102 Kennett Drive, Whitby, ON

Lynde Creek, Whitby · MLS® E13534718

$1,675,000
For Sale
Listed 10 days ago
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4Bedrooms
4Bathrooms
3Garage · 6 parking
2500-3000Sq Ft

About this home

Location! Location! This Luxurious 3000 Sq Ft Custom Built Stone And Brick Home Nestled At The End Of A Quiet Family-Friendly Court In Prestigious "Queen's Common" Neighbourhood Is Situated On A Professionally Landscaped 85 Ft x 101 Ft Lot With A Triple Car Garage. This Exceptional Property Showcases Beautiful Stone Walkways And Patios As Well As A Heated Saltwater In-Ground Pool. Designed With Both Elegance And Functionality In Mind. The Covered Front Porch And The Double-Door Entry Welcomes You Into A Spacious Foyer With An Elevator That Is Accessible To All Levels. The Main Floor Features A Large Office With Double Closet, Formal Living And Dining Rooms, A Gourmet Eat-In Kitchen Boasting 9 Ft Ceilings, Granite Countertops, Centre Island With A Breakfast Bar, Walk-In Pantry And A Sliding Door Walkout To The Deck With Gazebo Overlooking The Fenced Backyard With Saltwater Heated in-Ground Pool And Patios. The Open-Concept Family Room With A Cozy Gas Fireplace Provides The Perfect Setting For Entertaining And Everyday Family Living. The Spacious Primary Retreat Features His And Hers Closets And A Luxurious Five-Piece Spa Ensuite. The Second Bedroom Includes A Bathroom With A Roll-In Shower, The Generously Sized Third And Fourth Bedrooms Share A 4-Piece Jack And Jill Ensuite. The Professionally Finished Basement Adds Approx 1200 Sq Ft Of Exceptional Living Space, This Fully Accessible Home Is Ideal For Multi-Generational Families Seeking Accessibility Without Compromising Luxury. Easy Access To Hwy 401, 412, And 407, Public Transit, Shopping, Top Rated Schools, Parks And Lynde Creek. Addition Features Include 9 Ft Ceilings On The Main Floor, Hardwood Flooring Throughout, Solid Oak Staircase, Natural Stone Countertops In Kitchen And All Bathrooms, 200 Amp Electrical Service, Rough-In For Backup Generator, Alarm System, Lawn & Garden Sprinkler System. Large Fully Fenced Backyard And 3 Car Garage. This Exceptional Custom Built Home Seamlessly Blends Luxury And Comfort.

Key facts

Property type
Detached, 2-Storey
MLS®
E13534718
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000
Lot
84.74 × 101.8 ft
Cross streets
McQuay / Hwy #2
Parking
3 garage · 6 parking (attached)
Driveway
Private Triple
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Salt
Property tax
$11,390 / 2025
Days on market
10
Listing brokerage
SUTTON GROUP-HERITAGE REALTY INC.

Rooms

Bedroom 3Second3.65 × 3.65 m

hardwood floor · semi ensuite · double closet

Bedroom 4Second3.65 × 3.81 m

hardwood floor · elevator

Game RoomBasement11.62 × 13.05 m

laminate · window

Primary BedroomSecond5.63 × 4.38 m

hardwood floor · 5 pc ensuite · his and hers closets

FoyerGround2.03 × 7.26 m

double doors · elevator · open concept

KitchenGround6.26 × 4.54 m

pantry · w/o to deck · eat-in kitchen

Living RoomGround3.65 × 4.26 m

hardwood floor · coffered ceiling(s) · window

OfficeGround3.12 × 3.60 m

hardwood floor · double closet · window

Dining RoomGround3.65 × 4.26 m

hardwood floor · coffered ceiling(s) · pot lights

LaundryBasement2.83 × 3.60 m
Family RoomGround5.48 × 4.26 m

hardwood floor · gas fireplace · open concept

RecreationBasement11.62 × 13.05 m

laminate · window

Bedroom 2Second3.10 × 4.11 m

hardwood floor · semi ensuite · double closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.40Mest. value

Listed at $1,675,000, this home is about 20% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.62M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.30M
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $1.28M

That comparable adjusts to $1.28M; the $1.40M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McQuay Southbound @ Bonacord is about a 4-minute walk away.

List price
$1.28MGreat deal$1.68MOverpriced

Total price vs nearby homes. Fair value about $1.40M, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.28Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

74 Darius Harns Drive$1.43M149 Westfield Drive$1.40M144 Underwood Drive$1.20M122 Medland Avenue$1.15M40 Auckland Drive$1.22M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.68MThis home1.43M1.40M1.20M1.15M1.22MThis home vs active comparables
Live market pulseActive comparables in Lynde Creek · median list $1.30M
$609this home / sqft
10active listings nearby
10days on market

This home lists 20% above the area average of $506/sqft.

2 days longer than the Whitby average (8 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Lynde Creek, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: McQuay Southbound @ Bonacord, about 355 m away

20+ transit stops2 grocery12 dining6 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Williamsburg
$1.03M
Downtown Whitby
$923K
Pringle Creek
$1.04M
Taunton North
$1.16M
Rolling Acres
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,634/mo
$326KIncome needed
5.1×Price ÷ income
$1,762Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $7,634Property tax $949Total carry $8,583

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,151per month

Mortgage amount $1,340,000 · 4.14% over 25 years

$335,000Down payment (20.0%)
$1,340,000Loan before insurance
$0CMHC premium
$8,100Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,151
Property tax
$949
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,100

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,975
Estimated closing costs
$29,975

Plus your down payment of $335,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,685/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$805,221Total interest paid
$2,145,221Total of all payments
Principal $1,340,000 Interest $805,221
YearPrincipalInterestBalance
1$31,392$54,417$1,308,608
2$32,705$53,104$1,275,904
3$34,073$51,736$1,241,831
4$35,498$50,311$1,206,333
5$36,983$48,826$1,169,351
6$38,530$47,279$1,130,821
7$40,141$45,668$1,090,680
8$41,820$43,989$1,048,860
9$43,570$42,239$1,005,290
10$45,392$40,417$959,898
11$47,291$38,518$912,607
12$49,269$36,540$863,339
13$51,330$34,479$812,009
14$53,477$32,332$758,532
15$55,713$30,095$702,819
16$58,044$27,765$644,775
17$60,472$25,337$584,303
18$63,001$22,808$521,302
19$65,636$20,172$455,666
20$68,382$17,427$387,284
21$71,242$14,567$316,041
22$74,222$11,587$241,819
23$77,327$8,482$164,492
24$80,561$5,248$83,931
25$83,931$1,878$0

At the end of your 5-year term

Total paid over the term
$429,044
Principal paid down
$170,649
Interest paid
$258,395
Balance remaining
$1,169,351

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $11,390− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $43,280

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-HERITAGE REALTY INC.. MLS®/PropTx.

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