21 Deer Creek Court, Toronto, ON

Centennial Scarborough, Toronto · MLS® E13531242

$1,277,000
For Sale
Listed 10 days ago
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4Bedrooms
4Bathrooms
1Garage · 2 parking
2000-2500Sq Ft

About this home

The Village At Highland Creek New Homes. Welcome To This New Executive 4 Bedroom Home With Full Tarion Warranty. 9' Ceilings On Main Floor, Oak Staircases And Oak Flooring. Deluxe Designer Kitchen With Granite Centre Island, 4 Washrooms. Too Many Features To List! Large Above Ground Windows In Insulated Basement. Ready For Quick Closing! Close To Highway 401, University Of Toronto And Transit. Located In The Village With Restaurants And Shops. See Attached Features.

Key facts

Property type
Detached, 2-Storey
MLS®
E13531242
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500
Lot
14.73 × 33.62 ft
Cross streets
Meadowvale / Kingston Rd
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete, Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
10
Listing brokerage
SUTTON GROUP-HERITAGE REALTY INC.

Rooms

Bedroom 2Second3.35 × 3.04 m

closet organizers · 3 pc ensuite · broadloom

Bedroom 3Second3.59 × 3.07 m

closet · broadloom

KitchenGround3.65 × 3.16 m

granite counters · centre island · porcelain floor

Great RoomGround6.33 × 3.90 m

large window · hardwood floor

Primary BedroomSecond4.96 × 3.04 m

walk-in closet(s) · 4 pc ensuite · broadloom

Dining RoomGround4.84 × 3.07 m

Hardwood Floor

BreakfastGround2.43 × 2.31 m

w/o to deck · porcelain floor

Bedroom 4Second3.10 × 2.92 m

closet · broadloom

Moe’s TakeTeam Asgarian · Broker
In line
$1.30Mest. value

Listed at $1,277,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.30M
  • Adjusts to $1.30M

That comparable adjusts to $1.30M; the $1.30M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Patrick is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.10MGreat deal$1.33MOverpriced

Total price vs nearby homes. Fair value about $1.30M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$2.21Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

40 Stonemanse Court$1.55M245 Florence Avenue$2.20M10 Wingrove Hill$2.30M47 Soudan Avenue$2.29M21 Albertus Avenue$2.72M

The 5 closest active listings nearby.

See all comparable homes
1.28MThis home1.55M2.20M2.30M2.29M2.72MThis home vs active comparables
Live market pulseActive comparables in Centennial Scarborough · median list $1.30M
$568this home / sqft
10active listings nearby
10days on market

This home lists 0% above the area average of $568/sqft.

9 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Centennial Scarborough, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Patrick, about 8 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$5,820/mo
$252KIncome needed
5.1×Price ÷ income
$1,343Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,820Property tax $798Total carry $6,618

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,452per month

Mortgage amount $1,021,600 · 4.14% over 25 years

$255,400Down payment (20.0%)
$1,021,600Loan before insurance
$0CMHC premium
$6,250Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,452
Property tax
$798
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,250

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,015
Toronto municipal land transfer tax
$22,015
Estimated closing costs
$44,030

Plus your down payment of $255,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,622/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$613,891Total interest paid
$1,635,491Total of all payments
Principal $1,021,600 Interest $613,891
YearPrincipalInterestBalance
1$23,933$41,487$997,667
2$24,934$40,486$972,734
3$25,977$39,443$946,757
4$27,063$38,357$919,694
5$28,195$37,225$891,499
6$29,374$36,045$862,125
7$30,603$34,816$831,521
8$31,883$33,536$799,638
9$33,217$32,203$766,421
10$34,606$30,813$731,815
11$36,054$29,366$695,761
12$37,562$27,858$658,199
13$39,133$26,287$619,066
14$40,770$24,650$578,296
15$42,475$22,944$535,821
16$44,252$21,168$491,569
17$46,103$19,317$445,466
18$48,031$17,388$397,434
19$50,040$15,379$347,394
20$52,134$13,286$295,260
21$54,314$11,105$240,946
22$56,586$8,834$184,360
23$58,953$6,467$125,407
24$61,419$4,001$63,988
25$63,988$1,432$0

At the end of your 5-year term

Total paid over the term
$327,098
Principal paid down
$130,101
Interest paid
$196,997
Balance remaining
$891,499

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $8,939− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,517

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-HERITAGE REALTY INC.. MLS®/PropTx.

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