18 Vanbrugh Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13523048

$949,000
For Sale
Listed 15 days ago
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3Bedrooms
2Bathrooms
2Garage · 4 parking
1100-1500Sq Ft

About this home

Prepare to be amazed! Turnkey home on quiet family street with parking for 4 cars. Step into a welcoming foyer, leading into a bright kitchen, fully equipped with timeless white shaker cabinets + stainless steel appliances. The seamless living and dining spaces boast stunning wide-plank hardwood floors, complemented by a modern 4-piece bathroom on the main level. Upstairs are three generously sized bedrooms, each featuring large double-closets, alongside a spacious bathroom complete with a linen closet and an oversized walk-in shower. Recent upgrades include: brand-new windows installed throughout (2021); fully finished basement (2022): perfect for a rec room, home gym, or media hub; backyard retreat (2025): the mudroom walks out to a spectacular outdoor entertainment setup featuring a pristine deck, stamped/paved BBQ area next to a relaxing hot tub. Detached garage: A massive double-garage that is perfect for hobbies, a workshop, or vehicle storage. 10 minute walk to Scarboro GO Station. Close to parks, shops, restaurants and more!

Key facts

Property type
Detached, 2-Storey
MLS®
E13523048
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
33 × 120 ft
Cross streets
Kingston/Kennedy
Parking
2 garage · 4 parking (detached)
Driveway
Mutual
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,212 / 2026
Days on market
15
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomGround4.39 × 3.99 m

hardwood floor · large window · pot lights

KitchenGround4.21 × 2.90 m

stainless steel appl · window · pot lights

Dining RoomGround3.69 × 3.60 m

hardwood floor · walk-out · pot lights

Bedroom 2Second4.30 × 3.44 m

double closet · broadloom · window

RecreationLower6.58 × 4.08 m

finished · above grade window · vinyl floor

Primary BedroomSecond4.30 × 3.44 m

double closet · broadloom · window

Bedroom 3Second3.60 × 3.11 m

double closet · broadloom · window

Moe’s TakeTeam Asgarian · Broker
In line
$988Kest. value

Listed at $949,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $925K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $879K
  • Adjusts to $879K

That comparable adjusts to $879K; the $988K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$879KGreat deal$1.06MOverpriced

Total price vs nearby homes. Fair value about $988K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.51Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

31 Griffen Drive$778k110 Gillard Avenue$1.25M351 Fairlawn Avenue$1.90M122 Strath Avenue$2.10M

The 4 closest active listings nearby.

See all comparable homes
949kThis home778k1.25M1.90M2.10MThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $1.10M
$730this home / sqft
7active listings nearby
15days on market

This home lists 8% below the area average of $796/sqft.

13 days longer than the Toronto average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$872K
Woburn
$1.43M
Agincourt South-Malvern West
$1.40M
High Park-Swansea
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John A Leslie Public School
60%
John A Leslie Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 60% meet the provincial standard

Affordability & Mortgage

Affordability
$4,325/mo
$179KIncome needed
5.3×Price ÷ income
$998Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,325Property tax $351Total carry $4,676

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,051per month

Mortgage amount $759,200 · 4.14% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,402Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,051
Property tax
$351
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,402

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Toronto municipal land transfer tax
$15,455
Estimated closing costs
$30,910

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,921/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$456,212Total interest paid
$1,215,412Total of all payments
Principal $759,200 Interest $456,212
YearPrincipalInterestBalance
1$17,785$30,831$741,415
2$18,529$30,087$722,885
3$19,304$29,312$703,581
4$20,112$28,505$683,469
5$20,953$27,663$662,516
6$21,830$26,787$640,686
7$22,743$25,874$617,943
8$23,694$24,922$594,249
9$24,685$23,931$569,564
10$25,718$22,899$543,847
11$26,793$21,823$517,053
12$27,914$20,702$489,139
13$29,082$19,535$460,058
14$30,298$18,318$429,760
15$31,565$17,051$398,194
16$32,886$15,731$365,308
17$34,261$14,355$331,047
18$35,694$12,922$295,353
19$37,187$11,429$258,165
20$38,743$9,874$219,422
21$40,364$8,253$179,059
22$42,052$6,565$137,007
23$43,811$4,806$93,196
24$45,643$2,973$47,553
25$47,553$1,064$0

At the end of your 5-year term

Total paid over the term
$243,082
Principal paid down
$96,684
Interest paid
$146,398
Balance remaining
$662,516

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $4,212− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,952

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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