109 Nortonville Drive, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13522412

$998,000
For Sale
Listed 13 days ago
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4Bedrooms
2Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

Beautifully updated 2 storey, 4 bedroom semi detached home in a desirable, family friendly neighbourhood. This move-in ready property features new flooring, fresh paint throughout, and updated bathrooms. The modern eat-in kitchen offers new stainless steel appliances, quartz countertops, and ample cabinetry.The upper level includes four spacious bedrooms, highlighted by a primary bedroom with semi-ensuite and private balcony walkout. The finished walkout basement provides additional living space with direct access to the backyard. Ideal for extended family, recreation, or a home office.A rare find with a double garage, thoughtful updates, and a functional layout in a high demand area. Perfect for families seeking comfort, convenience, and modern finishes. A prime location steps from schools, TTC transit, parks, and essential neighbourhood amenities, with fast access to Highways 401 and 404 for effortless commuting.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13522412
Bedrooms
4
Bathrooms
2 (1 half)
Size
1500-2000
Lot
36.91 × 117.43 ft
Cross streets
Warden/Sheppard
Parking
2 garage · 4 parking (built-in)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,918 / 2026
Days on market
13
Listing brokerage
Rock Star Real Estate Inc., Brokerage

Rooms

Bedroom 2Second4.88 × 2.74 m
Bedroom 3Second3.96 × 3.51 m
BedroomSecond4.57 × 4.27 m
Dining RoomMain3.05 × 3.05 m
RecreationBasement10.36 × 6.40 m
Living RoomMain5.49 × 3.66 m
KitchenMain5.79 × 3.05 m
Bedroom 4Second4.27 × 2.74 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.35Mest. value

Listed at $998,000, this home is about 26% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Tam O'Shanter-Sullivan, so I widened the search to the surrounding area.

Based on 34 similar homes nearby, adjusted for size, beds, and baths.Median of 34 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $833K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $788K

That comparable adjusts to $788K; the $1.35M estimate above is the median of all 34 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Warden Ave at Bowater Dr North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$998KGreat deal$1.58MOverpriced

Total price vs nearby homes. Fair value about $1.35M, median of 34 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Primary suite: a key comfort and resale feature.
  • Income potential
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.02Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

54 Dairy Drive$1.03M53 Giltspur Drive$833k568 Dufferin Street$1.20M

The 3 closest active listings nearby.

See all comparable homes
998kThis home1.03M833k1.20MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $999K
$570this home / sqft
65active listings nearby
13days on market

This home lists 28% below the area average of $793/sqft.

9 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Warden Ave at Bowater Dr North Side, about 103 m away

20+ transit stops5 grocery20+ dining15 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pleasant View
$867K
Clairlea-Birchmount
$699K
Mount Pleasant East
$1.28M
Newtonbrook West
$940K
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Stephen Leacock Collegiate Institute
58%
Stephen Leacock Collegiate InstitutePublic · Secondary · 0.7 km awayBelow the GTA average · 58% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,549/mo
$190KIncome needed
5.3×Price ÷ income
$1,050Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,549Property tax $410Total carry $4,958

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,261per month

Mortgage amount $798,400 · 4.14% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,670Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,261
Property tax
$410
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,670

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Toronto municipal land transfer tax
$16,435
Estimated closing costs
$32,870

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,175/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$479,768Total interest paid
$1,278,168Total of all payments
Principal $798,400 Interest $479,768
YearPrincipalInterestBalance
1$18,704$32,423$779,696
2$19,486$31,641$760,210
3$20,301$30,826$739,909
4$21,150$29,976$718,759
5$22,035$29,092$696,724
6$22,957$28,170$673,767
7$23,917$27,210$649,850
8$24,917$26,209$624,932
9$25,960$25,167$598,973
10$27,045$24,081$571,927
11$28,177$22,950$543,751
12$29,355$21,771$514,395
13$30,583$20,543$483,812
14$31,862$19,264$451,949
15$33,195$17,931$418,754
16$34,584$16,543$384,170
17$36,030$15,096$348,140
18$37,537$13,589$310,603
19$39,108$12,019$271,495
20$40,743$10,383$230,752
21$42,448$8,679$188,304
22$44,223$6,904$144,081
23$46,073$5,054$98,008
24$48,000$3,127$50,008
25$50,008$1,119$0

At the end of your 5-year term

Total paid over the term
$255,634
Principal paid down
$101,676
Interest paid
$153,957
Balance remaining
$696,724

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,918− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,324

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Rock Star Real Estate Inc., Brokerage. MLS®/PropTx.

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