99 Chisholm Avenue, Toronto, ON

Woodbine-Lumsden, Toronto · MLS® E13515144

$1,399,000
For Sale
Listed 15 days ago
5Bedrooms
5Bathrooms
1Garage · 4 parking
2000-2500Sq Ft

About this home

It's time for you to indulge in a beautifully renovated, fully detached 2 1/2 storey family home nestled in one of East York's most sought-after neighbourhoods. A location where generations have chosen to stay, drawn by the strong sense of community, exceptional walkability, and vibrant local lifestyle. Offering 4 generous-sized bedrooms, this is the space you've been searching for. Renovated without compromise, every detail has been thoughtfully designed so there's nothing to do but move in and enjoy.The sun-filled open-concept main floor is ideal for modern family living and effortless entertaining. Large gathering spaces flow seamlessly into a stunning chef's kitchen featuring a waterfall island that naturally becomes the heart of the home. Whether you're hosting holiday dinners, helping with homework, or enjoying casual family meals, there's room for everyone. Step outside to your private backyard retreat. The beautiful stone patio is perfect for dining al fresco, summer BBQs, or simply relaxing while the kids and pets play safely in the fully fenced yard. At the rear, laneway-access parking offers exceptional flexibility, with a secure gate allowing additional parking for your prized possession. Even better, the property offers exciting laneway suite potential for multigenerational living, a mortgage helper, guest accommodations, or an incredible work-from-home space. Laneway housing report available. Located just minutes from the subway, GO Train, The Beach, downtown Toronto, and the vibrant shops, cafes, and restaurants of the Danforth, this location delivers the lifestyle today's families crave. Enjoy nearby parks, including Taylor Creek Park and its miles of paved trails winding throughout the city.A truly turnkey family home in a welcoming neighbourhood filled with young families and urban professionals. Move in, unpack, and start making memories. **OPEN HOUSE SAT 2-4pm**

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
E13515144
Bedrooms
5 (4 + 1)
Bathrooms
5 (2 half)
Size
2000-2500
Lot
25 × 116.5 ft
Cross streets
Main St & Danforth Ave
Parking
1 garage · 4 parking (detached)
Driveway
Lane
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,301 / 2026
Days on market
15
Listing brokerage
ROYAL LEPAGE SIGNATURE SUSAN GUCCI REALTY

Rooms

Dining RoomMain10.36 × 4.01 m

hardwood floor · window · combined w/living

Primary BedroomSecond3.70 × 3.59 m

hardwood floor · walk-in closet(s) · his and hers closets

BedroomBasement3.06 × 4.59 m

vinyl floor · window · pot lights

Bedroom 3Second3.67 × 3.06 m

hardwood floor · walk-in closet(s) · window

Bedroom 4Third4.55 × 2.83 m

hardwood floor · window · combined w/office

Living RoomMain10.36 × 4.01 m

hardwood floor · window · combined w/dining

Utility RoomBasement0.00 × 0.00 m
Bedroom 2Second3.83 × 3.62 m

hardwood floor · closet · window

KitchenMain4.04 × 4.50 m

hardwood floor · w/o to yard · pot lights

RecreationBasement289.00 × 4.04 m

vinyl floor · window · pot lights

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.83Mest. value

Listed at $1,399,000, this home is tracking about 24% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.08M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.98M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.93M

That comparable adjusts to $1.93M; the $1.83M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Doncaster Ave at Main St West Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.40MGreat deal$1.93MOverpriced

Total price vs nearby homes. Fair value about $1.83M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city.
  • Value driver
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby in Woodbine-Lumsden · asking prices
$1.93Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

10 Hamstead Avenue$1.98M139 King Edward Avenue$1.32M570 Main Street$2.28M263 Oak Park Avenue$2.15M

The 4 closest active listings nearby.

See all comparable homes
1.40MThis home1.98M1.32M2.28M2.15MThis home vs active comparables
Live market pulseActive comparables in Woodbine-Lumsden · median list $1.30M
$622this home / sqft
10active listings nearby
15days on market

This home lists 27% below the area average of $847/sqft.

14 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Woodbine-Lumsden, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Doncaster Ave at Main St West Side, about 102 m away

20+ transit stops13 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Brigid
76%
St. BrigidCatholic · Elementary · 1.1 km awayAbove the GTA average · 76% meet the provincial standard
William J McCordic SchoolEQAO results not published
East York Alternative Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$6,376/mo
$259KIncome needed
5.4×Price ÷ income
$1,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,376Property tax $442Total carry $6,818

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,119,200 · 4.14% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,414Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$442
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,414

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Toronto municipal land transfer tax
$24,455
Estimated closing costs
$48,910

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,254/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,540Total interest paid
$1,791,740Total of all payments
Principal $1,119,200 Interest $672,540
YearPrincipalInterestBalance
1$26,219$45,451$1,092,981
2$27,316$44,354$1,065,665
3$28,458$43,211$1,037,207
4$29,649$42,021$1,007,558
5$30,889$40,781$976,670
6$32,181$39,489$944,489
7$33,527$38,143$910,962
8$34,929$36,740$876,033
9$36,390$35,279$839,642
10$37,912$33,757$801,730
11$39,498$32,171$762,232
12$41,150$30,519$721,081
13$42,872$28,798$678,209
14$44,665$27,005$633,544
15$46,533$25,136$587,011
16$48,480$23,190$538,532
17$50,507$21,162$488,024
18$52,620$19,049$435,404
19$54,821$16,848$380,583
20$57,114$14,555$323,469
21$59,503$12,166$263,965
22$61,992$9,677$201,973
23$64,585$7,084$137,388
24$67,287$4,383$70,101
25$70,101$1,568$0

At the end of your 5-year term

Total paid over the term
$358,348
Principal paid down
$142,530
Interest paid
$215,818
Balance remaining
$976,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $5,301− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,155

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE SUSAN GUCCI REALTY. MLS®/PropTx.

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