5 Deer Creek Court, Toronto, ON

Centennial Scarborough, Toronto · MLS® E13531228

$999,000
For Sale
Listed 10 days ago
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4Bedrooms
4Bathrooms
1Garage · 2 parking
1100-1500Sq Ft

About this home

The Village At Highland Creek. A New Home Development. Welcome To This New Executive 3+1 Bedroom Semi-Detached Home With Full Tario Warranty. 9' Ceilings On Main Floor, Oak Staircases And Oak Flooring. Deluxe Designer Kitchen With Granite Centre Island. 4 Washrooms. Too Many Features To List! Lot Of Upgrades! Large Above Ground Windows In Finished Basement. Ready For Quick Closing! Close To Highway 401, University Of Toronto And Transit. Located In Highland Creek Village With Shops And Restaurants. See Attached List Of Features.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13531228
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
1100-1500
Lot
7.25 × 24.14 ft
Cross streets
East of Meadowvale / Kingston
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
10
Listing brokerage
SUTTON GROUP-HERITAGE REALTY INC.

Rooms

BreakfastGround2.43 × 2.46 m

overlooks backyard · w/o to deck · porcelain floor

RecreationBasement5.33 × 2.81 m

overlooks backyard · broadloom

Great RoomGround5.82 × 3.13 m

Hardwood Floor

BedroomBasement3.16 × 2.48 m

broadloom · closet

KitchenGround3.38 × 2.46 m

centre island · granite counters · stainless steel appl

Primary BedroomSecond4.35 × 3.68 m

broadloom · walk-in closet(s) · 4 pc ensuite

Bedroom 2Second3.32 × 2.95 m

broadloom · closet organizers

Bedroom 3Second3.90 × 2.56 m

broadloom · closet

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.02Mest. value

Listed at $999,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 36 similar homes nearby, adjusted for size, beds, and baths.Median of 36 comparable active listings, adjusted for size, beds, and baths. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Bedrooms +$30K
  • Adjusts to $1.13M

That comparable adjusts to $1.13M; the $1.02M estimate above is the median of all 36 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Patrick is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$833KGreat deal$1.31MOverpriced

Total price vs nearby homes. Fair value about $1.02M, median of 36 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.01Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

238 Braymore Boulevard$800k37 Gledhill Avenue$1.25M148 Ascot Avenue$999k44 Beach View Crescent$1000k185 Laughton Avenue$1.02M

The 5 closest of 7 active listings nearby.

See all comparable homes
999kThis home800k1.25M999k1000k1.02MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.10M
$768this home / sqft
39active listings nearby
10days on market

This home lists 8% below the area average of $839/sqft.

6 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Centennial Scarborough, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Patrick, about 8 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Rosedale-Moore Park
$2.40M
South Riverdale
$1.30M
Mount Pleasant East
$1.28M
Corso Italia-Davenport
$951K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$4,553/mo
$198KIncome needed
5.0×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,553Property tax $624Total carry $5,177

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,889Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$624
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,889

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $6,993− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,171

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-HERITAGE REALTY INC.. MLS®/PropTx.

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