32 Cliffcrest Drive, Toronto, ON

Cliffcrest, Toronto · MLS® E13540178

$1,499,000
For Sale
Listed 9 days ago
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6Bedrooms
5Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

Discover exceptional living in the heart of Cliffcrest. Set on an impressive oversized corner lot, this custom-built residence seamlessly combines timeless elegance with contemporary design. Surrounded by beautifully landscaped gardens, the property offers outstanding curb appeal, abundant outdoor space for avid gardeners, and the perfect setting for entertaining family and friends. Step inside to a bright, open-concept main floor where rich hardwood flooring, expansive windows, and an effortless layout create a warm and inviting atmosphere. The stunning chef-inspired kitchen is designed to impress, showcasing granite countertops, a custom tile backsplash, premium stainless steel appliances, a gas cooktop, and a built-in wall oven. Wrapped in floor-to-ceiling windows, the adjoining sunroom provides a peaceful retreat for morning coffee or year-round relaxation. A dedicated main-floor office offers an ideal workspace for those working from home. Upstairs, soaring ceilings and a striking central skylight fill the space with natural light. The spacious primary suite serves as a private sanctuary, complete with its own balcony, a walk-in closet, and a beautifully appointed 4-piece ensuite. Three additional generously sized bedrooms feature large windows and ample closet space, ensuring comfort and functionality for the whole family. The fully finished lower level offers exceptional flexibility with a new vinyl flooring, second kitchen, a spacious recreation room, and two additional bedrooms-making it ideal for extended family, overnight guests, or potential income opportunities. Outside, enjoy your own private backyard oasis featuring a fully fenced yard and a resort-style inground swimming pool, perfect for summer entertaining and everyday enjoyment. A detached double garage and private driveway complete this remarkable home, offering an outstanding combination of luxury finishes, generous living space, and an unbeatable Cliffcrest location.

Key facts

Property type
Detached, 2-Storey
MLS®
E13540178
Bedrooms
6 (4 + 2)
Bathrooms
5 (1 half)
Size
1500-2000
Lot
81.25 × 138.8 ft
Cross streets
Kingston Road & Midland Ave
Parking
2 garage · 4 parking (detached)
Driveway
Private Double
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Stone
Roof
Shingles
Sewer
Sewer
Pool
Inground
Property tax
$6,862 / 2025
Days on market
9
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 2Second3.17 × 4.13 m

large window · closet · broadloom

Bedroom 4Second3.07 × 4.11 m

large window · closet · w/o to balcony

KitchenMain2.99 × 2.89 m

galley kitchen · w/o to sunroom · stainless steel appl

Primary BedroomSecond3.81 × 4.01 m

w/o to balcony · 4 pc ensuite · walk-in closet(s)

RecreationBasement4.77 × 3.81 m

vinyl floor · window · open concept

Living RoomMain5.20 × 3.81 m

hardwood floor · fireplace · large window

BedroomBasement3.81 × 2.61 m

vinyl floor · window · closet

Bedroom 3Second3.86 × 3.09 m

large window · closet · broadloom

OfficeMain3.22 × 2.61 m

large window · hardwood floor

BedroomBasement1.77 × 2.91 m

vinyl floor · window · closet

Dining RoomMain3.81 × 2.89 m

window · open concept · hardwood floor

KitchenBasement3.50 × 3.81 m

stainless steel appl · walk-out · combined w/dining

SunroomMain4.57 × 2.49 m

window floor to ceiling · enclosed

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.28Mest. value

Listed at $1,499,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.43M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.25M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.29M

That comparable adjusts to $1.29M; the $1.28M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Chine Drive Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kingston Rd at Sandown Ave is about a 6-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.14MGreat deal$1.50MOverpriced

Total price vs nearby homes. Fair value about $1.28M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Weigh carefully
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Cliffcrest · asking prices
$1.47Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

61 Minerva Avenue$1.55M213 Phyllis Avenue$1.30M67 Cathedral Bluffs Drive$1.10M92 Gradwell Drive$1.93M

The 4 closest active listings nearby.

See all comparable homes
1.50MThis home1.55M1.30M1.10M1.93MThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $2.30M
$857this home / sqft
20active listings nearby
9days on market

This home lists 20% above the area average of $715/sqft.

8 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingston Rd at Sandown Ave, about 499 m away

20+ transit stops3 grocery20+ dining20+ parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Chine Drive Public School
90%
Chine Drive Public SchoolPublic · Elementary · 0.3 km awayAmong the top in the GTA · 90% meet the provincial standard

Affordability & Mortgage

Affordability
$6,832/mo
$281KIncome needed
5.3×Price ÷ income
$1,577Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,832Property tax $572Total carry $7,404

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,399per month

Mortgage amount $1,199,200 · 4.14% over 25 years

$299,800Down payment (20.0%)
$1,199,200Loan before insurance
$0CMHC premium
$6,971Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,399
Property tax
$572
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,971

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,455
Toronto municipal land transfer tax
$26,455
Estimated closing costs
$52,910

Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,773/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$720,613Total interest paid
$1,919,813Total of all payments
Principal $1,199,200 Interest $720,613
YearPrincipalInterestBalance
1$28,093$48,699$1,171,107
2$29,268$47,524$1,141,839
3$30,492$46,300$1,111,346
4$31,768$45,025$1,079,578
5$33,097$43,696$1,046,482
6$34,481$42,311$1,012,000
7$35,923$40,869$976,077
8$37,426$39,367$938,651
9$38,991$37,801$899,660
10$40,622$36,170$859,037
11$42,322$34,471$816,716
12$44,092$32,701$772,624
13$45,936$30,856$726,688
14$47,858$28,935$678,830
15$49,859$26,933$628,971
16$51,945$24,848$577,026
17$54,118$22,675$522,908
18$56,381$20,411$466,526
19$58,740$18,053$407,787
20$61,197$15,596$346,590
21$63,757$13,036$282,833
22$66,423$10,369$216,410
23$69,202$7,591$147,208
24$72,096$4,696$75,112
25$75,112$1,680$0

At the end of your 5-year term

Total paid over the term
$383,963
Principal paid down
$152,718
Interest paid
$231,244
Balance remaining
$1,046,482

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $6,862− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,380

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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