305-340 Watson Street, Whitby, ON
Port Whitby, Whitby · MLS® E13525376
About this home
IMAGINE waking up to private VIEWS OF THE MARINA AND LAKE ONTARIO right from your condo and balcony ****. Welcome to the Port of Whitby where lifestyle, convenience, and waterfront living come together. This condo has all-inclusive fees and has a great atmosphere and all the necessary amenities and more. Enjoy peaceful lakeside living with the scenic waterfront trail right outside your door, perfect for biking, jogging, and evening walks.An unbeatable location for commuters with steps to the GO Train Station and minutes to Hwy 401. Walk to everyday amenities including Metro, Tim Hortons, LCBO, restaurants, and local shops, plus the renowned Abilities Centre nearby.Residents can also enjoy stunning panoramic lake views from the rooftop terrace featuring BBQs, fireplaces, and relaxing lounge areas - the perfect place to unwind or entertain guests.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E13525376
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- Victoria/Watson St W
- Parking
- 1 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Foundation
- Concrete
- Maintenance
- $635/mo
- Exposure
- South
- Property tax
- $3,184 / 2025
- Days on market
- 11
- Listing brokerage
- RE/MAX ROUGE RIVER REALTY LTD.
Rooms
breakfast bar · tile floor · open concept
south view · closet · laminate
combined w/dining · open concept · laminate
combined w/living · w/o to balcony · irregular room
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Victoria Westbound @ Henry is about a 2-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 18% above the area average of $772/sqft.
31 days faster than the Whitby average (42 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Port Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Victoria Westbound @ Henry, about 199 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $399,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,134
- Property tax
- $265
- Condo / maintenance fees
- $635
- Heating
- $0
- Estimated monthly cost
- $3,034
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,473
- Estimated closing costs
- $6,473
Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $128,047
- Principal paid down
- $50,930
- Interest paid
- $77,117
- Balance remaining
- $348,990
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.