57 Renfield Crescent, Whitby, ON
Lynde Creek, Whitby · MLS® E13536766
About this home
Looking for a desirable neighbourhood? Welcome to this beautifully maintained family home in the sought after Otter Creek community, ideally located within walking distance to elementary/high schools & multiple parks. Step inside to a welcoming foyer that opens to a stunning, upgraded kitchen featuring crisp white cabinetry, granite countertops, stainless steel appliances, spacious centre island, breakfast bar & an abundance of cupboard and counter space. The bright breakfast nook, complete with a charming bay window, is the perfect spot to enjoy your morning coffee. Designed with both everyday living & entertaining in mind, the open-concept living & dining areas flow seamlessly from the kitchen. The inviting living room showcases a beautiful stone gas fireplace & offers a walkout to the oversized rear deck, while the dining room features a large picture window overlooking the backyard. Natural light fills the main floor, creating a warm & welcoming atmosphere throughout. A generous main-floor office, conveniently located just off the foyer, provides an ideal workspace for today's work-from-home professional. A powder room & main-floor laundry room add everyday convenience. Upstairs, you'll find three spacious bedrooms, including a generous primary retreat with wall-to-wall built-in wardrobe. The beautifully appointed family bathroom offers a spa-inspired experience with a soaker tub, separate glass shower & double vanity. The renovated lower level provides exceptional additional living space, featuring a large rec room & versatile bonus room that can easily serve as a home office, gym, studio, craft room, or playroom to suit your lifestyle. Step outside to enjoy the oversized rear deck, perfect for hosting family & friends, while the spacious fenced yard offers plenty of room for children & pets to play. Combining an exceptional location, thoughtful updates & flexible living spaces, this wonderful home is ready for you to move in and enjoy - come see for yourself!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13536766
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000
- Lot
- 30.03 × 130.12 ft
- Cross streets
- Rossland and McQuay
- Parking
- 5 garage · 2 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $5,502 / 2026
- Days on market
- 9
- Listing brokerage
- ROYAL LEPAGE TERREQUITY REALTY
Rooms
laminate · closet · window
laminate · overlooks backyard · open concept
laminate · pot lights
Unfinished
laminate · open concept · overlooks frontyard
laminate · pot lights · window
laminate · window
laminate · b/i closet · w/w closet
laminate · granite counters · breakfast bar
laminate · closet · bay window
laminate · gas fireplace · open concept
Listed at $789,900, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Lynde Creek, so I widened the search to the surrounding area.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $824K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $800K
- Bathrooms −$15K
- Adjusts to $785K
That comparable adjusts to $785K; the $929K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McQuay Southbound @ Renfield is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $929K, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 21% below the area average of $574/sqft.
40 days faster than the Whitby average (49 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lynde Creek, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: McQuay Southbound @ Renfield, about 169 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $631,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,372
- Property tax
- $459
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,831
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,273
- Estimated closing costs
- $12,273
Plus your down payment of $157,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $202,330
- Principal paid down
- $80,475
- Interest paid
- $121,854
- Balance remaining
- $551,445
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.