75 Milford Haven Drive, Toronto, ON

Morningside, Toronto · MLS® E13533966

$849,000
For Sale
Listed 10 days ago
3Bedrooms
2Bathrooms
2Garage · 4 parking
1100-1500Sq Ft

About this home

Solid brick raised bungalow offering exceptional value,versatility & pride of ownership in Toronto's established Malvern community. Located near schools, public transit,hospitals & Hwy 401, this well-maintained home is ideal for first-time buyers, growing families, downsizers, or those seeking multigenerational living opportunities. Attractive curb appeal highlighted by nicely maintained gardens,a freshly sealed driveway & a unique oversized carport.In the warmer mths, the rear portion serves as a fantastic covered outdoor entertaining space,while the sliding centre section allows for up to 2 vehicles deep of covered parking during the winter.Step inside to a bright & refreshed main floor with new vinyl flooring,updated lighting,fresh paint & an abundance of natural light thru-out.The living rm is filled w/ sunlight from oversized windows & flows seamlessly into the dining area,creating an inviting space for everyday living & entertaining.The eat-in kitchen offers room for family meals.Down the hall are 3 bdrms,each featuring large windows and closet space. The primary bdrm offers a double closet,while the updated 4-piece bath w/ an updated tub surround.A separate side entrance provides excellent flexibility for extended family living,an in-law suite,or future income potential.Wide open stairs lead to the lower level,has a two-piece bathroom,laundry area,workshop & a large open area ready for your finishing touches.The layout also offers the potential for a 2nd main floor laundry,providing add'l flexibility for multigenerational living or future suite possibilities.The fenced yard has been lovingly maintained and offers lush green space,perennial gardens,a dedicated vegetable garden,charming storage shed & a separate low-maintenance turf area.A perfect blend of move-in-ready comfort, multigenerational living & future value-add opportunities,this well-cared-for home presents an excellent opportunity to personalize & grow into while enjoying a fantastic neighbourhood!

Key facts

Property type
Detached, Bungalow
MLS®
E13533966
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500
Lot
50.08 × 100.11 ft
Cross streets
Neilson Road & Sheppard Avenue East
Parking
2 garage · 4 parking (carport)
Basement
Partially Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,051 / 2025
Days on market
10
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomMain3.07 × 2.97 m

large window · combined w/kitchen · vinyl floor

LaundryBasement2.18 × 4.29 m

window · concrete floor

Primary BedroomMain3.33 × 4.34 m

large window · double closet · vinyl floor

Bedroom 3Main3.33 × 3.02 m

large window · closet · vinyl floor

KitchenMain3.51 × 3.40 m

eat-in kitchen · combined w/dining · vinyl floor

RecreationBasement3.94 × 9.42 m

window · dry bar · concrete floor

Bedroom 2Main3.38 × 2.51 m

large window · closet · vinyl floor

BathroomBasement2.16 × 2.67 m

2 pc bath · concrete floor

Living RoomMain5.59 × 3.45 m

large window · open concept · vinyl floor

WorkshopBasement3.94 × 4.04 m

b/i shelves · concrete floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.16Mest. value

Listed at $849,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Morningside, so I widened the search to the surrounding area.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $632K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Adjusts to $1.20M

That comparable adjusts to $1.20M; the $1.16M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Woburn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Ellesmere Rd at Scarborough Golf Club Rd is about a 4-minute walk away.

List price
$849KGreat deal$1.20MOverpriced

Total price vs nearby homes. Fair value about $1.16M, median of 13 comparables.

Comparable listingsCurrently listed nearby · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

145 Parkview Avenue$1.20M20 Tayrow Road$900k4 Gatesgill Crescent$1.08M

The 3 closest active listings nearby.

See all comparable homes
849kThis home1.20M900k1.08MThis home vs active comparables
Live market pulseActive comparables in Morningside · median list $1000K
$653this home / sqft
8active listings nearby
10days on market

This home lists 15% below the area average of $768/sqft.

9 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Morningside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Ellesmere Rd at Scarborough Golf Club Rd, about 348 m away

20+ transit stops1 grocery20+ dining15 parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Woburn Collegiate Institute
66%
Woburn Collegiate InstitutePublic · Secondary · 0.7 km awayBelow the GTA average · 66% meet the provincial standard
Henry Hudson Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,869/mo
$158KIncome needed
5.4×Price ÷ income
$893Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $3,869Property tax $254Total carry $4,124

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,624per month

Mortgage amount $679,200 · 4.14% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$3,879Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,624
Property tax
$254
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,879

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Toronto municipal land transfer tax
$13,455
Estimated closing costs
$26,910

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,402/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,139Total interest paid
$1,087,339Total of all payments
Principal $679,200 Interest $408,139
YearPrincipalInterestBalance
1$15,911$27,582$663,289
2$16,577$26,917$646,712
3$17,270$26,223$629,442
4$17,993$25,501$611,449
5$18,745$24,748$592,704
6$19,529$23,964$573,174
7$20,346$23,147$552,828
8$21,197$22,296$531,631
9$22,084$21,410$509,547
10$23,008$20,486$486,539
11$23,970$19,524$462,569
12$24,973$18,521$437,597
13$26,017$17,476$411,580
14$27,105$16,388$384,474
15$28,239$15,254$356,235
16$29,420$14,073$326,814
17$30,651$12,842$296,163
18$31,933$11,560$264,230
19$33,269$10,225$230,961
20$34,660$8,833$196,301
21$36,110$7,383$160,191
22$37,621$5,873$122,570
23$39,194$4,299$83,376
24$40,834$2,660$42,542
25$42,542$952$0

At the end of your 5-year term

Total paid over the term
$217,468
Principal paid down
$86,496
Interest paid
$130,972
Balance remaining
$592,704

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $3,051− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $20,113

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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