46 Sunnypoint Crescent, Toronto, ON

Cliffcrest, Toronto · MLS® E13516650

$2,649,000
For Sale
Listed 15 days ago
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5Bedrooms
5Bathrooms
1Garage · 3 parking
2000-2500Sq Ft

About this home

A striking custom-built residence in the prestigious Scarborough Bluffs community. Positioned on a quiet street, this exceptional home combines modern design, functional living, and sought-after outdoor spaces. Thoughtfully designed throughout, the home features bright open-concept living areas, expansive windows, and high-end finishes. The chef-inspired kitchen serves as the heart of the home, complete with a large centre island, built-in appliances, and seamless flow into the dining and living spaces, making everyday living and entertaining effortless. The upper levels offer spacious bedrooms and beautifully appointed bathrooms, creating comfortable spaces for families of all sizes. Natural light fills every room, enhancing the home's warm and inviting atmosphere. The finished lower level offers a separate entrance and exceptional flexibility. Complete with a bedroom, full bathroom, dedicated home gym, private sauna, and additional living space, this level is well suited for extended family, overnight guests, multigenerational living, or future income potential. Existing rough-ins provide the opportunity for a future kitchen installation, adding even greater versatility to the space. The thoughtful layout creates a private retreat while maintaining seamless access to the rest of the home. One of the property's standout features is the expansive rooftop terrace. Enjoy views of Lake Ontario, morning coffee at sunrise, or evening gatherings with family and friends. This private outdoor retreat offers a rare vantage point above the surrounding neighbourhood and creates an ideal space for entertaining or relaxing. Located minutes from the Scarborough Bluffs, waterfront parks, beaches, walking trails, top-rated schools, transit, and everyday amenities, this home delivers the perfect balance of modern convenience and natural surroundings. A rare opportunity to own a distinctive home in one of Toronto's most desirable waterfront neighbourhoods.

Key facts

Property type
Detached, 3-Storey
MLS®
E13516650
Bedrooms
5 (4 + 1)
Bathrooms
5 (2 half)
Size
2000-2500
Lot
35 × 103.52 ft
Cross streets
Kingston Road / St. Clair Ave E
Parking
1 garage · 3 parking (built-in)
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$9,939 / 2025
Days on market
15
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

Family RoomMain7.55 × 3.59 m

open concept · combined w/living · window

Dining RoomMain3.68 × 3.08 m

open concept · hardwood floor · w/o to deck

Bedroom 4Second4.75 × 3.23 m

hardwood floor · b/i closet · w/o to balcony

RecreationBasement8.44 × 3.84 m

Vinyl Floor

Primary BedroomSecond4.60 × 3.93 m

hardwood floor · his and hers closets · 5 pc ensuite

Bedroom 2Second3.35 × 3.23 m

hardwood floor · b/i closet · 2 pc ensuite

OtherBasement2.98 × 1.46 m

Sauna

Exercise RoomBasement3.01 × 2.71 m

glass doors · b/i closet · window

Living RoomMain7.55 × 3.59 m

open concept · combined w/family · fireplace

KitchenMain4.14 × 3.38 m

b/i appliances · stainless steel appl · breakfast bar

Bedroom 3Second4.11 × 3.96 m

hardwood floor · b/i closet · window

OfficeMain3.26 × 2.16 m

b/i shelves · double doors · window

BedroomBasement3.74 × 3.23 m

vinyl floor · b/i closet · window

FoyerMain5.60 × 2.71 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Brooklawn Ave at Barkdene Hills is about a 4-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Lifestyle
Comparable listingsCurrently listed nearby in Cliffcrest · asking prices
$1.98Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1 Lakehill Crescent$2.50M36 Martindale Road$1.38M92 Gradwell Drive$1.93M50 Dorset Road$1.90M67 Scarborough Heights Boulevard$2.20M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.65MThis home2.50M1.38M1.93M1.90M2.20MThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $1.45M
$1,177this home / sqft
45active listings nearby
15days on market

14 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

58/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Brooklawn Ave at Barkdene Hills, about 306 m away

20+ transit stops4 grocery20+ dining17 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$12,073/mo
$488KIncome needed
5.4×Price ÷ income
$2,786Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $12,073Property tax $828Total carry $12,902

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,309per month

Mortgage amount $2,119,200 · 4.14% over 25 years

$529,800Down payment (20.0%)
$2,119,200Loan before insurance
$0CMHC premium
$12,137Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,309
Property tax
$828
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,137

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$52,700
Toronto municipal land transfer tax
$52,700
Estimated closing costs
$105,400

Plus your down payment of $529,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,736/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,273,451Total interest paid
$3,392,651Total of all payments
Principal $2,119,200 Interest $1,273,451
YearPrincipalInterestBalance
1$49,646$86,061$2,069,554
2$51,722$83,984$2,017,832
3$53,886$81,820$1,963,947
4$56,140$79,567$1,907,807
5$58,488$77,218$1,849,319
6$60,934$74,772$1,788,385
7$63,483$72,223$1,724,902
8$66,138$69,568$1,658,764
9$68,905$66,801$1,589,859
10$71,787$63,919$1,518,072
11$74,790$60,916$1,443,282
12$77,918$57,788$1,365,364
13$81,177$54,529$1,284,186
14$84,573$51,133$1,199,613
15$88,110$47,596$1,111,503
16$91,796$43,910$1,019,707
17$95,636$40,070$924,071
18$99,636$36,070$824,435
19$103,804$31,902$720,632
20$108,146$27,561$612,486
21$112,669$23,037$499,817
22$117,382$18,324$382,435
23$122,292$13,414$260,143
24$127,407$8,299$132,736
25$132,736$2,970$0

At the end of your 5-year term

Total paid over the term
$678,530
Principal paid down
$269,881
Interest paid
$408,650
Balance remaining
$1,849,319

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $9,939− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $33,517

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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