month

Mortgage amount $1,279,999 · 4.14% over 25 years

$320,000Down payment (20.0%)
$1,279,999Loan before insurance
$0CMHC premium
$7,751Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,831
Property tax
$921
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,751

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,475
Estimated closing costs
$28,475

Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,296/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$769,166Total interest paid
$2,049,165Total of all payments
Principal $1,279,999 Interest $769,166
YearPrincipalInterestBalance
1$29,986$51,981$1,250,013
2$31,240$50,726$1,218,773
3$32,547$49,420$1,186,226
4$33,908$48,058$1,152,318
5$35,327$46,640$1,116,991
6$36,804$45,162$1,080,187
7$38,344$43,623$1,041,843
8$39,948$42,019$1,001,895
9$41,619$40,348$960,277
10$43,359$38,607$916,917
11$45,173$36,793$871,744
12$47,063$34,904$824,681
13$49,031$32,935$775,650
14$51,082$30,884$724,568
15$53,219$28,748$671,349
16$55,445$26,522$615,904
17$57,764$24,203$558,140
18$60,180$21,786$497,960
19$62,697$19,269$435,262
20$65,320$16,647$369,942
21$68,052$13,914$301,890
22$70,899$11,068$230,991
23$73,864$8,102$157,127
24$76,954$5,013$80,173
25$80,173$1,794$0

At the end of your 5-year term

Total paid over the term
$409,833
Principal paid down
$163,008
Interest paid
$246,825
Balance remaining
$1,116,991

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $11,046− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $43,624

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Re/Max Hallmark First Group Realty Ltd.. MLS®/PropTx.

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