33 Pepper Tree Drive, Toronto, ON
Centennial Scarborough, Toronto · MLS® E13536788
About this home
Offered for the first time since 1977, this lovingly maintained detached four level backsplit is ready to welcome its next family. Nestled on a quiet, tree lined street in the heart of Centennial, this spacious home sits on an impressive 45 x 150 foot lot and offers the space, flexibility, and location today's families are looking for. Boasting approximately 2,100 square feet above grade, plus a 736 square foot finished basement and crawl space for additional storage, this home features 4 generous bedrooms, 3 full four piece bathrooms, multiple living areas, and room for everyone to live, work, and gather with ease. Large windows fill the home with natural light, while the versatile layout is perfect for growing families, multigenerational living, or those seeking extra space to entertain. Step outside to a private, oversized backyard with endless possibilities for relaxing, gardening, play, or hosting family and friends. The backyard also offer Garden Suite potential of up to approximately 1,291 Square Feet. Located in one of Scarborough's most sought after neighbourhoods, you're just minutes to Rouge Hill GO Station, Highway 401, Rouge National Urban Park, waterfront trails, parks, beaches, excellent schools, shopping, and everyday amenities. Enjoy the perfect balance of nature, convenience, and community in a neighbourhood where families have been putting down roots for generations. A rare opportunity to own a cherished family home in an exceptional location. Welcome to 33 Pepper Tree Drive.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- E13536788
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 45 × 150 ft
- Cross streets
- Lawrence Ave East & Centennial Rd
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Finished, Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Decommissioned
- Property tax
- $5,188 / 2025
- Days on market
- 9
- Listing brokerage
- RE/MAX ROUGE RIVER REALTY LTD.
Rooms
Finished
4 Pc Bath
4 Pc Bath
4 Pc Ensuite
Side Door
Eat-in Kitchen
walk-out · fireplace · parquet
Listed at $1,150,000, this home is tracking about 14% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.09M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.28M
- Bathrooms −$15K
- Adjusts to $1.26M
That comparable adjusts to $1.26M; the $1.34M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Lawrence Ave East at Centennial Rd East Side is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $1.34M, median of 16 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city.
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 22% below the area average of $656/sqft.
8 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Centennial Scarborough, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Lawrence Ave East at Centennial Rd East Side, about 300 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $920,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,909
- Property tax
- $432
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,342
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,475
- Toronto municipal land transfer tax
- $19,475
- Estimated closing costs
- $38,950
Plus your down payment of $230,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $294,568
- Principal paid down
- $117,162
- Interest paid
- $177,405
- Balance remaining
- $802,838
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.