103-680 Gordon Street, Whitby, ON
Port Whitby, Whitby · MLS® E13528242
About this home
This rarely offered 1 Bedroom + Den, smart layout, functions as a 2 bedroom unit without the higher price. Smart entryway into the unit with full sized closet, Full sized coat closet for you and your guests. Stylish French doors open into the Den with glass side panels making it bright and functional. Thoughtful upgrades were done throughout unit. Enjoy your morning coffee on the covered balcony. The modern kitchen with quartz counters is very functional for cooking and entertaining. The breakfast bar has seating for 4 and overlooks the open concept dining area and spacious living room which offers a walk out to the balcony. The Primary bedroom offers a walk in closet and a large window. The bathroom is functional with glass shower doors, a single sink vanity with more storage underneath. The Den or second bedroom offers versatility. It can be a den, bedroom, home office, exercise room, craft room or whatever you dream of. Additional features besides the in-suite laundry, a generous locker conveniently located owned parking space Number 55. Residents here enjoy access to a social pavilion with a kitchen,lounge, library and BBQ area with ever flowing cascading fountain and bench seating. Perfect for entertaining or connecting with neighbours.There is ample visitor parking and close proximity to mall/shopping and Go Train. Enjoy Lakeside living with walking trails, boat watching at the marina, lake and parks all around.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E13528242
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 1
- Size
- 800-899
- Cross streets
- Gordon/Victoria
- Parking
- 1 garage (none)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete Block
- Maintenance
- $468/mo
- Exposure
- North
- Property tax
- $4,023 / 2026
- Days on market
- 11
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
quartz counter · stainless steel appl · modern kitchen
walk-in closet(s) · picture window · laminate
open concept · combined w/living · laminate
separate room · french doors · laminate
w/o to balcony · combined w/dining · laminate
Listed at $524,900, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $539K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $575K
- Adjusts to $575K
That comparable adjusts to $575K; the $594K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Southbound @ 652 Gordon is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $594K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 15% below the area average of $729/sqft.
31 days faster than the Whitby average (42 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Port Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Southbound @ 652 Gordon, about 38 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $419,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,241
- Property tax
- $335
- Condo / maintenance fees
- $468
- Heating
- $0
- Estimated monthly cost
- $3,044
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,973
- Estimated closing costs
- $6,973
Plus your down payment of $104,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $134,451
- Principal paid down
- $53,477
- Interest paid
- $80,974
- Balance remaining
- $366,443
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.