578 Bellamy Road, Toronto, ON

Woburn, Toronto · MLS® E13536802

$839,000
For Sale
Listed 9 days ago
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5Bedrooms
2Bathrooms
3Parking
700-1100Sq Ft

About this home

Welcome to this solid detached bungalow on a sought-after 40 x 125 ft lot in the heart of Woburn...one of Scarborough's most convenient And in-demand communities! Featuring 3 spacious bedrooms on the main floor with hardwood floors, a bright eat-in kitchen, and a sun-filled living/dining room, this home offers comfortable space for the whole family. The finished basement with a separate side entrance, a second kitchen, full washroom and 2 bedrooms provides exceptional flexibility for extended family or multi-generational living. Steps to TTC bus routes, minutes to Scarborough Town Centre, Cedarbrae Mall, top-rated schools, places of worship, and every amenity you could ask for. A fantastic opportunity to get into one of Toronto's most established east-end neighbourhoods! Central Vac (not including equipment), Roof - 2017, HWT, Furnace - 2006

Key facts

Property type
Detached, Bungalow-Raised
MLS®
E13536802
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
700-1100
Lot
40 × 125 ft
Cross streets
Bellamy/Lawrence
Parking
3 parking
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block, Unknown
Roof
Asphalt Shingle, Shingles
Sewer
Sewer
Property tax
$3,906 / 2026
Days on market
9
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Living RoomBasement5.14 × 5.25 m

combined w/living · pot lights · laminate

Primary BedroomMain3.12 × 3.85 m

hardwood floor · b/i closet · large window

BedroomBasement3.35 × 2.80 m

b/i closet · pot lights · laminate

KitchenMain5.29 × 2.72 m

stone counters · stainless steel appl · eat-in kitchen

Bedroom 3Main3.65 × 3.10 m

hardwood floor · b/i closet · large window

Living RoomMain4.71 × 3.57 m

hardwood floor · combined w/dining · picture window

Bedroom 2Main3.57 × 2.89 m

hardwood floor · b/i closet · w/o to yard

Dining RoomMain4.70 × 3.57 m

hardwood floor · combined w/living

DenBasement1.84 × 1.64 m

pot lights · laminate

KitchenBasement2.20 × 3.03 m

open concept · pot lights · laminate

Dining RoomBasement5.14 × 5.25 m

combined w/dining · pot lights · laminate

BedroomBasement3.78 × 3.36 m

b/i closet · pot lights · laminate

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$677Kest. value

Listed at $839,000, this home is tracking about 24% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 31 similar homes nearby, adjusted for size, beds, and baths.Median of 31 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $898K, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $950K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $905K

That comparable adjusts to $905K; the $677K estimate above is the median of all 31 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Bendale Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bellamy Rd North at Pandora Cir is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$419KGreat deal$839KOverpriced

Total price vs nearby homes. Fair value about $677K, median of 31 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Woburn · asking prices
$823kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

78 Pandora Circle$820k132 Porchester Drive$799k14 Benadair Court$799k44 Sundance Crescent$800k36 Benprice Court$899k

The 5 closest of 8 active listings nearby.

See all comparable homes
839kThis home820k799k799k800k899kThis home vs active comparables
Live market pulseActive comparables in Woburn · median list $980K
$932this home / sqft
34active listings nearby
9days on market

This home lists 22% above the area average of $766/sqft.

8 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Woburn, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bellamy Rd North at Pandora Cir, about 108 m away

20+ transit stops6 grocery20+ dining20+ parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bendale Junior Public School
62%
Bendale Junior Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 62% meet the provincial standard
Alternative Scarborough Education 1EQAO results not published

Affordability & Mortgage

Affordability
$3,824/mo
$159KIncome needed
5.3×Price ÷ income
$882Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,824Property tax $326Total carry $4,149

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,582per month

Mortgage amount $671,200 · 4.14% over 25 years

$167,800Down payment (20.0%)
$671,200Loan before insurance
$0CMHC premium
$3,907Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,582
Property tax
$326
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,907

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,255
Toronto municipal land transfer tax
$13,255
Estimated closing costs
$26,510

Plus your down payment of $167,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,350/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$403,332Total interest paid
$1,074,532Total of all payments
Principal $671,200 Interest $403,332
YearPrincipalInterestBalance
1$15,724$27,257$655,476
2$16,382$26,600$639,094
3$17,067$25,914$622,028
4$17,781$25,201$604,247
5$18,524$24,457$585,723
6$19,299$23,682$566,423
7$20,107$22,875$546,317
8$20,948$22,034$525,369
9$21,824$21,157$503,545
10$22,737$20,245$480,809
11$23,688$19,294$457,121
12$24,679$18,303$432,442
13$25,711$17,271$406,732
14$26,786$16,195$379,946
15$27,907$15,075$352,039
16$29,074$13,907$322,965
17$30,290$12,691$292,675
18$31,557$11,424$261,118
19$32,877$10,104$228,241
20$34,252$8,729$193,989
21$35,685$7,296$158,304
22$37,178$5,804$121,126
23$38,733$4,249$82,393
24$40,353$2,628$42,041
25$42,041$941$0

At the end of your 5-year term

Total paid over the term
$214,906
Principal paid down
$85,477
Interest paid
$129,429
Balance remaining
$585,723

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $3,906− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,180

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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