20 Green Ash Terrace, Toronto, ON

West Hill, Toronto · MLS® E13523956

$1,180,000
For Sale
Listed 12 days ago
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5Bedrooms
4Bathrooms
2Garage · 6 parking
1500-2000Sq Ft

About this home

A rarely found, one-of-a-kind property in quiet yet convenient neighbourhood. Back directly on Megan Park. Lots of upgrades. Wide driveway with no sidewalk offers multiple parking spaces. Open concept living area with windows overlook backyard and public park. Master Br with 4 pcs ensuite Wr and walk-in closet. Walkout basement features two bedrooms, a 4-piece bath, a kitchen, separate washer/dryer, provide lots of potentials. High Ceiling at Foyer. Hardwood/Laminate floorings. Close To Schools, Parks, Plaza & Public Transit, Short Drive To Hwy401. Garden shed at back yard for additional storage. Water heater 2022 (owned), Furnace 2022. 2 Kitchen hoods are recently replaced (July 2026). Central Vac.

Key facts

Property type
Detached, 2-Storey
MLS®
E13523956
Bedrooms
5 (3 + 2)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
36.09 × 123.62 ft
Cross streets
Morningside/Kingston
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,880 / 2026
Days on market
12
Listing brokerage
GOLDENWAY REAL ESTATE LTD.

Rooms

Dining RoomMain4.88 × 3.33 m

hardwood floor · open concept · combined w/family

Bedroom 2Second3.95 × 3.03 m

laminate · bay window

KitchenBasement2.85 × 2.00 m

ceramic floor · w/o to garden

Living RoomMain3.98 × 3.51 m

hardwood floor · open concept

FoyerMain2.76 × 2.28 m

ceramic floor · access to garage

Primary BedroomSecond4.64 × 3.85 m

laminate · 4 pc ensuite · walk-in closet(s)

Bedroom 3Second3.33 × 3.01 m

laminate · casement windows · closet

BedroomBasement3.34 × 2.48 m

laminate · window

KitchenMain4.10 × 2.28 m

ceramic floor · breakfast area · w/o to deck

Family RoomMain4.88 × 3.33 m

hardwood floor · open concept · combined w/dining

DenSecond2.27 × 1.50 m

Laminate

BedroomBasement3.64 × 3.34 m

laminate · above grade window

Moe’s TakeTeam Asgarian · Broker
In line
$1.13Mest. value

Listed at $1,180,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in West Hill, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.01M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.25M
  • Adjusts to $1.25M

That comparable adjusts to $1.25M; the $1.13M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Joseph Brant Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Lawrence Ave East at Valia Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.04MGreat deal$1.24MOverpriced

Total price vs nearby homes. Fair value about $1.13M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.08Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

161 Church Street$1.24M133 Park Street$1.25M95 Cinrickbar Drive$1.10M103 Ambercroft Boulevard$1000k554 Mclevin Avenue$798k

The 5 closest active listings nearby.

See all comparable homes
1.18MThis home1.24M1.25M1.10M1000k798kThis home vs active comparables
Live market pulseActive comparables in West Hill · median list $1.40M
$674this home / sqft
8active listings nearby
12days on market

This home lists 22% above the area average of $554/sqft.

11 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Lawrence Ave East at Valia Rd, about 197 m away

20+ transit stops5 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.59M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Joseph Brant Public School
43%
Joseph Brant Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 43% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$5,378/mo
$221KIncome needed
5.3×Price ÷ income
$1,241Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,378Property tax $407Total carry $5,785

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,038per month

Mortgage amount $944,000 · 4.14% over 25 years

$236,000Down payment (20.0%)
$944,000Loan before insurance
$0CMHC premium
$5,444Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,038
Property tax
$407
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,444

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,075
Toronto municipal land transfer tax
$20,075
Estimated closing costs
$40,150

Plus your down payment of $236,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,119/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$567,260Total interest paid
$1,511,260Total of all payments
Principal $944,000 Interest $567,260
YearPrincipalInterestBalance
1$22,115$38,336$921,885
2$23,040$37,411$898,846
3$24,003$36,447$874,842
4$25,007$35,443$849,835
5$26,053$34,397$823,781
6$27,143$33,307$796,638
7$28,279$32,172$768,360
8$29,461$30,989$738,898
9$30,694$29,757$708,204
10$31,978$28,473$676,227
11$33,315$27,135$642,912
12$34,709$25,742$608,203
13$36,161$24,290$572,042
14$37,673$22,777$534,369
15$39,249$21,202$495,120
16$40,891$19,560$454,230
17$42,601$17,849$411,629
18$44,383$16,067$367,246
19$46,239$14,211$321,006
20$48,174$12,277$272,833
21$50,189$10,262$222,644
22$52,288$8,163$170,356
23$54,475$5,975$115,881
24$56,754$3,697$59,128
25$59,128$1,323$0

At the end of your 5-year term

Total paid over the term
$302,252
Principal paid down
$120,219
Interest paid
$182,033
Balance remaining
$823,781

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,880− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,362

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GOLDENWAY REAL ESTATE LTD.. MLS®/PropTx.

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